The top-rated business insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Brightway Insurance, The Harrington Agency. This directory lists 18 business insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 4 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 5 | Gregg Schindler - State Farm Insurance Agent | 2138 US-19 ALT #2-A | (727) 238-8800 |
| 6 | Pam Leonard-Williams - State Farm Insurance Agent | 1410 US-19 ALT C | (727) 785-0413 |
| 7 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 8 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 9 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
| 10 | Pinellas Insurance Solutions | 3060 US-19 ALT Suite B1 | (727) 557-5633 |
Coleman Insurance Agency serves Palm Harbor and the surrounding Pinellas County area as a business insurance agent. It assists local companies in securing essential coverage to protect their operations and assets. The agency works closely with business owners to understand their specific needs and risks. It provides general liability policies to guard against third-party claims and property insurance to cover physical assets like buildings and equipment. It also handles workers’ compensation insurance for businesses in the region.
Reliant Insurance Services in Palm Harbor, FL provides a full range of commercial coverage options tailored to local business needs. Its service plans include ongoing policy reviews and risk assessments to help clients adapt to changing requirements. Maintenance plans focus on streamlined renewals and timely updates on regulatory changes affecting general liability or property policies. The agency assists with protecting single-family homes that serve as business rentals, apartments, planned retail storefronts, and restaurants requiring liquor liability or food contamination coverage.
Lizette Cochran - State Farm Insurance Agent in Palm Harbor, FL serves property managers, homeowners, and local business owners with customized business insurance policies. The agency helps clients protect their assets against common commercial risks, including liability and property damage. It also assists with personal insurance coverages for vehicles and homes. Services are available for entrepreneurs and small companies throughout the area. The agent additionally covers nearby communities in the greater Tampa Bay metro, including Tarpon Springs and Clearwater.
Brightway Insurance, The Harrington Agency serves Palm Harbor and the surrounding communities of Pinellas County, offering business insurance coverage for small and mid-sized companies. This agency handles a range of commercial policies, including general liability, property, and workers' compensation. To handle a typical job, the agency begins by reviewing the client’s specific operations and exposures, then selects appropriate carrier options to build a tailored coverage plan.
Gregg Schindler - State Farm Insurance Agent in Palm Harbor, FL, provides business insurance solutions that distinguish between one-time policy placements and recurring service agreements for ongoing coverage needs. This agency helps local businesses secure essential protections such as general liability and property insurance to mitigate operational risks. Service runs on an as-needed basis, allowing clients to adjust policies when their business circumstances change or renew annually.
Operating as a business insurance agent in Palm Harbor, FL, Pam Leonard-Williams - State Farm Insurance Agent specializes in tailoring commercial policies for local enterprises. Its general work involves guiding small business owners through coverage selections that protect assets and operations. The agency also assists with personal policies for community members. A key seasonal focus includes reviewing liability limits before the peak holiday shopping period, ensuring seasonal inventory and increased foot traffic are properly covered.
As seasonal storms and tourist-driven fluctuations impact Palm Harbor businesses, Hawk Insurance Group helps local operators assess their commercial coverage needs. This business insurance agent works with small and medium enterprises to tailor policies for property, liability, and workers’ compensation exposures. Their process begins by reviewing each client’s unique operational risks, from retail shops to professional offices. An initial consultation leads directly to a thorough on-site inspection of the business premises to identify specific exposures and determine appropriate coverage limits.
Whitenco Insurance Agency Palm Harbor serves residential clients by advising on homeowner policies to protect personal property and liability. For local businesses, the agency develops commercial coverage plans that address property, liability, and workers’ compensation needs. The firm assists clients throughout Palm Harbor, FL, with reviewing insurance options and adjusting coverages. After initial policy setup, the agency contacts policyholders regularly to update coverage as assets or business operations change, ensuring consistent protection between annual reviews.
Mark Gianeskis operates a business insurance agency in Palm Harbor, FL, helping local companies manage their general liability and property coverage needs. The office specializes in bundling policies to protect against common operational risks and liability exposures. Clients can obtain tailored policies for commercial property, general liability, and workers compensation. The agency works to serve small and mid-sized businesses, including offices, warehouses, and food service operations.
Pinellas Insurance Solutions in Palm Harbor, FL, is known for offering tailored business insurance policies to local companies of varying sizes. Its service range includes general liability and commercial property coverage that help protect against common operational risks. The agency also assists with workers’ compensation plans to safeguard employees. For businesses requiring broader protection, it can add on professional liability insurance to address claims related to errors or omissions.
What Does a a Business Insurance Agent in Palm Harbor Cost?
The cost of business insurance in Florida varies widely. A small Palm Harbor retail shop might pay between 500 and 1500 dollars per year for general liability coverage. A construction company could pay 3000 to 8000 dollars annually for a package policy. Factors include industry payroll location and claims history. This is general information not insurance advice.
About business insurance agents in Palm Harbor
Business insurance agents in Palm Harbor Florida help local companies secure coverage against common risks like property damage and liability claims. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. Agents can guide you through state specific requirements and find policies that match your operations.
Frequently Asked Questions
What types of business insurance are common in Palm Harbor Florida?
Common types include general liability insurance commercial property insurance and workers compensation. Many Palm Harbor businesses also purchase professional liability or commercial auto insurance depending on their industry.
Does Florida require businesses to have insurance?
Florida does not require general liability insurance for all businesses. However it mandates workers compensation for most employers with four or more employees. Businesses with vehicles must carry commercial auto insurance per Florida law.
How can a business insurance agent help with Florida specific risks?
An agent can assess risks like hurricane damage and sinkhole exposure which are common in Florida. They can recommend coverage limits that comply with state regulations and protect against local weather related losses.
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