The top-rated business insurance agent in St. Augustine, Florida is Christopher Brown - GEICO Insurance Agent, rated 4.9 stars across 373 reviews. Other highly rated options include Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency, Tim Huber Insurance. This directory lists 23 business insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Brown - GEICO Insurance Agent | 224 State Rte 312 | (904) 506-6500 |
| 2 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S ste a | (904) 461-5400 |
| 3 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 4 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 5 | The Bailey Group – An NFP Company | 1200 Plantation Island Dr S UNIT 210 | (904) 461-1800 |
| 6 | Direct Auto Insurance | 2467 US-1 | (904) 794-2357 |
| 7 | Fender Insurance Agency | 101 E Town Pl #225 | (904) 639-4333 |
| 8 | Britni Burkins: Allstate Insurance | 125 Nix Boat Yard Rd | (904) 797-2660 |
| 9 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 10 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
Christopher Brown - GEICO Insurance Agent provides a full range of business insurance coverage for commercial operations in the St. Augustine, Florida area. The agency offers tailored policy options designed to protect against common business risks, alongside ongoing support to review and adjust plans as company needs evolve. Existing accounts receive periodic check-ins to ensure coverage remains aligned with changes in operations or local regulations. The agency services a variety of local properties, including single-family homes, apartments, retail shops, and restaurants.
Perry Unwalla - State Farm Insurance Agent serves the St. Augustine, Florida area, providing business insurance agent services to local enterprises. The agency helps commercial clients with coverage tailored to their operational risks and property concerns. General liability policies protect against common third-party claims, while commercial property insurance covers buildings and inventory from damage or loss. They also assist business owners with workers compensation policies to address employee injury expenses and business interruption coverage for income loss during closures.
Leigh Insurance Agency serves small business owners, commercial property managers, and independent contractors throughout St. Augustine, Florida. It offers tailored business insurance policies including general liability, commercial property, and workers’ compensation coverage. The agency works with local shopkeepers, restaurant owners, and service professionals to protect their assets and operations. Risk management guidance is provided alongside policy selection. Its coverage area extends to the greater St. Johns County region and reaches neighboring communities such as Palm Coast.
Serving St. Augustine and the surrounding communities of St. Johns County, Tim Huber Insurance handles commercial coverage needs for local businesses. The agency works with clients to find policies that protect their operations, property, and liability. It assists with reviewing a company's specific risks and then identifies suitable coverage options from available carriers. On a typical assignment, the agent assesses the business's exposures and then presents tailored insurance solutions designed to meet its particular requirements and budget.
The Bailey Group – An NFP Company in St. Augustine, FL, helps local businesses distinguish between one-time service needs, such as securing a policy for a short-term project, and recurring service options like annual policy renewals. They provide general business insurance agent coverage solutions tailored to regional operations, assisting with risk assessment and policy selection. Customer service runs on an as-needed basis, with agents available to adjust coverage limits or file claims whenever a client’s circumstances change.
Direct Auto Insurance provides commercial liability, property coverage, and workers’ compensation solutions for businesses in St. Augustine. It also delivers general business insurance services tailored to local retail shops, contractors, and professional offices operating in the surrounding St. Johns County area. Business owners navigating seasonal hurricane threats along the Florida coast rely on its guidance to secure adequate windstorm and flood protection well before the summer storm peak.
Fender Insurance Agency in St. Augustine, FL works with local business owners to secure essential general liability and property coverage, and specializes in adding industry-specific protections like professional liability or workers’ compensation policies. The firm’s services are designed for small and mid-sized enterprises operating in the area’s commercial sectors, including retail offices, warehouses, and food service establishments.
Britni Burkins: Allstate Insurance in St. Augustine, Florida, is known for providing personal attention to business owners seeking commercial coverage. The agency offers a range of policies to protect small enterprises, including general liability, property, and workers’ compensation insurance. Clients can receive customized risk assessments to help match coverage to their specific operational needs. The agency also provides a specialty service of adding business interruption insurance to a commercial package.
As St. Augustine tourism and seasonal construction ramp up, businesses need protection against property liability and employee risks specific to this historic coastal city. Ancient City Insurance works as a business insurance agent, providing coverage options for local restaurants, retail shops, and marine operators navigating flood zones and high foot traffic. The agency helps match policies to the operational exposures of small enterprises and contractors. They begin with a risk assessment and property inspection to identify the specific coverages each business requires.
What Does a a Business Insurance Agent in St. Augustine Cost?
Typical costs for a small business insurance package in Florida range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry class code averaging 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property rates depend on building value location and hurricane risk. Costs vary by case. This is general information not insurance advice.
About business insurance agents in St. Augustine
Business insurance agents in St. Augustine help local companies secure coverage for property damage liability and employee injuries. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents can also advise on hurricane and flood protection for coastal properties in St. Johns County.
Frequently Asked Questions
What types of business insurance do St. Augustine agents offer?
Agents offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber liability policies for local businesses.
Is business insurance required by law in Florida?
Florida requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required for any business-owned vehicle. General liability is not state mandated but is often required by landlords or contracts.
How can a St. Augustine agent help with hurricane coverage?
Agents review your commercial property policy to ensure it includes windstorm and flood coverage. Florida has a strict 60-day notice period for hurricane deductibles so an agent can explain how this affects your claim.
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