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Find Business Insurance Agents Near You in St Cloud, FL

Browse business insurance agents serving St Cloud, Florida. Updated 2026-07-14.

The top-rated business insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 20 business insurance agents serving St Cloud.

Showing 20 business insurance agents in St Cloud, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance521 13th St(407) 964-1787
2MM Insurance Pro1207 Michigan Ave(407) 908-7474
3Client Care Insurance2001 Hickory Tree Rd(407) 574-5599
4Dolly Clements Garcia - State Farm Insurance Agent1101 New York Ave(407) 556-3203
5Ford Insurance113 E 13th St(407) 847-5892
6Amsley Insurance Services1617 13th St(407) 892-9645
7Advantage Insurance Advisors - St. Cloud910 13th St(321) 945-8153
8GreatFlorida Insurance: Tony Busby1417 Hamlin Ave UNIT G(407) 270-8220
9Barakat Insurance Agency2722 13th St(407) 705-3877
10Central Care Insurance3415 Perching Rd(833) 339-6434
UI
521 13th St
Univista Insurance
Business Insurance Agent · St Cloud, FL

As Central Florida businesses face increasing weather and liability risks, Univista Insurance in St Cloud helps local companies secure appropriate commercial coverage. The agency works with entrepreneurs to identify exposures common to the region, from hurricane-related property damage to general liability concerns. Business Insurance Agents evaluate each operation, tailoring policies that address specific industry needs. This approach includes reviewing current assets, revenue streams, and operational routines. After discussing available options and their corresponding premiums, an agent schedules an initial on-site risk assessment to catalog any unique hazards.

MI
1207 Michigan Ave
MM Insurance Pro
Business Insurance Agent · St Cloud, FL

MM Insurance Pro serves the St Cloud, Florida area as a local resource for business insurance coverage. The agency helps commercial clients assess their operational risks and select suitable liability policies. A significant part of their work involves guiding small to midsize enterprises through the process of obtaining general liability protection. The agency also frequently assists local companies in securing customized workers compensation plans for their employees.

CC
2001 Hickory Tree Rd
Client Care Insurance
Business Insurance Agent · St Cloud, FL

Client Care Insurance provides a range of business insurance agent services in St Cloud, FL, including general liability, property, and workers’ compensation coverage. It helps local businesses manage risk through tailored policy evaluations and routine coverage reviews. The agency offers ongoing support for claims processing and policy adjustments to meet changing needs. It services a variety of properties such as single-family homes, apartments, retail storefronts, and restaurants.

DC
1101 New York Ave
Dolly Clements Garcia - State Farm Insurance Agent
Business Insurance Agent · St Cloud, FL

Dolly Clements Garcia - State Farm Insurance Agent serves homeowners, businesses, and property managers in St Cloud, FL, by offering personal and commercial insurance policies. The agency helps local enterprises protect their assets with tailored coverage options designed for small and mid-sized operations. Property managers receive guidance on liability and property protection. This agency also provides the Osceola County communities of Kissimmee and Celebration with its business insurance services.

FI
113 E 13th St
Ford Insurance
Business Insurance Agent · St Cloud, FL

Ford Insurance serves St. Cloud and the surrounding communities in central Florida, handling business insurance policies for local companies. Its work includes coverage for property, liability, and commercial auto to protect small and mid-sized businesses against common operational risks. The agency helps clients assess their exposure and select appropriate protection for their specific industry needs. To handle a typical job, it first reviews a business's operations and assets, then customizes a policy that addresses those identified risks while fitting the client's budget.

AI
1617 13th St
Amsley Insurance Services
Business Insurance Agent · St Cloud, FL

Some business insurance policies are structured as one-time purchases for a single project, while others require recurring renewals for ongoing protection. Amsley Insurance Services in St. Cloud, FL covers general liability, property, and workers compensation to help local companies manage operational risk. These policies are tailored to the specific exposures faced by small firms and commercial entities in the area. Service is available on an as-needed basis for policy adjustments or claims support.

AI
910 13th St
Advantage Insurance Advisors - St. Cloud
Business Insurance Agent · St Cloud, FL

As central Florida’s storm season approaches, local business owners face unique property and liability concerns. Advantage Insurance Advisors in St. Cloud helps navigate these commercial risks by explaining coverage options tailored to the region’s weather patterns and regulatory landscape. From general liability policies to workers’ compensation plans, they clarify how each can protect retail, service, and small industrial operations. Before issuing any proposal, the team completes a detailed on-site inspection of the business premises to identify exposures and recommend appropriate policy limits based on the individual risk profile.

GI
1417 Hamlin Ave UNIT G
GreatFlorida Insurance: Tony Busby
Business Insurance Agent · St Cloud, FL

GreatFlorida Insurance: Tony Busby provides specialized business insurance coverage, including general liability and commercial property policies, to protect local enterprises. The agency professionally services St. Cloud, Florida ventures, assessing their unique operational risks and tailoring individual policy packages to suit their requirements. As the winter months bring increased tourism and seasonal activity to the area, the agency helps local shop owners and contractors secure adequate coverage against the seasonal rise in foot traffic and associated workplace liabilities.

BI
2722 13th St
Barakat Insurance Agency
Business Insurance Agent · St Cloud, FL

Barakat Insurance Agency provides business owners in the St Cloud, FL area with essential property and liability insurance coverage. The agency specializes in adding tailored policies for equipment breakdown, employment practices liability, and cyber protection for sensitive client data. Its commercial lines help secure offices with general liability and property coverage, warehouses against inventory damage and cargo risks, and food service operations with protection for equipment and product spoilage.

CC
3415 Perching Rd
Central Care Insurance
Business Insurance Agent · St Cloud, FL

Central Care Insurance serves residents in St Cloud, Florida with business insurance policies tailored to local operations. The agency provides commercial coverage for small and medium-sized enterprises across the surrounding Central Florida area. Business owners can discuss general liability, property, and workers compensation options in a straightforward consultation. After securing initial policies, the office follows up to review coverage needs before policy renewal dates, ensuring adjustments are made as a business grows between regular annual visits.

AI
123 E 13th St
Ashton Insurance Agency LLC
Business Insurance Agent · St Cloud, FL
(407) 498-4477
theashtoninsuranceagency.com
GL
1431 Belladonna Pl
Global Luxury Financial & Insurance Group
Business Insurance Agent · St Cloud, FL
(689) 322-1553
glfinsurancegroup.com
GF
1121 Kentucky Ave
Gaston Financial Group
Business Insurance Agent · St Cloud, FL
(407) 346-1946
gastonfinancialgroup.com
CU
3223 Countryside View Dr
ClaimsPro USA
Business Insurance Agent · St Cloud, FL
(833) 252-4601
claimsprousa.com
BI
1451 E Irlo Bronson Memorial Hwy
Brightway Insurance, The Sterner Agency
Business Insurance Agent · St Cloud, FL
(407) 891-9361
brightway.com/agencies/FL/St-Cloud/0025
GL
3425 13th St
Green Light Insurance Agency
Business Insurance Agent · St Cloud, FL
(321) 766-4691
greenlightinsuranceagency.com
ND
1102 New York Ave
Newman Debra
Business Insurance Agent · St Cloud, FL
(407) 892-6300
SC
St Cloud, FL 34769
St.Cloud Insurance
Business Insurance Agent · St Cloud, FL
RP
Bass Hwy
Ryan P Ross Insurance
Business Insurance Agent · St Cloud, FL
(239) 289-9839
ryanpross.com
KI
1312 Illinois Ave Suite H
Kocher Insurance, LLC
Business Insurance Agent · St Cloud, FL
(407) 957-1918
kocherinsurancellc.com

What Does a a Business Insurance Agent in St Cloud Cost?

Business insurance costs in Florida vary widely by industry and risk level. A small retail shop in St Cloud might pay between $500 and $1,500 per year for general liability insurance. A construction contractor could pay $3,000 to $10,000 or more annually for general liability and workers compensation combined. Factors include payroll, claims history, and coverage limits. This is general information, not insurance advice.

About business insurance agents in St Cloud

Business insurance agents in St Cloud, Florida help local companies find coverage for property, liability, and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents in this growing Orlando-area community understand the unique risks faced by construction, retail, and service businesses in Central Florida.

Frequently Asked Questions

What types of business insurance are required in Florida?

Florida requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for business. General liability insurance is not required by state law but is often required by landlords and contracts.

How do I find a licensed business insurance agent in St Cloud?

You can verify an agent license through the Florida Department of Financial Services website. Look for agents who specialize in commercial lines and have experience with businesses in St Cloud. Local agents understand the specific risks of the area, including hurricane and flood exposure.

What information do I need to get a business insurance quote in St Cloud?

You will need your business license number, estimated annual revenue, number of employees, and details about your operations. For property coverage, you will need the building value and contents value. Florida agents may also ask about hurricane mitigation features like impact windows and roof age.

Business Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.