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Find Business Insurance Agents Near You in Winter Haven, FL
Browse business insurance agents serving Winter Haven, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 business insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274
robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134
teambarfield.com
Jessica Cruz Phung - State Farm Insurance Agent
1102 Cypress Gardens Blvd Unit G, Winter Haven, FL 33884
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700
geico.com
Zinsmeister - Your Home, Boat & Auto Insurance Agency
1211 6th St SE, Winter Haven, FL 33880
(863) 294-1034
zinsmeisterinsurance.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600
winterhaven.greatflorida.com
American Insurance Inc
3610 Havendale Blvd, Winter Haven, FL 33881
(863) 965-2886
americaninsuranceinc.com
White Chip Insurance – Winter Haven
1217 6th St SW, Winter Haven, FL 33880
(863) 342-6723
whitechipinsurance.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990
clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885
cypressinsuranceonline.com
Sealy Insurance
3395 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 324-3100
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330
dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111
cminsure.com
Brightway Insurance, The Bailey and Associates Agency
150 3rd St SW Suite 203, Winter Haven, FL 33880
(863) 614-1300
brightwaybaileyandassociates.com
A business insurance agent in Winter Haven Florida helps local companies find coverage that meets state requirements and protects against common risks. Florida law mandates certain coverages like workers compensation for businesses with four or more employees. Agents in Winter Haven can guide you through policies for property, liability, and hurricane damage specific to Central Florida.
What Does a Business Insurance Agent in Winter Haven Cost?
Typical costs for a business insurance agent in Florida vary by industry and coverage level. A small retail shop might pay $500 to $1,500 per year for general liability. A construction company could pay $3,000 to $10,000 annually for workers comp and liability. Hurricane coverage adds 10 to 30 percent more to property premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Florida?
Florida requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is also required if you use vehicles for business. General liability is not required by state law but is often required by landlords or contracts.
How do I choose a business insurance agent in Winter Haven?
Look for an agent licensed in Florida who has experience with your industry. Ask about their knowledge of local risks like hurricanes and sinkholes. You can verify an agents license through the Florida Department of Financial Services website.
Does business insurance in Florida cover hurricane damage?
Standard commercial property policies in Florida often exclude windstorm or flood damage. You may need separate windstorm coverage or a commercial flood policy. An agent in Winter Haven can help you add these endorsements to your policy.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.