The top-rated business insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 20 business insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Salem & Co | 301 Plantation Chase | (912) 666-6165 |
| 6 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 7 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 8 | Protect Pro Insurance | 122 Circle Dr | (770) 273-9059 |
| 9 | Smoot Financial Group | 400 Main St STE 4 | (912) 549-8776 |
| 10 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
Maggie Dutton - State Farm Insurance Agent serves St Simons Island, Georgia and Glynn County with business insurance solutions. The agency works with local entrepreneurs and commercial property owners to secure appropriate coverage for their operations. Policies are designed to protect companies from common financial risks in the coastal Georgia business environment. Services include general liability insurance, commercial property coverage, and business interruption protection. The office also handles workers compensation policies for small to medium-sized businesses in this area.
Seban's Insurance Solutions serves homeowners, businesses, and property managers throughout St Simons Island, Georgia. It offers tailored business insurance coverage designed to protect commercial assets and manage daily operational risks. The agency works to understand clients’ specific liability and property needs before recommending appropriate policy options. This allows local entrepreneurs and property owners to secure protection for their buildings, equipment, and business income. Seban's Insurance Solutions also extends its services to clients in the nearby mainland city of Brunswick and surrounding Glynn County communities.
Fleet Risk Management Inc serves St Simons Island and the surrounding coastal communities of Glynn County. The agency addresses needs for business insurance coverage, handling general liability, commercial property, and workers compensation to protect local enterprises. It also reviews professional liability and commercial auto policies tailored for regional operations. To execute a typical client engagement, the agent conducts a thorough risk assessment of current operations and available coverage options.
Salem & Co specializes in crafting tailored coverage for local businesses, including general liability, property insurance, and workers' compensation. Located in St Simons Island, GA, the agency serves a range of commercial clients, from retail shops to coastal service providers. It works to align policies with each business’s unique risk profile and operational needs. During hurricane season, the company assists clients in reviewing storm-related protections and business interruption coverage to safeguard against weather-related disruptions.
Robinson & Associates Insurance, Inc in St Simons Island, GA provides business insurance as both one-time and ongoing service options, allowing clients to address immediate risks or manage coverage over time. The agency arranges policies that protect local enterprises from common liability and property exposures. Service for each client operates on a scheduled or as-needed basis, depending on whether the business requires periodic policy reviews or immediate adjustments due to operational changes.
As coastal storms and seasonal humidity peak along the Georgia coast, local businesses face unique property and liability exposures. Turner & Associates Insurance on St Simons Island helps clients evaluate their commercial insurance coverage for such regional risks. The agency works with business owners to review general liability, property, and workers’ compensation policies, aiming to match each policy with the specific needs of the area’s marine, retail, and service industries. A new client meeting begins with a no-obligation inspection of the premises and current coverage.
Protect Pro Insurance assists homeowners and renters in St Simons Island, GA with tailored residential property protection. The agency also provides commercial insurance coverage for local businesses, helping them manage risks unique to the coastal environment. Clients throughout the area can secure policies that address liability, property, and operational needs. After initial coverage is established, the agency typically checks in before each renewal period to review any changes, ensuring policies remain suitable between regular annual visits.
Smoot Financial Group on St Simons Island, Georgia, is known for providing comprehensive business insurance products crafted to meet local commercial requirements. It assists entrepreneurs and established companies in protecting their assets and operations from common professional and liability risks. The agency draws on a deep understanding of regional market conditions to guide clients through property, liability, and workers’ compensation policies. It can also specialize in offering customized inland marine insurance solutions for equipment and inventory.
McGinty-Gordon & Associates provides business insurance coverage in the St Simons Island, Georgia area. The agency specializes in property and liability policies designed to protect companies from operational risks. Tailored packages can address industry-specific exposures that general plans often overlook. The firm assists a variety of commercial clients, including private offices requiring professional liability protection, warehouses needing property coverage, and food service establishments seeking policies that guard against injury and equipment loss.
What Does a a Business Insurance Agent in St Simons Island Cost?
The cost of business insurance in Georgia varies by industry size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars per year for general liability and workers comp. Coastal properties like those on St Simons Island may have higher premiums for wind and flood coverage. This is general information and not insurance advice.
About business insurance agents in St Simons Island
Business insurance agents in St Simons Island Georgia help local companies find coverage for property damage liability and workers compensation. Georgia law requires most employers with three or more employees to carry workers compensation insurance. An agent can explain how coastal risks like wind and flood affect your policy options.
Frequently Asked Questions
What types of business insurance do St Simons Island agents offer?
Agents offer general liability commercial property workers compensation and professional liability coverage. They also provide commercial auto and umbrella policies. Each policy is tailored to the specific risks of your business.
Is business insurance required by law in Georgia?
Georgia requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How does a St Simons Island agent help with coastal business risks?
St Simons Island is in a coastal zone so flood and wind damage are important concerns. An agent can help you find policies that cover storm surge and hurricane damage. They also know which insurers offer coverage in high risk areas.
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