The top-rated business insurance agent in Lewiston, Idaho is Murray Insurance, rated 4.8 stars across 200 reviews. Other highly rated options include Bruce Wyatt - State Farm Insurance Agent, Martin Insurance Inc, Ace Insurance, LLC. This directory lists 20 business insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Murray Insurance | 1920 19th Ave | (208) 743-4880 |
| 2 | Bruce Wyatt - State Farm Insurance Agent | 502 Thain Rd | (208) 743-6249 |
| 3 | Martin Insurance Inc | 1122 Idaho St | (208) 743-6543 |
| 4 | Ace Insurance, LLC | 803 16th Ave | (208) 791-8971 |
| 5 | SureStart Car Insurance | 2010 14th Ave | — |
| 6 | American Insurance | 55 Southway Ave | (208) 746-9646 |
| 7 | Farm Bureau Insurance - Robie & Orellana Insurance Agency | 609 Bryden Ave | (208) 758-9010 |
| 8 | Farmers Insurance - Albert Reagan | 618 D St Ste B | (208) 743-5441 |
| 9 | Richard Woods | 1053 21st St | (208) 746-7046 |
| 10 | Clearwater Insurance- Camas Prairie Insurance | 701 Bryden Ave | (208) 746-6184 |
Murray Insurance serves the Lewiston, Idaho, area as a business insurance agent offering risk management guidance. It assists local companies in securing commercial property coverage to protect their physical assets from unforeseen damage. General liability policies are also available to help businesses address common third-party risks. In addition to these core services, the agency handles workers' compensation plans to cover employee injuries. Professional liability and commercial auto insurance are specific services it manages for Lewiston-area clients.
Bruce Wyatt - State Farm Insurance Agent provides a broad range of business insurance solutions, including general liability, property, and commercial auto coverage, tailored to local enterprises in Lewiston, Idaho. Service plans focus on regular policy reviews to ensure coverage adapts to evolving business needs, with accessible support for claims and policy adjustments. The agency services a variety of commercial properties, including retail storefronts, restaurants, professional offices, larger apartment complexes, and single-family rental homes.
Martin Insurance Inc serves small and mid-sized business owners, commercial property managers, and independent contractors in and around Lewiston, Idaho. The agency helps clients secure general liability, commercial property, workers’ compensation, and other essential coverage tailored to their operational risks. Experienced agents work closely with each business to review policy options and ensure adequate protection. The company also provides coverage for professional liability and commercial auto needs. Martin Insurance Inc extends its services to the Clarkston community just across the Washington state line.
Ace Insurance, LLC serves Lewiston, Idaho, and the surrounding Nez Perce County communities, handling business insurance for local enterprises. It assists clients with essential commercial coverage such as general liability, property protection, and workers’ compensation. To address a typical job, the agency first reviews the specific risks of each business operation, then recommends a tailored policy structure from its available carriers to ensure adequate protection without unnecessary extras.
American Insurance specializes in commercial property, liability, and workers’ compensation coverage for small to midsize businesses. The agency advises clients in Lewiston, Idaho, on managing risk, selecting appropriate policy limits, and bundling protections to reduce gaps. It works closely with a range of local enterprises, from retail shops and contractors to professional services and agricultural operations. Evaluating operational changes that may affect coverage is a key part of its ongoing assistance. As winter approaches, the agency helps businesses review snow removal liability and equipment storage needs.
As winter weather approaches in Lewiston, local businesses must prepare for potential liabilities from ice, snow, and reduced visibility. Farm Bureau Insurance - Robie & Orellana Insurance Agency addresses these seasonal risks by tailoring commercial policies to fit the specific exposures of regional operations. Covering everything from liability to property damage, the agency works with business owners in the Lewiston area to secure appropriate protection. They begin every new client relationship by scheduling a thorough on-site inspection of the business premises to identify exact coverage needs.
Farmers Insurance - Albert Reagan in Lewiston, ID, offers business insurance coverage to local enterprises, helping protect assets and mitigate operational risks. Standard policies can be augmented with specialized add-ons such as general liability, commercial property, and workers compensation. These tailored options address unique exposures faced by area businesses. Through comprehensive risk assessment, the agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Richard Woods serves residential clients in Lewiston, Idaho, by addressing their household insurance needs. The agency also provides commercial coverage for local businesses, ensuring that small enterprises and larger operations alike have protection against common risks. Serving the Lewiston area, the firm works with carriers to offer policies tailored to each client’s situation. Customers often return to update their plans as circumstances change or to request adjustments between regular policy reviews, maintaining ongoing coverage that fits their evolving needs.
Clearwater Insurance- Camas Prairie Insurance in Lewiston, ID, is known for helping local businesses manage general liability and commercial property exposures. The agency serves a range of small to midsize enterprises across the region, offering guidance on coverage limits, risk assessment, and policy selection. Its service area includes retail, construction, and professional service firms. As an add-on specialty, the agency can provide independent cyber liability protection tailored to a business’s data handling practices.
What Does a a Business Insurance Agent in Lewiston Cost?
Typical costs for a small business insurance policy in Idaho range from $500 to $3,000 per year for general liability, with additional premiums for property and workers compensation. A Lewiston retail store might pay around $1,200 annually for a basic package, while a construction contractor could pay $4,000 or more. Costs vary by industry, payroll, revenue, and claims history. This is general information, not insurance advice.
About business insurance agents in Lewiston
Business insurance agents in Lewiston, Idaho help local companies find coverage for property, liability, and workers compensation. Idaho law requires businesses with employees to carry workers compensation insurance. An agent can guide you through options that meet state requirements and protect your operations.
Frequently Asked Questions
What types of business insurance are common in Lewiston Idaho?
Common types include general liability, commercial property, workers compensation, and commercial auto insurance. Many Lewiston businesses also add inland marine coverage for equipment and inventory transported along the Clearwater River corridor.
Does Idaho require businesses to have workers compensation insurance?
Yes, Idaho Code Title 72 requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. An agent can help you comply with this state law.
How can a Lewiston business insurance agent help with risk management?
An agent reviews your specific operations, such as agriculture, retail, or construction, and identifies unique risks like wildfire exposure or river flooding. They then recommend coverage limits and policy endorsements to address those risks.
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