The top-rated business insurance agent in Des Plaines, Illinois is Insurance Broker Hub, rated 5.0 stars across 424 reviews. Other highly rated options include United Auto Insurance, Gary Portugal - Insurance Agent, America's Choice Insurance Agency. This directory lists 19 business insurance agents serving Des Plaines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Broker Hub | 1400 E Touhy Ave | (833) 983-1631 |
| 2 | United Auto Insurance | 2340 S River Rd Suite 112 | (773) 202-5000 |
| 3 | Gary Portugal - Insurance Agent | 1111 E Touhy Ave # 235 | (847) 902-4999 |
| 4 | America's Choice Insurance Agency | 2720 S River Rd #134 | (708) 453-4312 |
| 5 | Ozfield Insurance, Tax & Accounting Services | 2800 S River Rd Suite 500 | (773) 536-9272 |
| 6 | Dave Miller - State Farm Insurance Agent | 950 Lee St #220 | (847) 298-5080 |
| 7 | Faller Insurance Agency | 2720 S River Rd Suite 132 | (847) 430-3342 |
| 8 | Essex Insurance Brokers LLC | 2340 S River Rd Suite 120C | (847) 954-2222 |
| 9 | Insure Now Inc | 782 W Oakton St #B | (847) 758-9512 |
| 10 | Jake Yale - Independent Insurance Agent | 1111 E Touhy Ave # 235 | (847) 612-7354 |
Insurance Broker Hub serves the greater Des Plaines, Illinois, area as a dedicated business insurance agent. It connects local enterprises with appropriate coverage options, helping them assess risk to protect their operations. The firm manages applications and claims support for general liability and commercial property policies designed for small to medium-sized companies. It also handles specialized solutions for professional liability and workers’ compensation coverage in this region.
United Auto Insurance in Des Plaines, IL, offers a broad range of business insurance agent services, including general liability, property, and workers' compensation coverage for local enterprises. It also provides ongoing policy reviews and risk management consultations to help businesses maintain adequate protection. The agency serves a variety of commercial property types, including single-family homes used as offices, apartment buildings, retail storefronts, and independently owned restaurants.
Gary Portugal - Insurance Agent serves homeowners, businesses, and property managers in the Des Plaines, Illinois area. The agency helps commercial clients manage risk with general liability, property, and workers compensation coverage tailored to local operations. For residential customers, it provides policies that protect structures and personal belongings. Personal consultations are offered to review specific insurance needs and recommend appropriate plans. The agency also extends its services to nearby Arlington Heights and the broader northwest suburbs of the Chicago metropolitan region.
America's Choice Insurance Agency in Des Plaines, IL, offers business insurance policies that can protect against liability, property damage, and income loss through coverage plans designed for ongoing operations, distinct from any one-time service consultations. The agency also provides periodic risk assessments to adjust coverage as a business evolves. General liability and commercial property coverage are foundational, with options for additional specialized endorsements. Service runs on a scheduled basis, with policy reviews conducted annually or as needed based on client requests.
Ozfield Insurance, Tax & Accounting Services serves business owners in Des Plaines, IL and surrounding communities. It handles commercial insurance policies, helping clients select appropriate coverage limits for their specific operation. The agency also coordinates with underwriters to secure policies that meet each business’s risk profile. For a typical job, the agent reviews the client’s operational details and current exposures, then compares proposals from multiple carriers to present suitable coverage options.
Many Des Plaines small business owners spring into action as the weather warms, updating their liability coverage before the season's first big event. Dave Miller - State Farm Insurance Agent provides business insurance guidance tailored to local commercial realities, helping retailers, contractors, and service providers understand their property and general liability exposures. The agency evaluates each operation's unique risks, such as foot traffic or equipment use. The process begins with a complimentary on-site inspection of the premises and a review of current policy limits.
Fallner Insurance Agency serves residential and commercial clients in Des Plaines, Illinois, offering business insurance agents who advise on coverage needs for local companies. They help business owners assess risks and secure policies that protect property and operations. Serving the greater Des Plaines area, they can arrange both initial consultations and modifications to existing plans. The agency also provides follow-up service between regular visits to ensure coverage remains appropriate as clients' circumstances evolve.
Based in Des Plaines, Illinois, Essex Insurance Brokers LLC works to connect local businesses with appropriate coverage options. As a business insurance agent, it helps clients identify general liability and property protection needed for daily operations. The firm can also assist with specialty add-ons such as business interruption coverage and workers compensation policies. Its services are available for a range of commercial sectors, including professional offices, warehouses, and food service operations.
Insure Now Inc in Des Plaines, IL offers specialized coverage for liability and property risks essential to local retailers and service contractors. As a business insurance agent, it conducts regular policy reviews and ensures clients have appropriate protection for their operations and assets. The company helps new business owners secure general liability policies and advises on workers’ compensation requirements. It also assists established firms with adjustments to coverage as seasonal fluctuations in inventory or payroll occur.
What Does a a Business Insurance Agent in Des Plaines Cost?
The cost of business insurance in Illinois varies by industry location and coverage limits. A small retail shop in Des Plaines might pay between 500 and 1500 dollars per year for a basic business owner policy. A construction contractor could pay 3000 to 8000 dollars annually due to higher liability risks. Workers compensation premiums are based on payroll and classification codes set by the Illinois Department of Insurance. This is general information and not insurance advice.
About business insurance agents in Des Plaines
Business owners in Des Plaines Illinois need insurance coverage that protects their operations and assets. A local business insurance agent can help you navigate Illinois specific requirements such as workers compensation insurance which is mandatory for most employers under the Illinois Workers Compensation Act. Working with an agent who understands the Des Plaines market ensures your policy addresses local risks and complies with state regulations.
Frequently Asked Questions
What types of business insurance do I need in Des Plaines Illinois?
Common coverages include general liability commercial property and workers compensation. Illinois law requires workers compensation for businesses with one or more employees. Your agent can also recommend business interruption and professional liability based on your industry.
How does an Illinois business insurance agent help with claims?
An agent assists by explaining your policy terms and guiding you through the claims process. They can help you document losses and communicate with the insurance company. Illinois has a statute of limitations for filing lawsuits on denied claims typically two years from the date of loss.
Can I bundle multiple business insurance policies in Illinois?
Yes many agents offer business owner policies that combine general liability and property coverage. Bundling often provides a lower premium than buying separate policies. Your agent can compare quotes from multiple carriers to find a suitable package for your Des Plaines business.
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