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Business Insurance Agents in Elgin, IL

Looking for a business insurance agent in Elgin? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 18 business insurance agents in Elgin, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Illinois Vehicle Auto Insurance (Xpert)
1073 N Liberty St, Elgin, IL 60120
(847) 468-0300 illinoisvehicle.com
Accurate Auto Insurance
1098 Dundee Ave, Elgin, IL 60120
(847) 413-8900 accurateautoins.com
ADH Insurance Agency, Inc
2521 Technology Dr # 204, Elgin, IL 60124
(847) 697-0104 adhins.com
Insurance Navy Brokers
1106 Dundee Ave, Elgin, IL 60120
(847) 416-0030 insurancenavy.com
Farmers Insurance - Chantal Ortiz Meza
79 S Grove Ave, Elgin, IL 60120
(224) 242-8132 agents.farmers.com
Freeway Insurance
5 Clock Tower Plaza, Elgin, IL 60120
(224) 856-4649 locations.freeway.com
Jason Alicea American Family Insurance
1070 Larkin Ave # 2E, Elgin, IL 60123
(847) 841-1444 amfam.com
Pro Insurance Group
2521 Technology Dr #201, Elgin, IL 60124
(833) 776-4671 proinsgrp.com
Leo R. Cox Agency
1231 Larkin Ave, Elgin, IL 60123
(847) 742-9713 lrcagency.net
Magnum Insurance Agency
300 S McLean Blvd Unit C, Elgin, IL 60123
(847) 608-7260 magnuminsurance.com
Oxford Auto Insurance
2 S State St, Elgin, IL 60123
(847) 886-1000 oxfordauto.com
Safe Deposit Box Insurance Coverage
25 S Grove Ave, Elgin, IL 60120
(224) 227-6181 safedepositboxinsurance.com
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 S Spring St, Elgin, IL 60120
(847) 741-9393 kjhins.com
Farmers Insurance - Elizabeth Estrada
829 Walnut Ave Ste B, Elgin, IL 60123
(847) 488-1600 agents.farmers.com
Bruce King: Allstate Insurance
840 Summit St Ste E, Elgin, IL 60120
(847) 468-7500 agents.allstate.com
Valentine Insurance Agency
1331 Dundee Ave, Elgin, IL 60120
(847) 741-0083 valentine-ins.com
Gallagher Insurance, Risk Management & Consulting
2205 Point Blvd Ste 200, Elgin, IL 60123
(847) 741-1000 assuredpartners.com
JC Insurance Agency Inc
1275 Davis Rd Suite 225, Elgin, IL 60123
(224) 856-5542 jcinsagency.com

Business insurance agents in Elgin Illinois help local companies secure coverage that meets state requirements and protects against common risks. Illinois law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through general liability property and commercial auto policies specific to the Elgin market.

What Does a Business Insurance Agent in Elgin Cost?

Typical costs for business insurance in Illinois vary by industry size and location. A small retail shop in Elgin might pay between 500 and 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 8,000 dollars annually for general liability and workers compensation combined. Premiums for commercial auto insurance average 1,200 to 2,400 dollars per vehicle per year. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Illinois?
Illinois requires workers compensation insurance for employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Elgin?
Look for an agent licensed in Illinois with experience in your industry. Check their familiarity with local risks such as weather events or commercial property values in Kane County. Ask about their access to multiple insurance carriers for competitive quotes.
Can a business insurance agent help with Illinois specific regulations?
Yes a knowledgeable agent can explain how Illinois laws affect your coverage needs. For example they can advise on the states strict workers compensation rules and the requirements for professional liability insurance for certain licensed professions.