The top-rated business insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 5 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 6 | Zac Mcgrogan - State Farm Insurance Agent | 72 W Washington St | (630) 554-8800 |
| 7 | Christina Reynolds Insurance Corp American Family Insurance | 103 Franklin St | (630) 551-1784 |
| 8 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 9 | VERONICA CONTRERAS: Allstate Insurance | 3408 Orchard Rd | (630) 536-3090 |
| 10 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
The Calder Agency serves the Oswego, Illinois metro area as a licensed business insurance agent. They guide local enterprises through the process of securing essential commercial coverage. General services offered include tailoring policies to protect assets, liabilities, and daily operations from common regional risks. The agency handles the specific needs of area small businesses, including commercial auto policies and general liability coverage for storefronts.
Janna Misek - State Farm Insurance Agent provides a full range of business insurance services in Oswego, IL, including liability, property, and workers compensation coverage. The agency offers ongoing policy reviews and customized protection plans designed to adapt as a business grows or changes. It assists clients with risk assessment and claims support to help maintain stable operations. The company services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Nicole Hupp: Allstate Insurance serves homeowners, businesses, and property managers in Oswego, Illinois, by providing tailored business insurance agent services. The agency assists local companies with general liability, commercial property, and workers compensation coverage to help protect their operations and assets. Clients can discuss risk management solutions and customize policies to fit their specific business needs. Personalized consultations are available to review coverage options and ensure adequate protection. This agency extends its business insurance services to neighboring Aurora and the greater Chicago metropolitan area.
Serving Oswego, Illinois, and the surrounding communities, Rick Weissenhofer - State Farm Insurance Agent handles business insurance coverage for local enterprises. This agency helps commercial clients secure policies that protect their assets, liability, and daily operations. It works with business owners to identify specific risks and tailor a plan accordingly. For each job, the agent begins by thoroughly reviewing the client's operations to understand their unique exposures. It then presents policy options that address those specific needs before finalizing the coverage.
Holten Insurance Agency in Oswego, IL differentiates between one-time policy setups for new ventures and recurring adjustments for established businesses. Their local service addresses commercial property, liability, and workers’ compensation coverage needs tailored to regional operations. Agents focus on explaining policy distinctions between general liability, professional liability, and commercial auto protections. Service runs on both a scheduled renewal review and an as-needed consultation basis for emerging risks or business growth.
Zac Mcgrogan - State Farm Insurance Agent in Oswego, IL, specializes in business insurance policies that protect commercial property, liability, and income. It also provides general auto, home, and life insurance services to local residents and business owners. As the seasons change, the agency frequently helps small businesses reassess their coverage needs before winter storms or summer construction projects increase operational risks along the Fox River corridor.
As Oswego businesses prepare for seasonal shifts and changing liabilities, Christina Reynolds Insurance Corp American Family Insurance provides local coverage tailored to commercial needs. The agency works with local business owners to protect assets, manage general liability, and secure property insurance for storefronts and offices. Every policy consultation begins with reviewing current operations, identifying potential exposures specific to the Oswego area, and then matching coverage to budget and risk. A thorough assessment of premises, inventory, and daily workflows completes the initial step toward building a personalized plan.
Tri-County Insurance Agency, Inc. "Bentley Agency" assists local businesses in Oswego and the surrounding area with comprehensive insurance coverage. The agency specializes in customizing policies that integrate standard liability protection with additional endorsements for specific operational risks. By evaluating each company’s unique exposure, they tailor plans to safeguard assets and daily operations. Their commercial expertise covers a variety of sectors, including offices, warehouses, and food service establishments.
VERONICA CONTRERAS: Allstate Insurance, based in Oswego, IL, is known for helping local businesses secure essential liability and property coverage. Its service range includes custom policies for small and mid-sized firms, protecting against common operational risks in the area. Agents work with clients to assess exposures and match coverages to specific industry needs. As a specialty service, this agency can add on commercial auto insurance for company vehicles used in daily operations.
What Does a a Business Insurance Agent in Oswego Cost?
Typical annual costs for a small business insurance policy in Illinois range from 500 to 3,000 dollars for general liability. Workers compensation premiums vary by payroll and industry classification often costing 1 to 5 dollars per 100 dollars of payroll. Commercial auto insurance adds 1,200 to 2,400 dollars per vehicle per year. These are general estimates and your actual cost will depend on your specific business risks and coverage limits. This information is for general educational purposes and does not constitute insurance advice.
About business insurance agents in Oswego
Business insurance agents in Oswego Illinois help local entrepreneurs protect their companies from financial loss. They guide you through Illinois specific requirements such as workers compensation insurance which is mandatory for most employers with one or more employees. An agent can also advise on commercial auto and general liability policies tailored to your Oswego business.
Frequently Asked Questions
What types of business insurance are required in Illinois?
Illinois law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required for any vehicle owned or used by the business. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I find a business insurance agent in Oswego Illinois?
You can search online directories or ask other local business owners for referrals. Look for an agent who is licensed in Illinois and has experience with your industry. Many agents offer free consultations to discuss your specific needs.
What factors affect the cost of business insurance in Illinois?
Costs depend on your business type number of employees revenue location and claims history. Illinois insurance rates are regulated by the Illinois Department of Insurance. An agent can help you compare quotes from multiple carriers to find a competitive price.
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