ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in Waukegan, IL

Browse business insurance agents serving Waukegan, Illinois. Updated 2026-07-14.

The top-rated business insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 697 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Freeway Insurance, Silvia V Chacon Agency Inc American Family Insurance. This directory lists 20 business insurance agents serving Waukegan.

Showing 20 business insurance agents in Waukegan, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manuel Torres - State Farm Insurance Agent1520 Washington St(847) 782-1475
2Illinois Vehicle Auto Insurance3026 Belvidere Rd(847) 790-7002
3Freeway Insurance701 N Lewis Ave(847) 777-4582
4Silvia V Chacon Agency Inc American Family Insurance2009 N Green Bay Rd(847) 775-1818
5Martinez Insurance Group2243 Belvidere Rd(847) 596-7447
6Seguros Tepeyac | Tepeyac Insurance Agency1820 Washington St(847) 599-8700
7Talro Insurance Inc1055 N Green Bay Rd(847) 244-5656
8Nauta Insurance Agency Inc2111 Washington St(847) 662-8750
9Need Insurance Plus More229 S Green Bay Rd(847) 599-1530
10Magnum Insurance Agency2312 Grand Ave(847) 596-8185
MT
1520 Washington St
Manuel Torres - State Farm Insurance Agent
Business Insurance Agent · Waukegan, IL

Manuel Torres - State Farm Insurance Agent in Waukegan, IL provides a full range of business insurance solutions, including general liability, property, and commercial auto coverage. Their service approach includes regular policy reviews and risk assessment consultations to ensure coverage aligns with evolving business needs. Customized maintenance plans help local enterprises adjust their protection as operations grow or change. The agency serves a variety of properties, from single-family homes and apartment complexes to retail stores and busy restaurants.

IV
3026 Belvidere Rd
Illinois Vehicle Auto Insurance
Business Insurance Agent · Waukegan, IL

Illinois Vehicle Auto Insurance serves businesses in Waukegan, Illinois, and the surrounding communities of Lake County, offering coverage for commercial vehicles and general liability exposures. As a business insurance agent, the company helps local enterprises secure policies that protect against property damage, lawsuits, and employee injuries. It assists with risk assessment to determine appropriate coverage limits for different business types. The agent typically reviews company operations and vehicle usage to tailor protection plans that align with each client's specific operational needs.

FI
701 N Lewis Ave
Freeway Insurance
Business Insurance Agent · Waukegan, IL

Freeway Insurance in Waukegan, Illinois, distinguishes between one-time business insurance policies and recurring coverage plans that renew annually. Their commercial insurance options typically protect against property damage, liability claims, and unexpected operational disruptions. General agents in this area assist local enterprises in selecting appropriate coverage levels for their specific industry risks and asset values. Service to clients in Waukegan is available on a scheduled basis, allowing for regular policy reviews and adjustments as business needs evolve.

SV
2009 N Green Bay Rd
Silvia V Chacon Agency Inc American Family Insurance
Business Insurance Agent · Waukegan, IL

Silvia V Chacon Agency Inc American Family Insurance serves homeowners, businesses, and property managers in Waukegan, Illinois. The agency offers tailored commercial insurance policies to protect local enterprises from liability, property damage, and operational risks. Personal lines coverage is available for residential customers seeking protection for their homes and vehicles. Clients can discuss individual risk assessments and policy options during consultations. The agency also extends its business insurance services to nearby communities within Lake County, including Gurnee.

MI
2243 Belvidere Rd
Martinez Insurance Group
Business Insurance Agent · Waukegan, IL

Martinez Insurance Group in Waukegan, IL, helps local businesses distinguish between one-time policy purchases, such as event liability, and recurring coverage options like general liability and workers' compensation. Coverage is tailored to protect commercial assets and operations from common regional risks. The agency provides guidance on selecting appropriate policy structures for ongoing or temporary needs. Service runs on a scheduled basis throughout the year, with as-needed consultations for policy adjustments or new coverage requirements.

ST
1820 Washington St
Seguros Tepeyac | Tepeyac Insurance Agency
Business Insurance Agent · Waukegan, IL

Seguros Tepeyac | Tepeyac Insurance Agency serves Waukegan, Illinois, and the surrounding Lake County communities, handling a range of business insurance needs for local enterprises. It works with commercial policies designed to protect companies from common operational risks and liabilities. When assessing a client’s situation, the agency reviews business exposures carefully, then recommends appropriate coverage options to match specific risk profiles and budget requirements.

TI
1055 N Green Bay Rd
Talro Insurance Inc
Business Insurance Agent · Waukegan, IL

Talro Insurance Inc in Waukegan, IL offers specialty services for business interruption coverage and liability protection, working closely with local enterprises to tailor policies that address operational risks. It also provides general commercial insurance needs, helping companies secure appropriate coverage for property and vehicles. As the Lake County region faces seasonal weather shifts, the agency assists firms in evaluating their policies ahead of winter storms or spring flooding to ensure adequate protection.

NI
2111 Washington St
Nauta Insurance Agency Inc
Business Insurance Agent · Waukegan, IL

As the Lake County winter season creates increased liability risks from icy parking lots and slip-and-fall claims, Nauta Insurance Agency Inc in Waukegan provides commercial coverage analysis for local businesses. Agents assess general liability policies for retail shops and service companies to address seasonal hazard exposures. The process helps owners match protection levels to their current operational needs. A typical engagement begins with a review of existing policies followed by an on-site inspection of the business premises.

NI
229 S Green Bay Rd
Need Insurance Plus More
Business Insurance Agent · Waukegan, IL

As Waukegan businesses prepare for Illinois winter storms and the increased liability risks that follow, Need Insurance Plus More provides coverage options to local commercial enterprises. This agency specializes in protecting restaurants, retailers, and service providers from property damage, general liability claims, and workers’ compensation exposures common to the region. The firm tailors policies to match specific client operations, ensuring each business maintains adequate coverage for both seasonal fluctuations and everyday losses. The process begins with a thorough on-site assessment of the client’s current exposures and existing policies.

MI
2312 Grand Ave
Magnum Insurance Agency
Business Insurance Agent · Waukegan, IL

Magnum Insurance Agency offers business insurance services tailored to the risks of operating in Waukegan, Illinois. It assists local enterprises in securing coverage against general liability, property damage, and equipment breakdowns. The agency also guides clients through policies addressing workers’ compensation and commercial auto needs specific to the region. As seasonal weather and fluctuating retail demands affect the Lake County business cycle, it helps companies review their policies to account for winter-related hazards and temporary inventory changes.

MT
1428 N Lewis Ave
Manuel Torres - State Farm Insurance Agent
Business Insurance Agent · Waukegan, IL
(847) 244-0400
manueltorres2.com
NI
328 S Green Bay Rd
Northwest Insurance Network
Business Insurance Agent · Waukegan, IL
(847) 263-0600
northwestinsurance.com
PA
229 S Green Bay Rd
Progressive Authorized Agent Elizabeth Vaca
Business Insurance Agent · Waukegan, IL
(847) 599-1530
about.me/needinsurance
SI
1906 Grand Ave
Selecto Insurance
Business Insurance Agent · Waukegan, IL
(847) 625-6400
selectoins.com
AI
2744 Grand Ave
Alamo Insurance & Financial Service
Business Insurance Agent · Waukegan, IL
(847) 239-5481
alamoinsurancewaukeganil.com
SI
2436 Grand Ave
Simply Insurance | Seguro de Auto
Business Insurance Agent · Waukegan, IL
(866) 274-5111
simplyins.com
AI
2708 Grand Ave
Anderson Insurance Brokers
Business Insurance Agent · Waukegan, IL
(847) 249-4110
andersoninsurancebrokers.com
CI
1101 Chestnut St
Cunningham Insurance Agency
Business Insurance Agent · Waukegan, IL
(847) 336-9669
ciagency.us
PW
1400 Sunset Ave Ste 1
Paul W Kaiser & Associates
Business Insurance Agent · Waukegan, IL
(847) 623-0300
pwkaiser.com
CE
601 W Greenwood Ave
Carl E Mellen & Co
Business Insurance Agent · Waukegan, IL
(847) 244-3500
carlmellen.com

What Does a a Business Insurance Agent in Waukegan Cost?

Typical costs for a small business insurance package in Illinois range from 500 to 3000 dollars per year for general liability. Workers compensation premiums average around 1 to 2 dollars per 100 dollars of payroll for low risk jobs. Commercial auto policies often start at 1000 dollars annually. These amounts vary significantly based on your specific business operations and coverage limits. This is general information and not insurance advice.

About business insurance agents in Waukegan

Business insurance agents in Waukegan Illinois help local companies find coverage that meets state requirements and protects against common risks. Illinois law requires most employers to carry workers compensation insurance for their employees. An agent can explain options for general liability commercial auto and property insurance tailored to your industry.

Frequently Asked Questions

What types of business insurance are required in Illinois?

Illinois law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not mandated by the state but are often required by landlords or clients.

How do I find a business insurance agent in Waukegan?

You can search online for licensed agents in Lake County or ask other business owners for referrals. The Illinois Department of Insurance website has a tool to verify an agents license. Many agents offer free consultations to review your coverage needs.

What factors affect the cost of business insurance in Illinois?

Costs depend on your industry number of employees annual revenue and claims history. Location in Waukegan may also influence rates due to local crime and weather risks. Illinois workers comp rates are set by the state but can vary by job classification.

Business Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.