The top-rated business insurance agent in St John, Indiana is Adam Hage - State Farm Insurance Agent, rated 5.0 stars across 209 reviews. Other highly rated options include Lighthouse Insurance Agency, Ryan Spangler - State Farm Insurance Agent, Public Adjusters Group. This directory lists 11 business insurance agents serving St John.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Hage - State Farm Insurance Agent | 9465 Joliet St | (219) 627-5145 |
| 2 | Lighthouse Insurance Agency | 8213 Wicker Ave | (219) 365-0066 |
| 3 | Ryan Spangler - State Farm Insurance Agent | 10210 Wicker Ave Ste 2 | (219) 627-3996 |
| 4 | Public Adjusters Group | 10431 Pine Ln | (219) 777-1885 |
| 5 | Renny Smith - State Farm Insurance Agent | 9211 Wicker Ave | (219) 365-8840 |
| 6 | Ante Juric & Associates LLC American Family Insurance | 9321 Wicker Ave Ste 203 | (219) 627-5900 |
| 7 | Tim Van Zuidam - COUNTRY Financial Representative | 8626 Wicker Ave # A | (219) 365-1781 |
| 8 | Farmers Insurance - Justin Sarkey | 9467 Joliet St | (219) 365-1958 |
| 9 | State Farm Insurance | 9208 Wicker Ave #19 | (219) 365-8840 |
| 10 | Lagestee Insurance Agency | 8229 Wicker Ave | (219) 365-7706 |
Adam Hage’s State Farm Insurance Agency offers a comprehensive range of business insurance services, including general liability, property coverage, and commercial auto protection. The firm provides ongoing account reviews to help adjust coverage as a client’s business evolves. Located in St John, IN, the agency serves the local market by tailoring policies to meet specific operational needs. It works with a variety of property types, including single-family homes, apartments, retail stores, and restaurants.
Lighthouse Insurance Agency serves the St. John, Indiana area as a business insurance agent, offering comprehensive coverage options for local enterprises. The agency works with small and mid-sized businesses to secure policies that protect against common operational risks. It assists clients in the community with general liability insurance, commercial property coverage, and workers’ compensation policies necessary for regulatory compliance. The agency also handles specialized business interruption insurance to help companies recover income losses after unexpected disruptions.
Ryan Spangler - State Farm Insurance Agent serves homeowners, business owners, and property managers in St John, Indiana. The team provides tailored business insurance policies designed to protect local companies from common operational risks. They work closely with clients to review coverage for liability, property damage, and potential income loss. The agency also assists with personal insurance needs for individuals and families. Their service area extends to neighboring communities throughout the Northwest Indiana metro region, including Cedar Lake.
Serving St John, Indiana, and the surrounding communities, Public Adjusters Group handles business insurance for local enterprises. The agency assists with policies that cover property, liability, and operational risks faced by small and medium-sized companies in the region. It works directly with business owners to review coverage needs and ensure appropriate protection against common commercial exposures. For each engagement, its approach involves a thorough consultation to identify specific risks, followed by a carefully tailored policy recommendation based on the client's unique business operations and budget.
Renny Smith - State Farm Insurance Agent in St John, IN offers both one-time policy reviews and recurring coverage adjustments for local businesses. Commercial insurance policies typically protect against property damage, liability claims, and income interruptions that can affect operations in this area. Each policy is structured to address the unique risks of a specific industry. Service for businesses runs on a combination of one-time consultations, scheduled renewal updates, and as-needed claims support throughout the policy period.
Ante Juric & Associates LLC American Family Insurance provides tailored business insurance policies, including general liability and commercial property coverage, for local enterprises in St John, IN. The agency also assists with workers’ compensation and commercial auto protection to support day-to-day operations. It works with small and mid-sized companies to evaluate risk and select appropriate coverage options. As winter approaches, the agency helps business owners review policies for seasonal hazards such as snow removal liability and frozen pipe damage.
As a new business opens in St John for the spring season or an existing operation reviews its coverage needs, Tim Van Zuidam - COUNTRY Financial Representative provides business insurance agency services in the area. The agent works with local owners to evaluate risks specific to their industry and property. Custom policies can include general liability, property, or workers’ compensation protection. Sessions begin with an initial in-person inspection of the business premises to assess exposures and recommend suitable coverage limits.
Farmers Insurance - Justin Sarkey provides business insurance coverage for companies in St John, IN, helping protect against common operational risks like property damage and liability claims. Specializing in tailored policies, the agency can add cyber insurance for data breaches or a business owner's policy that bundles property and general liability into a single plan. It serves a variety of commercial sectors, including offices needing equipment protection and warehouses requiring inventory coverage, as well as food service operations that demand liability for customer injuries or product contamination.
State Farm Insurance provides residential coverage for homeowners and renters in St John, Indiana. The agency also offers commercial insurance policies tailored to local businesses, including liability and property protection. Serving St John and the surrounding Lake County area, the agent works closely with clients to assess risk and customize coverage. Policyholders can receive follow-up support and adjust coverage between regular review visits to reflect changing business needs.
What Does a a Business Insurance Agent in St John Cost?
Typical costs for a small business insurance policy in Indiana range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums average about $1.00 to $2.50 per $100 of payroll, depending on the industry. Commercial property insurance costs vary based on building value and location. These are general estimates. Your actual costs depend on your specific business type, revenue, claims history, and coverage limits. This is general information, not insurance advice.
About business insurance agents in St John
Business insurance agents in St John, Indiana help local companies find coverage for general liability, commercial property, and workers compensation. Indiana law requires most employers to carry workers compensation insurance if they have at least one employee. An agent can review your operations and recommend policies that meet Indiana state requirements and protect your business assets.
Frequently Asked Questions
What types of business insurance do I need in St John Indiana?
Common coverages include general liability, commercial property, and workers compensation. Indiana law requires workers comp for most businesses with employees. You may also need commercial auto insurance if your business uses vehicles. An agent can help you assess your specific risks.
How does Indiana law affect my business insurance requirements?
Indiana Code 22-3-2-5 requires employers to carry workers compensation insurance. The state also has specific minimum liability limits for commercial auto policies. Your agent can explain how these laws apply to your St John business.
Can I bundle multiple business insurance policies in St John?
Yes, many agents offer business owner policies that bundle general liability and property insurance. Bundling often provides broader coverage at a lower total cost than separate policies. Ask your agent about available package options for your industry.
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