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HomeBusiness Insurance AgentsIowa › Waterloo

Find Business Insurance Agents Near You in Waterloo, IA

Browse business insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated business insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Waterloo.

Showing 20 business insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Ryan Sullivan - State Farm Insurance Agent1809 University Ave(319) 236-1099
5Matt Hennig - State Farm Insurance Agent1010 E Mitchell Ave #9(319) 235-1401
6Steve Hubbard - State Farm Insurance Agent213 E San Marnan Dr(319) 232-6585
7The Sinnott Agency622 W 4th St(319) 233-6103
8Farmers Insurance - Zachary Goodwin2747 University Ave(319) 243-1111
9Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
10Farm Bureau Financial Services: Andrea McKenzie3315 W 4th St(319) 348-3800
VI
1111 Van Miller Wy
VGM Insurance Services
Business Insurance Agent · Waterloo, IA

VGM Insurance Services serves the Waterloo, Iowa, metro area and surrounding Black Hawk County as a local business insurance agent. The agency helps companies manage commercial risks by offering tailored coverage options for diverse industries. They work with clients to identify liability exposures and property protection needs. Specific services provided include general liability insurance and workers' compensation coverage for area employers.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Business Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent in Waterloo, Iowa, assists homeowners, business owners, and property managers with tailored commercial coverage. The agency provides essential business insurance solutions, including liability protection, property insurance, and workers compensation policies to safeguard local enterprises against common operational risks. By offering personalized consultations and straightforward policy options, the office helps downtown storefronts and regional manufacturers alike manage their coverage needs. This agency also serves clients in nearby Cedar Falls, ensuring consistent professional support across the Cedar Valley metro area.

PI
3022 Airport Blvd
PDCM Insurance
Business Insurance Agent · Waterloo, IA

PDCM Insurance of Waterloo, IA, specializes in business liability, property, and workers’ compensation coverage, and helps local companies assess risks to protect their assets. The agency customizes policies for manufacturing, retail, and service industries across the Cedar Valley area. Its general work includes reviewing lease agreements and recommending cyber liability solutions for small to midsize firms. During seasonal shifts, PDCM Insurance assists retailers with adjusting coverage to account for fluctuating inventory levels and temporary holiday staffing.

RS
1809 University Ave
Ryan Sullivan - State Farm Insurance Agent
Business Insurance Agent · Waterloo, IA

Ryan Sullivan - State Farm Insurance Agent provides commercial insurance coverage designed to protect local businesses from operational risks. Its business insurance agent services focus on customizing policies that cover property damage, liability claims, and income interruption. The agency can tailor these protections for specific needs such as equipment breakdown or cyber liability. It extends these services to a variety of commercial sectors in the Waterloo area, including office complexes, warehouse facilities, and food service establishments.

MH
1010 E Mitchell Ave #9
Matt Hennig - State Farm Insurance Agent
Business Insurance Agent · Waterloo, IA

Farmers and small manufacturers in Waterloo, Iowa, often need to adjust liability coverage after adding new equipment or seasonal staff. Matt Hennig - State Farm Insurance Agent responds by reviewing existing commercial policies to identify gaps in protection for local businesses. The agent discusses property and general liability options suited to distributed work sites around the Cedar Valley. Clients receive tailored risk management guidance without unnecessary add-ons. The process begins with an inspection of current operations and a detailed review of coverage limits.

SH
213 E San Marnan Dr
Steve Hubbard - State Farm Insurance Agent
Business Insurance Agent · Waterloo, IA

Steve Hubbard - State Farm Insurance Agent in Waterloo, IA helps local businesses protect their operations. The agency provides commercial coverage to address property, liability, and income interruption risks common in the area. Policies are designed to fit small and mid-sized enterprises, offering protection for assets and daily operations. Business owners receive guidance in selecting appropriate limits and deductibles. In addition to standard packages, the agency offers specialized policies for cyber liability.

SA
622 W 4th St
The Sinnott Agency
Business Insurance Agent · Waterloo, IA

The Sinnott Agency serves Waterloo, Iowa, and the surrounding Black Hawk County communities. It handles commercial insurance policies for small to mid-sized local businesses. Typical coverage needs include general liability, property, and workers’ compensation plans. The agency analyzes each client’s specific operational risks to design tailored coverage packages. For a typical job, it begins with a thorough review of the business’s exposures. The agency then compares offerings from multiple carriers to secure appropriate protection and presents clear policy options for the client to choose from.

FI
2747 University Ave
Farmers Insurance - Zachary Goodwin
Business Insurance Agent · Waterloo, IA

Farmers Insurance - Zachary Goodwin offers business insurance focused on both one-time policy placements and recurring coverage adjustments, ensuring local enterprises in Waterloo, Iowa can address immediate liability or property needs while also managing ongoing operational risks. Commercial insurance agents in this area typically work with general liability, property, and workers' compensation policies to protect small and mid-sized companies. Service runs on a one-time, scheduled, or as-needed basis depending on policy renewals and claims assistance.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Business Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting in Ames, IA helps local businesses secure appropriate coverage for their daily operations. This agency specializes in tailoring policies that address unique liability concerns common to the area. It focuses on identifying potential risks and advising on management strategies to protect commercial assets. The firm serves a variety of enterprises, including retail offices, wholesale warehouses, and full-service food establishments, ensuring each sector receives relevant protection.

FB
3315 W 4th St
Farm Bureau Financial Services: Andrea McKenzie
Business Insurance Agent · Waterloo, IA
TI
2920 Falls Ave
Tjernagel Insurance
Business Insurance Agent · Waterloo, IA
(319) 235-6719
tjernagelins.com
SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Business Insurance Agent · Waterloo, IA
(319) 235-8090
shelterinsurance.com/CA/agent/JEFFGUDENKAUF
FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Business Insurance Agent · Waterloo, IA
(319) 233-3335
fishjohnsonins.com
EH
611 Ansborough Ave
Elliott Hartman Agency
Business Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
YI
1010 E Mitchell Ave #2
Yarwood Insurance Agency Inc.
Business Insurance Agent · Waterloo, IA
(319) 233-8463
yarwoodins.com
VI
1827 Ansborough Ave
Veridian Insurance
Business Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
BI
3222 Kimball Ave ste b
BankIowa Insurance
Business Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
KI
1425 W 5th St Ste 2
Kvale Insurance
Business Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
GP
2913 Falls Ave
Gene Pint & Associates
Business Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com/agent
NY
3116 Brockway Rd
New York Life Insurance Company
Business Insurance Agent · Waterloo, IA
(319) 287-5915
newyorklife.com

What Does a a Business Insurance Agent in Waterloo Cost?

The cost of business insurance in Iowa varies by industry, revenue, and coverage limits. A small retail shop in Waterloo might pay between $500 and $1,500 per year for general liability. A construction company could pay $3,000 to $10,000 annually for general liability and workers comp combined. Commercial auto insurance in Iowa averages around $1,200 per vehicle per year. This is general information and not insurance advice.

About business insurance agents in Waterloo

Business insurance agents in Waterloo, Iowa help local companies find coverage for general liability, commercial property, and workers compensation. Iowa law requires workers compensation insurance for most employers with one or more employees. Agents can also guide you on Iowa specific regulations like the state minimum liability limits for commercial auto insurance.

Frequently Asked Questions

What types of business insurance do Waterloo agents offer?

Agents in Waterloo offer general liability, commercial property, workers compensation, commercial auto, and professional liability insurance. They can also help with specialized policies for agriculture or manufacturing common in the Cedar Valley area.

Is business insurance required by law in Iowa?

Iowa requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required for any business owned vehicle. Other types like general liability are not legally required but are often demanded by landlords or clients.

How do I choose a business insurance agent in Waterloo?

Look for an agent licensed in Iowa with experience in your industry. Ask about their knowledge of Iowa specific risks like grain bin liability or livestock coverage. Compare quotes from multiple agents to find the right fit for your budget and needs.

Business Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.