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Find Business Insurance Agents in Burlington, KY

Directory of business insurance agents in Burlington, Kentucky. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Burlington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 5 business insurance agents in Burlington, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shelter Insurance
6170 First Financial Dr Ste 204B, Burlington, KY 41005
(859) 689-5525 shelterinsurance.com
Kentucky Farm Bureau Insurance
2342 Burlington Pike, Burlington, KY 41005
(859) 586-6142 kyfb.com
Lifetime Benefit Group
5581 Regal Ridge Dr, Burlington, KY 41005
(513) 309-7685 lifetimebenefitgroup.com
Boontucky Insurance Service
5995 N Jefferson St, Burlington, KY 41005
(859) 586-1400
United Heartland Insurance Agencies
2909 Washington St, Burlington, KY 41005
(859) 534-1456 uhins.com

Business insurance agents in Burlington, Kentucky help local companies find coverage that meets state requirements and protects against common risks. Kentucky law requires most employers to carry workers compensation insurance if they have one or more employees. Agents can guide you through options for general liability, property insurance, and commercial auto policies tailored to Boone County businesses.

What Does a Business Insurance Agent in Burlington Cost?

Typical costs for a small business insurance policy in Kentucky range from $500 to $3,000 per year for general liability, while workers compensation premiums average around $1.50 per $100 of payroll for low-risk jobs. A combined business owner policy for a small Burlington shop might cost $1,000 to $2,500 annually. These figures are estimates and your actual cost will vary based on your specific business operations, coverage limits, and risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Kentucky?
Kentucky law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I find a business insurance agent in Burlington Kentucky?
You can search online for independent agents in Burlington or check with the Kentucky Department of Insurance for licensed agents. Many agents offer free consultations to review your business needs and provide quotes from multiple carriers.
What factors affect the cost of business insurance in Kentucky?
Costs depend on your business type, number of employees, annual revenue, location, and claims history. For example, a small retail shop in Burlington might pay less than a construction company due to different risk levels. Kentucky weather risks like storms can also impact property insurance rates.