The top-rated business insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include Tuwanna Guillory-August: Allstate Insurance, Freeway Insurance, Kelly Lee Insurance. This directory lists 20 business insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 2 | Tuwanna Guillory-August: Allstate Insurance | 1700 E Prien Lake Rd Ste 1 | (337) 305-7676 |
| 3 | Freeway Insurance | 3303 Ryan St | (337) 573-6008 |
| 4 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 5 | Direct Auto Insurance | 3419 Ryan St | (337) 475-0123 |
| 6 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 7 | Goosehead Insurance - Garet Berry | 113 W Sallier St | (337) 347-7022 |
| 8 | Goosehead Insurance - Jeff Jones | 4216 Lake St | (225) 960-4370 |
| 9 | Scotty Mathews Ins Agcy Inc | 4640 Nelson Rd | (337) 474-0865 |
| 10 | Insurance Unlimited | 3111 Ryan St | (337) 477-6922 |
Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana, metro area, providing business insurance agent services to local enterprises. The agency assists companies in obtaining policies that protect their operations, property, and liability exposures common in the regional economy. Commercial general liability and workers' compensation insurance are handled by this firm to address the needs of businesses operating in the Lake Charles region.
Tuwanna Guillory-August: Allstate Insurance serves homeowners, businesses, and property managers in the Lake Charles area by providing tailored business insurance agent services. The agency helps local enterprises secure general liability and property coverage to protect against common operational risks. Commercial auto policies for fleets and individual vehicles are also available. Business interruption and workers compensation insurance assist in maintaining stability during unexpected events. The company additionally covers policyholders in the neighboring Sulphur community, ensuring comprehensive protection across Southwest Louisiana.
Freeway Insurance provides commercial coverage options for businesses in Lake Charles, LA, including general liability and property insurance. Its agents work with clients to review policy details and recommend adjustments as business needs evolve. Service plans include periodic policy reviews and support for claims filing. The agency handles insurance for small to medium-sized local operations, such as single-family homes, apartments, retail locations, and restaurants.
Serving the Lake Charles area and surrounding communities in southwest Louisiana, Kelly Lee Insurance specializes in providing business insurance coverage to local enterprises. The agency handles general liability, property, workers' compensation, and commercial auto policies designed to protect companies from common operational risks. Understanding the unique challenges businesses face in this region, from hurricane threats to economic fluctuations, the agency takes a consultative approach when evaluating each client's exposures. It reviews individual operations thoroughly to identify specific needs and then builds a tailored coverage plan that balances protection with responsible budgeting.
A business may choose between one-time coverage for a distinct project or a recurring policy for ongoing liability and property protection. Direct Auto Insurance in Lake Charles, LA, assists local businesses in evaluating these options for their specific needs. The agency helps match entrepreneurs with suitable commercial insurance plans, addressing common risks in the region. Service runs on either a one-time consultation or a scheduled, as-needed basis, depending on changing business requirements.
Goosehead Insurance - James Bice provides personalized risk assessment and custom policy design for small and mid-sized businesses. Its general service work includes matching local enterprises with appropriate liability, property, and workers' compensation coverage. Understanding the unique exposures of operating in Southwest Louisiana, the agency also helps clients navigate the complex claims process after seasonal hurricane damage or storm-related business interruptions.
Lake Charles businesses face the challenge of securing comprehensive liability and property coverage, especially during hurricane season. Goosehead Insurance - Garet Berry addresses these needs by evaluating commercial risks and presenting tailored policy options from multiple carriers. As a business insurance agent, the agency helps local enterprises navigate general liability, workers' compensation, and related protections common in the Louisiana market. After an initial discussion of the business’s operations and assets, the agent schedules an on-site inspection to verify exposures and determine appropriate coverage limits.
Goosehead Insurance - Jeff Jones provides commercial coverage solutions for businesses in Lake Charles, LA. The agency specializes in business insurance agent services, including liability protection and property insurance policies tailored to corporate needs. It helps local companies manage operational risks through customized coverage plans. The firm can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Scotty Mathews Ins Agcy Inc provides residential insurance services along with commercial coverage for businesses in the Lake Charles area. As a business insurance agent, the agency helps local companies manage risks specific to their operations and property. Policies are tailored to protect against common liabilities and losses encountered in this region. Clients are served directly at the agency location, where follow-up services and policy adjustments are provided between regular visits.
Insurance Unlimited in Lake Charles, LA provides business insurance needs assessment and coverage acquisition for local enterprises. The company assists with general liability policies and property protection for commercial buildings and their contents. Commercial auto insurance can be arranged for company fleets and vehicles used for business errands. Workers’ compensation plans are offered to address employee injury risks and regulatory requirements. They also help manage inland marine insurance to cover specialized tools and equipment transported beyond the business premises.
What Does a a Business Insurance Agent in Lake Charles Cost?
Typical costs for a business insurance agent in Louisiana vary by industry and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates in Louisiana average about 1.50 dollars per 100 dollars of payroll for low risk jobs. Commercial property premiums depend on location and building value. This is general information and not insurance advice.
About business insurance agents in Lake Charles
Business insurance agents in Lake Charles Louisiana help local companies secure coverage that meets state requirements. Louisiana law mandates workers compensation insurance for most employers with one or more employees. These agents guide you through general liability property and commercial auto policies to protect your business from common risks in the region.
Frequently Asked Questions
What types of business insurance are required in Louisiana?
Louisiana requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Lake Charles?
Look for an agent who specializes in commercial lines and understands Lake Charles industries like oil and gas healthcare or retail. Ask about their experience with Louisiana specific risks such as hurricane and flood exposure. Verify they are licensed with the Louisiana Department of Insurance.
Can a business insurance agent help with hurricane coverage?
Yes agents can help you find commercial property policies that include windstorm and hurricane coverage. Louisiana law requires insurers to offer named storm deductibles. An agent can explain these deductibles and help you add flood insurance through the National Flood Insurance Program.
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