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Browse business insurance agents serving Chatham, Massachusetts. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Chatham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 business insurance agents in Chatham, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cape Wide Insurance Inc
1685 Main St, Chatham, MA 02633
(508) 945-5244
capewideinsurance.com
Curtis Insurance Agency
128 Wood Carver Knoll, Chatham, MA 02633
(508) 375-3312
Eldredge & Lumpkin Insurance
697 Main St, Chatham, MA 02633
(508) 945-0393
elinsurance.com
Chatham businesses face unique risks from seasonal tourism coastal storms and commercial fishing operations. A local business insurance agent can help you navigate Massachusetts mandatory workers compensation laws and secure general liability property and marine coverage. Working with an agent familiar with Cape Cod ensures your policy addresses town specific zoning and flood zone requirements.
What Does a Business Insurance Agent in Chatham Cost?
Business insurance costs in Massachusetts vary widely by industry and risk profile. A small restaurant in Chatham might pay 2000 to 5000 dollars annually for general liability and property coverage. A commercial fishing operation could see premiums of 3000 to 8000 dollars due to higher risk. Factors like claims history payroll and coverage limits affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Massachusetts?
Massachusetts law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability and property insurance are not legally required but are strongly recommended for Chatham businesses.
How does a business insurance agent in Chatham help with seasonal risks?
A local agent understands Chatham seasonal fluctuations and can recommend policies with flexible coverage limits or suspended periods for off season months. They can also advise on flood insurance through the National Flood Insurance Program which is important for waterfront properties.
What is the typical cost of business insurance for a small shop in Chatham?
A small retail shop in Chatham might pay between 500 and 1500 dollars per year for general liability insurance. Costs depend on factors like revenue location number of employees and specific risks. An agent can provide quotes tailored to your business.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.