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Find Business Insurance Agents Near You in Harvard, MA
Browse business insurance agents serving Harvard, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Harvard, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 business insurance agents in Harvard, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Francis Murphy Insurance Agency
276 Ayer Rd, Harvard, MA 01451
(978) 772-0070
dfmurphy.com
Nikopoulos Insurance
206 Ayer Rd, Harvard, MA 01451
(978) 456-9700
nikinsurance.com
A business insurance agent in Harvard Massachusetts helps local companies find the right coverage to protect their assets. Massachusetts law requires most employers to carry workers compensation insurance if they have employees. An agent can guide you through general liability, property, and professional liability options tailored to your Harvard business.
What Does a Business Insurance Agent in Harvard Cost?
Typical costs for a small business insurance policy in Massachusetts range from $500 to $3,000 per year for general liability. Workers compensation premiums are based on payroll and industry class codes, averaging $1,000 to $5,000 annually for a small office. Professional liability insurance can cost $1,000 to $4,000 per year. These are estimates and your actual cost will depend on your specific business risks and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Massachusetts?
Massachusetts law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often needed by landlords or contracts.
How do I find a business insurance agent in Harvard MA?
You can search online for independent agents who serve Worcester County. The Massachusetts Association of Insurance Agents provides a directory of member agencies. Local chambers of commerce in Harvard may also have referrals for agents who understand the area.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.