The top-rated business insurance agent in Wakefield, Massachusetts is Lindmark Insurance, rated 5.0 stars across 14 reviews. Other highly rated options include Water Street Insurance, Hartshorne & Curley Insurance, Inc., World Insurance Associates LLC. This directory lists 16 business insurance agents serving Wakefield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindmark Insurance | 607 North Ave | (781) 245-0100 |
| 2 | Water Street Insurance | 27 Water St #101 | (781) 245-0888 |
| 3 | Hartshorne & Curley Insurance, Inc. | 35 Albion St | (781) 245-0033 |
| 4 | World Insurance Associates LLC | 201 Edgewater Dr Suite 270 | (781) 246-2677 |
| 5 | Eastern Insurance | 100 Quannapowitt Pkwy | (781) 245-3700 |
| 6 | Big Apple Insurance Agency | 493 Salem St | (339) 219-1563 |
| 7 | Wakefield Insurance Agency | 35 Albion St | (781) 245-1141 |
| 8 | Lynch Insurance Group | 28 Park Ave | (781) 405-5225 |
| 9 | AllMass John Fernekees Insurance | 591 North Ave | (781) 246-3376 |
| 10 | Lennox Insurance Group | 29 Albion St | (781) 224-4108 |
Lindmark Insurance serves local businesses, commercial property owners, and organizations in Wakefield, Massachusetts, helping them secure appropriate coverage for their operations and assets. As a business insurance agent, the agency works with clients to understand their specific liability, property, and worker protection needs. They assist with comparing policies and navigating coverage options from different carriers. Lindmark Insurance extends its services to businesses throughout the surrounding communities, including the nearby city of Melrose.
Water Street Insurance serves businesses in Wakefield, Massachusetts, and the surrounding Middlesex County area. As a dedicated business insurance agent, the company helps local enterprises protect their assets through tailored coverage solutions. It works closely with clients to understand industry-specific risks and identify appropriate policies, such as general liability and commercial property insurance. The agency also assists with workers compensation coverage to support employers and their employees in the local market.
Hartshorne & Curley Insurance, Inc. provides a comprehensive range of business insurance services, including general liability, property coverage, and workers' compensation. The agency assists clients with identifying their specific risk exposures and emphasizes the importance of regular policy reviews to adapt coverage as businesses evolve. Businesses in Wakefield and the surrounding area rely on this expertise to maintain adequate protection. Its clients include single-family homes, apartment buildings, retail establishments, and restaurants.
World Insurance Associates LLC serves businesses in Wakefield and the surrounding communities of the North Shore and Greater Boston area, handling a full range of commercial insurance policies for small and mid-sized companies. The agency addresses property, liability, workers' compensation, and other essential coverages to protect local operations from common financial risks. To complete a typical account, it conducts a thorough review of each client’s exposures and then customizes a policy package from multiple carriers.
Eastern Insurance, based in Wakefield, MA, provides business insurance clients a choice between one-time policies for short-term projects and recurring commercial coverage for ongoing operations. Their portfolio includes general liability and property protection tailored for local enterprises. Services may be structured for a single project, scheduled periodic renewals, or adapted to the fluctuating needs of select businesses on an as-needed basis.
Big Apple Insurance Agency specializes in crafting customized coverage plans for local businesses, from general liability to property and workers compensation. It serves Wakefield, MA, by helping companies assess their unique operational risks and secure appropriate protection against common liabilities. The agency guides clients through complex policy options, ensuring coverage aligns with industry demands. As winter approaches, it assists many firms in reviewing policies for ice and snow-related hazards, including slip-and-fall claims and potential property damage from heavy storms.
As New England businesses prepare for the change of seasons, Wakefield, MA-based Wakefield Insurance Agency helps local operations review coverage needs. The company works with small and medium commercial accounts to provide general liability, property, and workers' compensation policies. Understanding local weather and building codes helps the agency tailor protection for retail shops, contractors, and professional offices. A thorough initial assessment of each business’s unique exposures is scheduled before finalizing any coverage plan.
Lynch Insurance Group, based in Wakefield, Massachusetts, provides individuals and local businesses with a comprehensive selection of insurance policies. When needed, the agency can also layer on specialized endorsements covering cyber liability and professional liability exposures. Clients seeking basic property and casualty protection are assisted in building tailored coverage. The office routinely works with commercial sectors that include small professional offices, retail warehouses, and food service establishments.
AllMass John Fernekees Insurance serves Wakefield residents with personal insurance needs and also provides commercial coverage for local businesses. The agency helps small and mid-sized firms obtain property and liability protection, along with workers’ compensation policies. Business owners can discuss their specific risks and receive guidance on appropriate coverage from this local office. Following an initial policy setup, clients may contact the agent for policy adjustments as their operations evolve. Regular account reviews are offered to ensure coverage keeps pace with changing business conditions.
What Does a a Business Insurance Agent in Wakefield Cost?
Typical costs for a small business insurance policy in Massachusetts range from $500 to $3,000 per year for general liability. Workers compensation premiums are based on payroll and industry classification rates set by the state. A retail store might pay $1,200 annually while a construction contractor could pay $5,000 or more. This is general information and not insurance advice.
About business insurance agents in Wakefield
Business insurance agents in Wakefield Massachusetts help local companies find coverage that meets state requirements. Massachusetts law requires most employers to carry workers compensation insurance even for part time staff. An agent can review your risks and find policies for general liability commercial auto and property damage.
Frequently Asked Questions
What types of business insurance are required in Massachusetts?
Massachusetts requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often required by landlords or clients.
How do I find a business insurance agent in Wakefield?
You can search online for independent agents in Wakefield or ask other business owners for referrals. Many agents offer free consultations to review your needs. Make sure the agent is licensed by the Massachusetts Division of Insurance.
Can a business insurance agent help me lower my premiums?
Yes an agent can shop multiple insurance companies to find competitive rates. They can also suggest risk management steps like safety training or bundling policies. Premiums vary based on your industry payroll and claims history.