The top-rated business insurance agent in Flint, Michigan is L.A. Insurance, rated 4.8 stars across 459 reviews. Other highly rated options include Security First Insurance Agency, Inc, BGM Insurance Agency, Inc, Al Bourdeau Insurance Agency. This directory lists 20 business insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 2927 Saginaw St | (810) 785-9000 |
| 2 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 3 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 6 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St Suite 1 | (810) 239-3550 |
| 7 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 8 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
| 9 | Salib's Insurance Services | 5154 Miller Rd Ste H | (810) 767-5675 |
| 10 | PLPD Insurance - Flint | 1391 Bristol Rd | (810) 341-5077 |
L.A. Insurance in Flint, Michigan specializes in tailored business liability policies, property coverage, and workers compensation plans. It also handles general commercial insurance needs for local small and mid-sized enterprises throughout the Genesee County area. The agency works closely with business owners to review exposures tied to seasonal weather events, such as winter storm damage or spring flooding, helping clients implement proper risk management before severe conditions arrive.
Security First Insurance Agency, Inc serves the Flint metro area and surrounding Genesee County, offering business insurance agent services. The firm helps local companies assess their specific operational risks and secure appropriate coverage. It works with a variety of commercial clients to navigate liability concerns common in the region. General policies available include property protection for storefronts and equipment. The agency also handles workers’ compensation insurance to address workplace injury needs for small and midsize businesses in Flint.
BGM Insurance Agency, Inc. serves homeowners, local businesses, and property managers in Flint, Michigan, offering essential business insurance coverage to protect against common commercial risks. The agency helps clients secure policies for liability, property damage, and other operational exposures that companies in the area routinely face. With a focus on understanding each client’s unique needs, the team provides straightforward guidance through the insurance selection process. Their coverage area also extends to surrounding communities such as the neighboring city of Burton.
Al Bourdeau Insurance Agency in Flint, MI provides a comprehensive range of business insurance products, including general liability, commercial property, and workers' compensation policies. The agency routinely reviews existing coverage to ensure plans remain aligned with evolving operational risks and regulatory requirements. Its service approach emphasizes clear communication during policy renewals and claims support to help businesses maintain continuity. The agency serves a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and a variety of sit-down and fast-casual restaurants.
Serving Flint, Michigan, and its surrounding communities, Eve Insurance handles business insurance for local enterprises. It provides coverage for common commercial risks, including property damage, general liability, and workers’ compensation, helping small and midsize companies maintain operations. The agency assists clients in understanding their policy options to select appropriate protection. For a typical job, it begins with a consultation to assess specific exposures before recommending a tailored package that meets the business’s needs.
Ron Gillum Jr - State Farm Insurance Agent in Flint, MI provides business insurance services, including general liability and commercial property coverage. The agency also assists with workers’ compensation policies and professional liability options for various local enterprises. As seasonal changes affect Flint’s weather patterns, this firm helps business owners review their insurance coverage for potential damage from Michigan winter storms or spring flooding.
As spring weather shifts in Flint, local businesses face new seasonal exposures from storms to temporary construction projects. Phillips Insurance, an independent agency since 1917, addresses these evolving risks by offering tailored commercial coverage from multiple carriers. Their agents assess inventory, liability needs, and property structures to match each enterprise with suitable policies. A dedicated team then schedules a thorough on-site inspection of the client’s premises to verify exposures and ensure proper protection before finalizing any agreement.
Blackmore Rowe Insurance in Flint, MI distinguishes between one-time consultation for specific business risks and ongoing policy management for evolving needs. Their coverage includes general liability, property, and workers’ compensation protections tailored to local enterprises. The agency assists commercial clients with industry-specific solutions while adhering to Michigan regulations. Their services are available on a scheduled basis for regular policy reviews, with additional as-needed support for claims or sudden operational changes.
Salib's Insurance Services operates as a business insurance agent in Flint, Michigan, assisting local enterprises with their general liability and property coverage needs. The agency specializes in tailoring additional policies such as workers' compensation and commercial auto insurance to address specific operational risks. Their clientele spans a range of commercial sectors, including offices requiring protection for professional equipment, warehouses needing cargo and building safeguards, and food service establishments requiring coverage for kitchen hazards and customer liabilities.
With winter approaching, businesses in Flint often need to review property and liability coverage for potential seasonal risks. PLPD Insurance - Flint assists local companies in evaluating these essential protections. Their role as a business insurance agent includes helping identify potential gaps in coverage that could affect operations. They work with clients to understand the specific exposures common to small and mid-sized enterprises. The process typically begins with a thorough inspection of the business premises to assess current safety measures and insure proper policy alignment.
What Does a a Business Insurance Agent in Flint Cost?
Typical costs for a small business insurance package in Michigan range from 500 to 2,500 dollars per year for general liability. Workers compensation costs vary by industry and payroll often from 0.75 to 2.50 dollars per 100 dollars of payroll. Commercial auto policies average 1,200 to 2,400 dollars per year per vehicle. These are general estimates and actual costs depend on your specific business risks and coverage needs. This information is general and not insurance advice.
About business insurance agents in Flint
Business insurance agents in Flint Michigan help local companies find coverage for property damage liability and workers compensation. Michigan law requires workers compensation insurance for most employers with three or more employees. Agents can also advise on commercial auto policies for vehicles used in your business.
Frequently Asked Questions
What types of business insurance do Flint agents offer?
Flint agents offer general liability property insurance workers compensation and commercial auto. They can also provide professional liability and cyber insurance for specific industries.
Is business insurance required by law in Michigan?
Michigan law requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required for any vehicle owned or used by the business. General liability is not required by state law but is often required by landlords or contracts.
How do Flint business insurance agents set premiums?
Premiums are based on your business type payroll revenue location and claims history. Agents review your operations and risk factors to find quotes from multiple carriers. Each carrier uses its own formula to set rates.
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