The top-rated business insurance agent in Highland, Michigan is Schoen Insurance Agency, rated 4.6 stars across 73 reviews. Other highly rated options include Goosehead Insurance - Robert Petrillo, RAM Insurance & Financial Service, Array Insurance Group. This directory lists 14 business insurance agents serving Highland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 2 | Goosehead Insurance - Robert Petrillo | 2753 S Milford Rd | (248) 697-7943 |
| 3 | RAM Insurance & Financial Service | 141 N Milford Rd #101 | (248) 714-5102 |
| 4 | Array Insurance Group | 1641 S Milford Rd Suite C-101 | (248) 215-2983 |
| 5 | Peterson Insurance Services | 212 S Milford Rd | (248) 887-8903 |
| 6 | A+ Insurance : Kujala Insurance Agency | 206 Highland Rd # 100 | (248) 887-2121 |
| 7 | Safeco Insurance | 2753 S Milford Rd | (248) 617-2187 |
| 8 | The Insurance Guys | 1631 S Milford Rd | (877) 467-4897 |
| 9 | Citizens Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 10 | Foremost Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 985-9480 |
Schoen Insurance Agency serves the Highland, Michigan area and surrounding Livingston County as a business insurance agent. The company provides commercial insurance solutions designed to protect local enterprises from common operational risks. Businesses can secure policies that cover general liability and property exposures. The agency also assists with workers compensation coverage to meet state requirements. Commercial auto insurance for company vehicles is another specific service it handles in this region.
Goosehead Insurance - Robert Petrillo provides a full range of commercial insurance solutions, including general liability, property, and workers' compensation coverage for local businesses. The agency works closely with clients to develop customized risk management strategies and offers ongoing policy reviews to adjust coverage as a business grows. Regular account maintenance ensures that all policies remain current and compliant with evolving industry requirements. The agency services a diverse array of property types, including single-family homes operated as businesses, apartment complexes, retail storefronts, and restaurants throughout the Highland, MI area.
RAM Insurance & Financial Service serves the Highland, Michigan area and the surrounding Livingston and Oakland County communities. The agency handles business insurance for local companies, including commercial property, general liability, and workers’ compensation policies. It also advises entrepreneurs on risk management specific to their operations. To address each client’s exposure, representatives begin by reviewing current coverage and identifying industry-specific gaps, then recommend tailored solutions that balance protection with affordability for the business.
Array Insurance Group offers business insurance solutions, including general liability, property coverage, and commercial auto policies. It also assists with workers’ compensation and professional liability needs for local enterprises. Serving the Highland, MI area, the agency helps businesses of various sizes evaluate their risk exposures and secure appropriate protection. From retail shops to service contractors, Array Insurance Group works to align coverage with operational demands. As winter approaches, many businesses rely on the agency to review policies for snow removal liabilities and slip-and-fall risks.
Businesses in Highland, MI can choose between a one-time policy review or an ongoing service relationship with Peterson Insurance Services for their commercial insurance needs. Coverage options include property, liability, and workers' compensation to protect against common local business risks. The agency evaluates a company's specific exposures and recommends appropriate limits from standard carriers. Client service runs on a scheduled basis, with periodic policy check-ins and annual renewal reviews to ensure coverage remains aligned with operations.
As Highland business owners prepare for the shifting seasons, new liabilities and equipment updates often create coverage gaps. A+ Insurance : Kujala Insurance Agency responds by reviewing local commercial risks with business owners in the area, tailoring general liability and property protections. The agency works to match coverage limits to the specific operations each business performs throughout the year. Their standard first step involves scheduling an in-person inspection of the business premises to document exposures.
Safeco Insurance in Highland, MI, serves homeowners, businesses, and property managers seeking business insurance agent support for liability, property, and commercial coverage. The agency works with clients to assess risk and secure policies tailored to their operational needs. These services help local enterprises manage financial exposure and maintain compliance with industry standards. Advice is provided on selecting appropriate coverage limits for various business structures. The agency also extends its assistance to clients in the surrounding communities of Milford and the greater Brighton area.
The Insurance Guys in Highland, MI, helps local businesses manage their insurance coverage and address everyday operational risk. The agency specializes in securing customized commercial policies and appropriate liability add-ons for area enterprises. Their work involves assessing unique exposures to recommend proper protection across a range of local commercial sectors. They regularly serve offices, warehouses, and food service operations by structuring plans tailored to those distinct working environments and the specific liability exposures each sector presents.
Citizens Insurance - Schoen Insurance Agency in Highland, MI, offers residential insurance services to protect local homeowners and their properties. The agency also provides commercial coverage for small businesses in the area, helping entrepreneurs manage their operational risks. Serving the Highland community and surrounding regions, the agency assists clients in selecting appropriate policies for their coverage needs. Regular visits allow agents to review current protection and adjust plans as circumstances change, with follow-up service coordinated between those scheduled appointments.
Foremost Insurance - Schoen Insurance Agency, based in Highland, MI, is known for providing tailored coverage options that address the unique operational risks faced by local businesses. Its service range includes general liability, property insurance, and commercial auto policies designed to protect companies from unforeseen financial losses. In this area, business insurance agents assist clients in navigating complex exposure scenarios, such as liability from customer injuries or equipment damage. The agency can also add on specialized protection for data breaches and cyber liability claims.
What Does a a Business Insurance Agent in Highland Cost?
The cost of business insurance in Michigan varies widely based on industry, revenue, and coverage limits. A small retail shop in Highland might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums are calculated per 100 dollars of payroll and can range from 0.50 to 5 dollars or more depending on the job classification. This is general information and not insurance advice.
About business insurance agents in Highland
Business insurance agents in Highland Michigan help local business owners find the right coverage for their specific needs. Michigan law requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through options like general liability and commercial property insurance to protect your Highland business.
Frequently Asked Questions
What types of business insurance do I need in Highland Michigan?
Common coverages include general liability, commercial property, and workers compensation. Michigan law mandates workers comp for most employers. Your agent can review your specific risks and recommend appropriate policies.
How do I find a business insurance agent in Highland Michigan?
You can search online directories or ask other local business owners for referrals. Look for agents licensed in Michigan who have experience with businesses similar to yours. Many agents offer free initial consultations.
Does Michigan require business insurance for a home based business in Highland?
Michigan does not have a specific law requiring home based businesses to carry insurance. However, a standard homeowners policy often excludes business related claims. An agent can help you find a separate business policy to fill that gap.
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