The top-rated business insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Cheryl Bowker: Allstate Insurance, Perfect Price Insurance Agency, David DeLuca - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Cheryl Bowker: Allstate Insurance | 31221 Five Mile Rd | (734) 525-9610 |
| 3 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 4 | David DeLuca - State Farm Insurance Agent | 11756 Newburgh Rd | (734) 432-3900 |
| 5 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 6 | Compass Insurance Agency | 33723 Five Mile Rd | (833) 568-6499 |
| 7 | AAA Insurance - Waely Insurance Agency | 28436 Joy Rd | (313) 998-3553 |
| 8 | AAA Insurance - Mark Ismail Insurance Agency | 33539 Plymouth Rd | (734) 742-5650 |
| 9 | L.A. Insurance | 17114 Farmington Rd | (734) 266-0800 |
| 10 | Aliaksandr Niakliayeu I Advisors Insurance Group | 19575 Victor Pkwy #190 | (734) 441-6015 |
Loyalty Insurance serves Livonia and the greater Wayne County area as a business insurance agent. This agency helps local companies secure coverage against common commercial risks. Policies are tailored to protect assets, manage liability exposures, and ensure operational continuity. A business owner can consult an agent here to review general liability protection and commercial property insurance options. These two specific services are routinely handled for area small and medium enterprises.
Cheryl Bowker: Allstate Insurance provides business insurance services to clients in Livonia, Michigan. The agency offers tailored risk management strategies and routine policy reviews to help local enterprises maintain adequate coverage. It works with business owners to adjust their plans as operations evolve over time. Cheryl Bowker serves a variety of commercial properties, including single-family homes operated as businesses, apartments, retail locations, and restaurants.
Serving Livonia and the surrounding communities throughout Wayne County, Perfect Price Insurance Agency handles commercial insurance needs for local businesses of all sizes. It addresses general liability, property coverage, and workers' compensation policies to provide essential protection against common operational risks. The agency works to understand each client's specific industry exposures and daily challenges thoroughly. This informed assessment allows it to compare coverage options from multiple insurers carefully, ultimately tailoring a package that meets the unique requirements of each individual operation.
David DeLuca - State Farm Insurance Agent in Livonia, Michigan, serves homeowners, business owners, and property managers who need commercial coverage for their operations. The agency assists with general liability, property insurance, and workers’ compensation policies for local enterprises. Clients also receive guidance on business interruption protection and commercial auto plans tailored to fleet or individual vehicles. This agent regularly supports companies throughout Livonia and surrounding Wayne County communities, including nearby Redford and Farmington Hills.
Metro Agency, Inc. provides commercial insurance solutions in the Livonia, MI area, distinguishing between a single, one-time policy purchase and the ongoing, renewable service of annual coverage plans. Their offerings address the typical business liabilities, property exposures, and income protection needs common among local enterprises. Services are available on either a one-time basis for a specific project or, most frequently, on an as-needed schedule for periodic consultations and renewals.
Compass Insurance Agency in Livonia, Michigan specializes in securing commercial liability and property coverages tailored to diverse local business needs. It also assists companies with workers‘ compensation policies and professional liability protections to maintain operational stability. As Michigan’s seasonal weather brings significant snow and ice hazards each winter, the agency helps business owners review and adjust their liability policies to address slip-and-fall risks and cold-weather property damage effectively.
As local businesses in Livonia prepare for seasonal inventory shifts or liability exposures, AAA Insurance - Waely Insurance Agency offers tailored commercial coverage solutions. This business insurance agency works with entrepreneurs to assess property, liability, and other operational risks specific to the region. The agency provides policy options that help protect against common claims involving customer injuries or property damage. An initial consultation begins with a thorough inspection of the business premises, followed by a detailed evaluation of current coverage gaps.
AAA Insurance - Mark Ismail Insurance Agency in Livonia, MI, provides business insurance coverage tailored to the needs of local enterprises. Its specialty add-ons help safeguard companies from specific operational risks and unexpected liabilities. The agency assists small and mid-sized businesses in identifying appropriate policies to protect their assets and daily operations. Its services are regularly used by commercial sectors such as offices, warehouses, and food service establishments, addressing their distinct insurance requirements.
L.A. Insurance in Livonia, Michigan, provides a broad range of business insurance services, including general liability, property coverage, and workers' compensation. The company customizes service plans to match each client's operational risk and offers ongoing policy maintenance reviews to ensure adequate coverage adjustments. It handles renewals and modifications to reflect evolving business exposures. The firm services single-family homes, apartments, retail stores, and restaurants.
Aliaksandr Niakliayeu I Advisors Insurance Group provides residential insurance services to clients in Livonia and the surrounding Michigan area. The agency also offers comprehensive commercial coverage tailored to local business needs. Policies are developed to address common regional risks while supporting a range of professional operations. The team emphasizes clear communication throughout the application and claims processes. Follow-up service between regular visits ensures that coverage is adjusted as policyholders’ circumstances or business activities change over time.
What Does a a Business Insurance Agent in Livonia Cost?
Typical costs for a small business insurance policy in Michigan range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto insurance averages 1,200 to 2,500 dollars per vehicle annually. These are general estimates and actual costs depend on your specific business risks location and coverage limits. This information is general and not a substitute for professional insurance advice.
About business insurance agents in Livonia
Business insurance agents in Livonia Michigan help local companies secure coverage that meets state requirements. Michigan law mandates workers compensation insurance for most employers with three or more employees. An agent can also guide you on commercial auto insurance which is required for any business-owned vehicle operating in the state.
Frequently Asked Questions
What types of business insurance do Livonia agents offer?
Agents in Livonia typically offer general liability commercial property workers compensation and commercial auto insurance. They can also help with professional liability and cyber liability policies tailored to your industry.
Is workers compensation insurance required for my Livonia business?
Yes Michigan law requires workers compensation insurance for most employers with three or more employees. Certain industries like construction have additional requirements. An agent can help you comply with these rules.
How can a business insurance agent help me save money in Livonia?
An agent can compare quotes from multiple carriers to find competitive rates for your Livonia business. They can also recommend bundling policies or adjusting deductibles to lower premiums while maintaining adequate coverage.
Business Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Bloomfield Hills · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing