The top-rated business insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Liberty Title Insurance and Real Estate Closing Services - Port Huron Michigan, Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency. This directory lists 19 business insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Liberty Title Insurance and Real Estate Closing Services - Port Huron Michigan | 600 Fort St #201 | (810) 357-0310 |
| 3 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 4 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 5 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 6 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 7 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 8 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 9 | Grant Smith Health Insurance Agency | 2916 Pine Grove Ave | (810) 984-1373 |
| 10 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
Megan Simmons - State Farm Insurance Agent serves the Port Huron, Michigan, metro area as a business insurance agent. The agency offers commercial coverage solutions designed to protect small and mid-sized enterprises from financial risks. Policies address property damage, liability claims, and income interruption common in local industries. The firm works with business owners to assess their unique operational exposures. It specifically handles commercial auto insurance for company vehicles and workers compensation coverage to meet state requirements.
Liberty Title Insurance and Real Estate Closing Services in Port Huron, Michigan, offers comprehensive business insurance agent services to local enterprises. These professionals help clients select appropriate policies and manage ongoing coverage needs through regular policy reviews and claims support. Maintenance plans typically include annual risk assessments and updates to ensure coverage matches changing business operations. The agency serves a variety of property types, including single-family homes, apartment complexes, retail stores, and restaurants.
Serving Port Huron and the surrounding communities in St. Clair County, this agency handles commercial insurance for local businesses of various sizes. It provides liability coverage, property protection, and specialized policies tailored to specific industry needs. The agent works directly with each business owner to assess risk exposures and identify appropriate coverage limits. A typical engagement begins with a thorough review of current operations to develop a customized policy that safeguards company assets and supports long-term stability.
Tremble Insurance Agency serves local businesses, property managers, and commercial property owners in Port Huron, Michigan. It provides business insurance policies that help protect companies from common operational risks, including liability claims, property damage, and income interruption. The agency works with clients to identify coverage needs across various industries. Tremble Insurance Agency also assists clients with policy reviews and claims guidance. Its service area extends to neighboring St. Clair, helping additional business owners in the surrounding metro region secure essential commercial coverage.
Blue Water Insurance in Port Huron, MI provides business insurance agent services, covering both one-time policies for specific projects and recurring plans for ongoing operational protection. Their expertise includes helping local businesses select appropriate general liability, property, and workers’ compensation coverage to manage everyday risks. Service engagements are tailored to the client’s needs, running on a one-time, scheduled, or as-needed basis.
Presnell Insurance Agency specializes in business insurance agent services for small and mid-sized companies in Port Huron, MI, offering tailored coverage for property, liability, and commercial auto needs. It works closely with local business owners to assess unique risks and secure appropriate policies from multiple carriers. During the winter months, the agency helps clients address exposure from slip-and-fall claims on icy parking lots, ensuring adequate protection remains in place as seasonal hazards arise.
As winter winds off Lake Huron bring snow and ice to Port Huron businesses, slip-and-fall claims and property damage from frozen pipes rise accordingly. Kearns Agency Inc helps commercial clients review their current policies to address these seasonal exposures. They identify gaps in liability or commercial property coverage that could leave local shops, restaurants, or service providers financially vulnerable after a storm. Every new business engagement begins with a complimentary on-site inspection of the premises to assess risks and recommend appropriate adjustments to their insurance portfolio.
Rusty Fournier: Allstate Insurance provides personalized residential insurance services to homeowners and renters in the Port Huron, MI area. The agency also offers comprehensive commercial insurance coverage, helping local business owners protect their assets, properties, and liability risks. Serving the broader St. Clair County region, the office assists both new and existing clients with policy inquiries and coverage adjustments. Regular follow-up appointments ensure that customers receive updated plan reviews and tailored support between their seasonal or annual service visits.
Grant Smith Health Insurance Agency serves local businesses in Port Huron, Michigan, by helping them manage general risk and liability exposures common to commercial operations. The agency specializes in customized business insurance packages that address unique coverage needs beyond basic policies. Their advisors work to align protection with operational budgets and local regulatory requirements. This agency can provide insurance solutions for a variety of commercial sectors, including offices, warehouses, and food service establishments.
Farm Bureau Insurance in Port Huron, Michigan, provides a range of business insurance policies designed to protect local entrepreneurs from common operational risks. Their service offerings include property coverage and liability protection, with maintenance plans available to help policyholders update their coverage as their business evolves. Agents work with clients to tailor policies that address the specific exposures of each industry. The company regularly services commercial properties such as single-family homes, apartments, retail establishments, and restaurants.
What Does a a Business Insurance Agent in Port Huron Cost?
Typical costs for a small business insurance policy in Michigan range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting around $1,000 annually. Commercial auto insurance adds additional cost based on vehicles and drivers. These figures are estimates and your actual premium will depend on your specific business operations, location, and claims history. This is general information, not insurance advice.
About business insurance agents in Port Huron
Business insurance agents in Port Huron help local companies find coverage for property, liability, and workers compensation. Michigan law requires most employers to carry workers compensation insurance under the Workers Disability Compensation Act. Agents can guide you through options like general liability and commercial auto insurance tailored to the Port Huron business environment.
Frequently Asked Questions
What types of business insurance are required in Port Huron Michigan?
Michigan requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I choose a business insurance agent in Port Huron?
Look for an agent licensed in Michigan who has experience with your industry. Ask about their knowledge of local risks such as weather events near the St. Clair River. Check that they work with multiple insurance carriers to compare options for you.
Can a business insurance agent help with Michigan specific regulations?
Yes. A knowledgeable agent can explain how Michigan laws affect your coverage needs. For example, they can advise on the state certificate of insurance requirements and the specific limits needed for Port Huron municipal contracts.
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