The top-rated business insurance agent in Redford Township, Michigan is Kyndra Mitchell - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include PD Dandnaik - State Farm Insurance Agent, L.A. Insurance, Goosehead Insurance Agency - Sana Baig. This directory lists 19 business insurance agents serving Redford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyndra Mitchell - State Farm Insurance Agent | 26455 Eight Mile Rd | (313) 387-9497 |
| 2 | PD Dandnaik - State Farm Insurance Agent | 24300 Joy Rd | (313) 817-1000 |
| 3 | L.A. Insurance | 18960 Inkster Rd | (313) 538-2222 |
| 4 | Goosehead Insurance Agency - Sana Baig | 25200 Five Mile Rd Suite 303 | (248) 864-2300 |
| 5 | Kawana Smith - State Farm Insurance Agent | 26130 W 6 Mile Rd | (313) 387-1000 |
| 6 | Goosehead Insurance - Alfonzo Spearman | 25245 Five Mile Rd Suite 4W | (313) 771-5586 |
| 7 | AAA Insurance - Moustafa Nasser Insurance Agency | 27338 Plymouth Rd | (313) 899-7888 |
| 8 | National Claims Service Public Adjuster | 13938 Inkster Rd Suite 200 | (313) 537-8329 |
| 9 | Steve Hale - State Farm Insurance Agent | 25810 Plymouth Rd | (313) 937-1111 |
| 10 | Christopher Thames: Allstate Insurance | 25890 Five Mile Rd | (313) 538-2300 |
Kyndra Mitchell - State Farm Insurance Agent provides a range of services including business insurance policies and risk management guidance for local enterprises. Their work encompasses helping clients review coverage needs and adjust plans as businesses evolve. They maintain these services through ongoing policy reviews and responsive claims assistance. The agency services a variety of properties in the Redford Township, MI area, including single-family homes, apartments, retail spaces, and restaurants.
PD Dandnaik - State Farm Insurance Agent serves Redford Township, MI, as a local business insurance agent. This agency helps small and mid-sized businesses in the area select appropriate commercial coverage policies. Clients receive professional guidance tailored to their specific operational risks and insurance needs. The agent facilitates property insurance options to protect physical assets from common local hazards. The office also handles general liability insurance policies to safeguard against third-party claims arising from business activities in the Redford Township area.
L.A. Insurance in Redford Township, Michigan, is known for providing business insurance policies to local enterprises. It offers general liability coverage and property insurance for a range of small commercial clients. Options for workers’ compensation and commercial auto plans support company operations. The agency helps business owners manage risk and protect assets within the regional economy. A specialty service it can add on is cyber liability insurance to defend against digital threats.
Goosehead Insurance Agency - Sana Baig in Redford Township serves homeowners, local businesses, and property managers with commercial insurance options. It helps clients secure coverage for liability, property, and workers compensation needs. As a business insurance agent, it works to match policies to different types of operations in the area. The agency assists with protecting assets and managing risk for small to mid-sized companies. It also extends its services to businesses in Livonia and the surrounding metro Detroit communities.
Kawana Smith - State Farm Insurance Agent serves Redford Township, MI, and the surrounding communities. This business insurance agency handles a range of coverage options for local entrepreneurs. It assists clients in reviewing their policies and risk management needs to safeguard their businesses. The agent works to identify specific exposures and discusses appropriate solutions. For a typical job, it gathers information about the business operation and then presents tailored coverage choices to address the unique requirements of the commercial client.
As Michigan’s winter weather approaches, local businesses in Redford Township often need updated liability coverage to protect against ice-related slip risks on their properties. Goosehead Insurance - Alfonzo Spearman responds to this seasonal need by reviewing each commercial policy’s winter exclusions and adjusting deductibles accordingly. This agency tailors business insurance packages based on a company’s specific inventory, building age, and foot traffic patterns. An initial policy review begins with a walk-through inspection of the client’s premises to assess current safety conditions and coverage gaps.
AAA Insurance - Moustafa Nasser Insurance Agency provides business insurance guidance to companies in Redford Township, Michigan. Its agents focus on general liability and property coverage, with specialty add-ons including commercial auto and workers compensation policies. The firm structures protection plans for various local sectors, such as professional offices needing errors and omissions insurance, warehouses requiring inventory and equipment coverage, and food service operations addressing public liability and spoilage risks.
National Claims Service Public Adjuster in Redford Township, MI provides specialty services in policy interpretation and detailed claim documentation. As a business insurance agent, it generally assists local companies with navigating commercial property coverage and liability needs. This firm helps businesses prepare for and file claims following severe weather events common in the region, such as hail storms and heavy snowfall.
Steve Hale - State Farm Insurance Agent in Redford Township, MI, provides business liability coverage as a base, with clients choosing between a single-payment policy for a fixed term or an ongoing recurring premium plan that updates annually. Property and general liability policies are common, though coverage extends to professional errors and inventory losses. Services for policy reviews and claims assistance run on an as-needed basis rather than a fixed schedule, with periodic renewal reminders offered automatically before expiration.
Christopher Thames: Allstate Insurance serves the Redford Township, Michigan, area as a local business insurance agent. The agency specializes in helping small and mid-sized companies review their coverage needs to protect their operations. It provides policies that address property, liability, and income protection for various commercial ventures in the region. Business interruption insurance and commercial auto coverage are two specific services it handles for local enterprises.
What Does a a Business Insurance Agent in Redford Township Cost?
Typical costs for a small business insurance policy in Michigan range from $400 to $1,500 per year for general liability coverage. Workers compensation premiums vary by payroll and industry classification, often between $0.50 and $3.00 per $100 of payroll. Commercial auto insurance costs depend on vehicles and drivers. Actual premiums depend on your business type, location, claims history, and coverage limits. This is general information, not insurance advice.
About business insurance agents in Redford Township
Business insurance agents in Redford Township help local companies find coverage that meets Michigan legal requirements. Michigan law does not require general liability insurance for most businesses, but it does mandate workers compensation insurance for employers with one or more employees. An agent can guide you through options like property insurance, liability coverage, and commercial auto policies specific to Wayne County risks.
Frequently Asked Questions
What types of business insurance do I need in Redford Township?
Common policies include general liability, property insurance, and workers compensation. Michigan law requires workers comp for businesses with one or more employees. An agent can assess your specific risks and recommend appropriate coverages.
How do I choose a business insurance agent in Redford Township?
Look for an agent licensed in Michigan who has experience with your industry. Ask about their familiarity with local regulations and claims processes. Check their reputation with the Michigan Department of Insurance and Financial Services.
Is business insurance tax deductible in Michigan?
Yes, business insurance premiums are generally tax deductible as ordinary business expenses under federal tax law. This applies to policies like liability, property, and workers compensation. Consult a tax professional for your specific situation.
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