The top-rated business insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 565 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Tiffany Khousakoun - State Farm Insurance Agent | 312 E 3rd St | (248) 864-8219 |
| 4 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 5 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 6 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 7 | Eric Carl: Allstate Insurance | 1196 S Washington Ave | (248) 584-0202 |
| 8 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 9 | Andy Benson: Allstate Insurance | 811 N Main St #104 | (248) 547-0660 |
| 10 | Curt Luke - State Farm Insurance Agent | 407 N Main St | (248) 542-7039 |
Cameron Barnes - State Farm Insurance Agent serves the greater Royal Oak, Michigan area, offering comprehensive business insurance solutions to local entrepreneurs and companies. This agency works with small and medium-sized business owners to assess unique operational risks and liabilities. They provide guidance on protecting commercial property and managing general liability exposures. Among the specific services this office handles are commercial auto insurance policies and workers’ compensation coverage for various trades and industries.
Kirsten Wood’s State Farm Insurance Agency in Royal Oak, MI serves homeowners, business owners, and property managers seeking tailored coverage for their assets and liabilities. Their business insurance services help protect local enterprises against common risks such as property damage, liability claims, and income interruption. Commercial auto policies and workers’ compensation plans are also available to support area business operations. The agency additionally provides its professional advice and insurance solutions to clients throughout neighboring Ferndale and the surrounding southeastern Michigan communities.
Serving Royal Oak and the surrounding communities of southeastern Michigan, Tiffany Khousakoun - State Farm Insurance Agent handles business insurance policies for local enterprises. The agency covers general liability, property, and commercial auto insurance to protect against common operational risks. It also assists with workers' compensation coverage for small to medium-sized businesses. The agent evaluates each client’s specific exposures through a detailed consultation, then tailors coverage options to match their liability needs and budget constraints.
Michael Lantzy - State Farm Insurance Agent in Royal Oak, MI provides a range of business insurance services, including coverage for general liability, property, and commercial auto. The agency helps clients assess their risks and select appropriate policy limits. Ongoing service includes policy reviews and claims support to adjust coverage as a business evolves. This local office assists with insuring single-family homes, apartments, retail, and restaurants.
Atlas Insurance Agency, LLC, based in Royal Oak, MI, addresses two distinct business insurance service models: one-time policy purchases for specific project needs and recurring coverage for ongoing operational risks. The agency helps local businesses secure general liability, property, and workers’ compensation policies that comply with Michigan regulations and protect against common regional liabilities. By tailoring coverage to a company’s risk profile, they ensure both short-term ventures and established firms can operate with financial security. For service frequency, clients can choose between one-time, scheduled, or as-needed consultation and policy management.
High Favor Insurance Agency LLC in Royal Oak, MI offers specialty coverage for contractors, manufacturers, and professional service firms, including general liability and property protection. It also provides standard commercial policies for small to mid-sized businesses across the region, helping owners manage operational risks and legal requirements. As seasonal changes approach, it assists retailers and hospitality venues with adjusting coverage for increased foot traffic and weather-related liabilities during the holiday period.
Many small business owners in Royal Oak seek coverage that adapts to shifting seasonal risks, like winter liability or summer inventory spikes. Eric Carl: Allstate Insurance addresses these local needs by offering tailored business insurance agent services. The agency helps clients analyze property, liability, and commercial auto exposures to build appropriate protection packages. Each consultation begins with a thorough review of the business premises and operations to identify specific vulnerabilities. All new companies receive a detailed on-site inspection or initial risk-assessment appointment.
The Robert Littleton Insurance Agency helps homeowners in Royal Oak protect their residential properties through customized insurance solutions. The agency also advises local business owners on commercial coverage matters, including general liability and property policies. Serving small and medium enterprises throughout Royal Oak, Michigan, the agent takes time to explain coverage options clearly. Clients receive a follow-up after their initial policy is written, and the agency remains available for periodic reviews between regular visits to adjust coverage as businesses grow.
Andy Benson: Allstate Insurance provides business insurance coverage for companies in Royal Oak and the surrounding communities. The agency specializes in adding tailored policies for property damage, liability protection, and business interruption claims. Agents work with company owners to assess risks specific to their daily operations. This service supports various commercial sectors, including offices that require general liability coverage, warehouses needing extensive property protection, and food service establishments seeking product liability and equipment breakdown insurance.
Curt Luke - State Farm Insurance Agent in Royal Oak, Michigan, is a local source for business insurance coverage in the metropolitan Detroit area. The agency assists small and mid-sized businesses in selecting policies that protect against common operational risks, including property damage and liability exposures. Their services generally include helping clients understand coverage options for commercial vehicles, workers compensation, and general business liability. Additionally, this agency can add on cyber liability insurance to safeguard against data breaches and online threats.
What Does a a Business Insurance Agent in Royal Oak Cost?
Typical costs for business insurance in Michigan vary by industry size and location. A small Royal Oak retail shop might pay 500 to 1500 dollars per year for general liability. A restaurant with workers compensation could pay 3000 to 8000 dollars annually. Commercial auto insurance adds 1200 to 2400 dollars per vehicle. These ranges are estimates and your actual cost depends on your specific business risks and coverage limits. This is general information not insurance advice.
About business insurance agents in Royal Oak
Royal Oak Michigan business owners need reliable insurance to protect their assets and operations. A local business insurance agent can help you navigate Michigan specific requirements such as workers compensation coverage for most employers. These agents work with multiple carriers to find policies that fit your retail shop restaurant or professional office.
Frequently Asked Questions
What types of business insurance do Royal Oak companies typically need?
Most Royal Oak businesses need general liability insurance and property insurance. Michigan law requires workers compensation insurance for employers with one or more employees. Many also purchase commercial auto insurance if they use vehicles for work.
How does a business insurance agent in Royal Oak help with Michigan regulations?
An agent can explain Michigan specific requirements like the state minimum for workers compensation and commercial auto liability. They also help you understand local zoning rules that may affect your coverage needs. This ensures your policy meets all legal standards.
Can I bundle multiple business insurance policies in Michigan?
Yes many agents offer business owner policies that bundle general liability property and business interruption coverage. Bundling often reduces your total premium and simplifies managing your insurance. Ask your agent about available packages for your industry.
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