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Find Business Insurance Agents Near You in Royal Oak, MI

Directory of business insurance agents in Royal Oak, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 business insurance agents in Royal Oak, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cameron Barnes - State Farm Insurance Agent
306 S Washington Ave Suite 207, Royal Oak, MI 48067
(248) 721-8365 cameronsf.com
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504 lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309 kirstenwood.net
Tiffany Khousakoun - State Farm Insurance Agent
312 E 3rd St, Royal Oak, MI 48067
(248) 864-8219 tiffanykinsurance.com
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500 atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675 highfavorinsurance.com
Eric Carl: Allstate Insurance
1196 S Washington Ave, Royal Oak, MI 48067
(248) 584-0202 agents.allstate.com
Andy Benson: Allstate Insurance
811 N Main St #104, Royal Oak, MI 48067
(248) 547-0660 agents.allstate.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575 farmersagent.com
Curt Luke - State Farm Insurance Agent
407 N Main St, Royal Oak, MI 48067
(248) 542-7039 statefarm.com
Farm Bureau Insurance: Mimmo Vitale
831 E 11 Mile Rd, Royal Oak, MI 48067
(248) 288-0008 farmbureauinsurance-mi.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255 crownshieldinsurance.com
John M. Ploskonka Agency - Meemic Insurance Agent
718 W Eleven Mile Rd, Royal Oak, MI 48067
(248) 399-7644 locator.meemic.com
Huntington Insurance
800 S Main St, Royal Oak, MI 48067
(248) 963-5917 huntington.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510 insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600 assuredpartners.com
MacQueen Insurance Group
415 S West St Suite 350, Royal Oak, MI 48067
(248) 543-4332 macqueeninsurancegroup.com
Royal Oak Insurance Group
912 E Lincoln Ave, Royal Oak, MI 48067
(248) 793-9053
Level one Insurance
306 E 4th St, Royal Oak, MI 48067
(313) 778-9169
Goosehead Insurance - Royal Oak
4338 Delemere Blvd Suite B, Royal Oak, MI 48073
(248) 365-6007 goosehead.com

Royal Oak Michigan business owners need reliable insurance to protect their assets and operations. A local business insurance agent can help you navigate Michigan specific requirements such as workers compensation coverage for most employers. These agents work with multiple carriers to find policies that fit your retail shop restaurant or professional office.

What Does a Business Insurance Agent in Royal Oak Cost?

Typical costs for business insurance in Michigan vary by industry size and location. A small Royal Oak retail shop might pay 500 to 1500 dollars per year for general liability. A restaurant with workers compensation could pay 3000 to 8000 dollars annually. Commercial auto insurance adds 1200 to 2400 dollars per vehicle. These ranges are estimates and your actual cost depends on your specific business risks and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do Royal Oak companies typically need?
Most Royal Oak businesses need general liability insurance and property insurance. Michigan law requires workers compensation insurance for employers with one or more employees. Many also purchase commercial auto insurance if they use vehicles for work.
How does a business insurance agent in Royal Oak help with Michigan regulations?
An agent can explain Michigan specific requirements like the state minimum for workers compensation and commercial auto liability. They also help you understand local zoning rules that may affect your coverage needs. This ensures your policy meets all legal standards.
Can I bundle multiple business insurance policies in Michigan?
Yes many agents offer business owner policies that bundle general liability property and business interruption coverage. Bundling often reduces your total premium and simplifies managing your insurance. Ask your agent about available packages for your industry.