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Find Business Insurance Agents in St Clair Shores, MI

Compare business insurance agents in St Clair Shores. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 business insurance agents in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Peck - State Farm Insurance Agent
25310 Little Mack Ave, St Clair Shores, MI 48081
(586) 775-6300 tompeckinsurance.com
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800 suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Gardner Insurance Agency
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 locator.meemic.com
Jeffery Torrice: Allstate Insurance
22811 Greater Mack Ave Ste 214, St Clair Shores, MI 48080
(313) 881-0200 agents.allstate.com
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980 miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216 ddiinsurance.com
Joe Manzella Agency - Goosehead Insurance
23000 Greater Mack Ave 2nd Floor, Suite 400, St Clair Shores, MI 48080
(313) 314-6811 goosehead.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227 goosehead.com
McDaid & Associates Inc
29700 Harper Ave # 5, St Clair Shores, MI 48082
(586) 415-7200 mcdaidandassociates.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400 dc-ins.com
Farm Bureau Insurance - Paul Genaw
23420 Greater Mack Ave C, St Clair Shores, MI 48080
(586) 218-7795 farmbureauinsurance-mi.com
Farmers Insurance - Talitha Perry
23409 Jefferson Ave Ste 102, St Clair Shores, MI 48080
(586) 774-5684 agents.farmers.com
Montagne Insurance Agency
27735 Jefferson Ave, St Clair Shores, MI 48081
(586) 202-2887
Gallagher Insurance, Risk Management & Consulting
22930 E 9 Mile Rd, St Clair Shores, MI 48080
(586) 774-5300 locations.ajg.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220 davisinsgrp.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900 emainsurance.com
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 thegardnerinsurance.com
Perry & Perry Insurance Group Inc.
23409 Jefferson Ave STE 100B, St Clair Shores, MI 48080
(586) 774-5711

Business insurance agents in St Clair Shores Michigan help local companies find coverage that meets state requirements. Michigan law mandates workers compensation insurance for most employers with three or more employees. An agent can guide you through general liability commercial property and professional liability policies specific to Macomb County.

What Does a Business Insurance Agent in St Clair Shores Cost?

Typical costs for a small business insurance package in Michigan range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often between 0.50 and 5.00 dollars per 100 dollars of payroll. Commercial property insurance for a small storefront in St Clair Shores may cost 500 to 2,000 dollars annually. Costs depend on coverage limits location and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Michigan?
Michigan requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I choose a business insurance agent in St Clair Shores?
Look for an agent licensed in Michigan who has experience with businesses in your industry. Ask about their knowledge of local risks like lakefront property or seasonal tourism. Check their reputation with the Michigan Department of Insurance and Financial Services.
Can a business insurance agent help with a home-based business?
Yes many agents in St Clair Shores work with home-based businesses. Standard homeowners policies often exclude business liability. An agent can help you get a business owners policy or an in-home business endorsement to cover equipment and liability.