The top-rated business insurance agent in Sterling Heights, Michigan is Summit Health Services, rated 5.0 stars across 302 reviews. Other highly rated options include Catherine Van Tiem: Allstate Insurance, The Salvati Insurance Group, Inc., AAA Insurance - R. Petros Insurance Agency. This directory lists 17 business insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Summit Health Services | 43409 Schoenherr Rd | (248) 779-1000 |
| 2 | Catherine Van Tiem: Allstate Insurance | 42770 Van Dyke Ave | (586) 792-9000 |
| 3 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 4 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 5 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 6 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 7 | Beyond Insurance Group | 42140 Van Dyke Ave #210 | (586) 330-9727 |
| 8 | Clear View Insurance | 13854 Lakeside Cir Ste 212 | (586) 742-0316 |
| 9 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 13900 Lakeside Cir | (586) 323-5700 |
Summit Health Services serves the Sterling Heights, Michigan metro area, assisting businesses with their commercial insurance needs. As a business insurance agent in this region, the company helps clients secure appropriate coverage for various operational risks. Their offerings typically include general liability policies to protect against third-party claims and property insurance to safeguard physical assets. Summit Health Services also handles workers’ compensation policies, an essential service for companies requiring employee injury protection under Michigan law.
Catherine Van Tiem: Allstate Insurance provides a range of business insurance services, including general liability, property coverage, and workers’ compensation. It offers customized service plans designed to help local companies assess their risks and manage renewals, ensuring policies keep pace with changing operations. The agency serves a variety of properties in Sterling Heights, MI, including single-family homes, apartment complexes, retail storefronts, and restaurants.
The Salvati Insurance Group, Inc. in Sterling Heights, MI provides business insurance services on either a one-time policy setup or a recurring annual renewal basis. Their commercial coverage is tailored to protect local companies from general liability, property damage, and other operational risks. The agency advises clients on selecting appropriate limits and endorsements to suit their specific industry needs. Service for ongoing risk management and policy adjustments operates on a scheduled annual review cycle, with additional support available as needed.
Serving Sterling Heights and the surrounding communities of Macomb County, AAA Insurance - R. Petros Insurance Agency handles commercial coverage for local businesses. It offers policies designed to protect against common operational risks, including liability, property damage, and income interruption. For a typical business insurance job, the agency first assesses the client’s specific exposure and operational needs, then compares available plans to tailor a policy that fits the budget.
As the Southeast Michigan winter season brings increased risks from ice damage and heating equipment failures, commercial property owners in Sterling Heights require thorough liability coverage. Frolka Insurance Agency Goosehead Insurance works with local businesses to evaluate exposures unique to each operation, such as customer foot traffic or material storage. They compare policies from multiple carriers to find plans matching financial limits and operational needs. New clients can expect an on-site inspection of their premises before an initial assessment and policy proposal.
Specializing in commercial property and liability coverage, Lakeside Insurance Agency in Sterling Heights, Michigan assists local business owners with general service and industry-specific risk management. The agency can help craft tailored policies for small retailers, manufacturers, and professional offices. Working with carriers in the region allows the agent to compare options for clients seeking adequate protection. As winter approaches, the agency often advises clients on coverage for snow removal liability and potential property damage from freezing or heavy storms.
Located in Sterling Heights, Michigan, Beyond Insurance Group assists businesses with general insurance needs while also offering specialized coverage for unique operational risks. They help commercial clients manage liability, property exposure, and employee protection. Having well-selected policies can provide necessary financial security for various local ventures. The company serves office buildings, warehouses, and food service operations as well, ensuring appropriate protection is in place for their specific work environments and industry-sector challenges.
Millennium Insurance Agency LLC at 34865 Mound Rd in Sterling Heights, MI, provides residential coverage for homeowners and renters, then extends its services to commercial insurance for local businesses. Business owners can obtain policies for general liability, property, and workers’ compensation protection in the Sterling Heights area. The agency assists clients with evaluating their current coverage, adjusting limits for seasonal inventory changes, and handling claims. After a policy is issued, the office schedules a follow-up consultation between regular annual reviews to update the contact information and coverage details.
Gallagher Insurance, Risk Management & Consulting specializes in tailored property, liability, and workers' compensation coverage for local businesses. It serves the Sterling Heights area by assessing operational risks and obtaining appropriate policies from multiple carriers to protect commercial assets. The firm also advises on employment practices and cyber liability exposures that frequently affect regional enterprises. As workers return to seasonal jobs in manufacturing and distribution, it helps ensure adequate protection against on-site accidents and supply chain disruptions.
What Does a a Business Insurance Agent in Sterling Heights Cost?
Typical costs for a small business insurance policy in Michigan range from 400 to 1,500 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification. A business owners policy BOP combining property and liability often costs between 500 and 3,000 dollars annually. These are general estimates and your actual premium depends on your specific business size location and claims history. This information is general and not insurance advice.
About business insurance agents in Sterling Heights
Business insurance agents in Sterling Heights Michigan help local companies find coverage that meets state requirements. Michigan law requires workers compensation insurance for most employers with one or more employees. An agent can also help with general liability and commercial property policies tailored to your business type.
Frequently Asked Questions
What types of business insurance are required in Michigan?
Michigan law requires workers compensation insurance for most employers. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often needed by landlords or clients.
How do I find a business insurance agent in Sterling Heights?
You can search online for independent agents in Sterling Heights or check the Michigan Department of Insurance and Financial Services website for licensed agents. Local agents understand the specific risks for businesses in Macomb County.
What is the difference between a captive and independent agent?
A captive agent sells policies from one insurance company only. An independent agent can compare quotes from multiple carriers to find the best fit for your business. Many businesses in Sterling Heights use independent agents for more options.
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