The top-rated business insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 362 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 14 business insurance agents serving Chaska.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Options Insurance | 102 N Jonathan Blvd Unit 210 | (952) 392-9508 |
| 2 | Dwight Mack - State Farm Insurance Agent | 1107 Hazeltine Blvd Ste 120 | (612) 284-5803 |
| 3 | Matt Lorenz - State Farm Insurance Agent | 542 Bavaria Ln | (952) 368-4440 |
| 4 | Kim Schaffer - State Farm Insurance Agent | 112 E 5th St #104 | (952) 448-2060 |
| 5 | Martinson Agency | 505 N Chestnut St | (952) 314-4400 |
| 6 | Drilling Insurance Agency- Farmers Insurance Agent | 207 N Chestnut St #140 | (952) 479-8200 |
| 7 | Farmers Insurance - Tyler Farniok | 510 N Chestnut St STE 200 | (612) 448-2670 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 101 W 3rd St | (952) 448-3800 |
| 9 | RG Insurance Agency | 570 Bavaria Ln | (952) 522-3345 |
| 10 | Options.Health | 102 N Jonathan Blvd Unit 210 | (952) 392-9508 |
Options Insurance serves businesses in the Greater Minneapolis–Saint Paul area and throughout Carver County from Chaska, Minnesota. As a business insurance agent, the company helps commercial clients evaluate their operational risks and secure appropriate coverage plans. Its agency works with local companies to customize general liability policies that protect against common workplace injuries and property damage claims. Additionally, Options Insurance assists professionals in this region with obtaining workers’ compensation insurance to satisfy state requirements and safeguard employees.
Dwight Mack - State Farm Insurance Agent in Chaska, MN, provides a full range of business insurance services, including general liability, commercial property, and workers compensation coverage. The agency offers guided assistance for policy selection and responsive support for claims management to help businesses maintain continuous protection. It also reviews coverage periodically to adapt to changing operational needs and market conditions. Its typical commercial clients include retail stores, restaurants, apartment building owners, and residential contractors serving single-family homes in the local area.
Matt Lorenz - State Farm Insurance Agent in Chaska, MN, serves local homeowners, business owners, and property managers seeking reliable coverage for their assets and operations. The agency provides tailored commercial insurance solutions including general liability, property, and workers compensation policies designed to protect businesses from common risks. Direct, personalized consultations help clients understand their specific coverage needs and policy options. This agent also serves the broader southwest metro area, including nearby communities such as Chanhassen, Victoria, and Shakopee.
Serving Chaska and the surrounding communities in the greater southwest metro area, Kim Schaffer - State Farm Insurance Agent handles business insurance coverage for local enterprises. In addition to general liability and commercial property policies, the agency helps clients address risks related to professional liability and business interruption. For a typical job, it starts by reviewing a company’s specific operations and exposures, then customizes a package of coverage limits and deductibles to match that client’s unique needs and budget.
Martinson Agency in Chaska, MN offers both one-time consultations for new policies and ongoing service for existing coverage adjustments. As a local business insurance agent, the agency helps entrepreneurs assess liability, property, and workers compensation needs. Tailored protection for small and mid-sized companies is developed through detailed risk evaluations. Services run on a one-time, scheduled, or as-needed basis according to each client's changing operational requirements.
As the Minnesota winter gives way to spring thaw, local businesses in Chaska navigate the risks of flooding, roof damage, and seasonal liability claims. Drilling Insurance Agency- Farmers Insurance Agent responds by reviewing commercial policies for gaps in coverage tied to weather exposure. Claims assistance and policy adjustments are provided to help operations remain stable through unpredictable months. A full business insurance inspection or initial risk-assessment visit is scheduled to examine current premises, inventory, and safety protocols before issuing a tailored commercial policy.
Farmers Insurance - Tyler Farniok in Chaska, MN, provides business insurance coverage that protects companies from property damage, liability claims, and income interruption. It offers specialized endorsements such as equipment breakdown protection and cyber liability policies tailored to local commercial operations. This agency serves the insurance needs of a range of commercial sectors, including professional offices, warehouse and storage facilities, and food service establishments like restaurants and catering businesses.
Gallagher Insurance, Risk Management & Consulting in Chaska offers specialty services in commercial property coverage and liability protection for local businesses. It provides general risk management advice tailored to the needs of companies operating in the greater Chaska area. The firm assists clients with routine policy reviews and claims support. As the spring thaw arrives, it helps businesses address potential flood risks and water damage vulnerabilities from seasonal runoff.
RG Insurance Agency in Chaska, MN, provides residential property coverage for local homeowners, alongside commercial policies that protect small businesses and professional operations. Its team serves clients throughout the greater Chaska area and surrounding communities. Follow-up consultations are routinely scheduled between regular annual reviews to adjust coverage as neighborhood conditions and business needs evolve, ensuring protection remains aligned with current exposures.
Options.Health in Chaska, Minnesota, is known for helping small to mid-sized businesses secure commercial insurance policies. Its service range includes general liability, property, and workers’ compensation coverage tailored to local operations. The agency also assists with professional liability insurance for service-based industries. As a specialty add-on, Options.Health offers cyber liability policies to protect client data from digital threats and breaches.
What Does a a Business Insurance Agent in Chaska Cost?
Typical costs for business insurance in Minnesota vary by industry location and coverage limits. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation premiums depend on payroll and classification codes. This is general information not insurance advice.
About business insurance agents in Chaska
Business insurance agents in Chaska Minnesota help local companies find coverage for general liability property damage and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. Agents can also advise on commercial auto policies and business interruption coverage.
Frequently Asked Questions
What types of business insurance do agents in Chaska offer?
Agents in Chaska offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber liability policies. Coverage options depend on your business type and size.
Is workers compensation insurance required in Minnesota?
Yes Minnesota law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines and legal penalties.
How do I choose a business insurance agent in Chaska?
Look for an agent licensed in Minnesota with experience in your industry. Ask about their claims process and how they handle policy renewals. Compare quotes from multiple agents to find suitable coverage and pricing.
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