ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Business Insurance Agents Near You in Ham Lake, MN
Browse business insurance agents serving Ham Lake, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 business insurance agents in Ham Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria D - State Farm Insurance Agent
16015 Central Ave NE, Ham Lake, MN 55432
(763) 571-4243
mariadagency.com
Saarela Insurance Services-Nesbit Agencies
17565 Central Ave NE Suite 160, Ham Lake, MN 55304
(763) 434-4834
saarelainsurance.com
Business insurance agents in Ham Lake Minnesota help local companies find the right coverage for their specific risks. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can guide you through general liability commercial property and other policies needed for your Ham Lake business.
What Does a Business Insurance Agent in Ham Lake Cost?
Typical costs for a small business insurance package in Minnesota range from 500 to 3000 dollars per year for general liability. Workers compensation premiums are calculated per 100 dollars of payroll and vary by industry class code. Commercial property insurance costs depend on building value and location. These are general estimates and actual costs depend on your specific business operations. This information is for general purposes and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are commonly needed in Ham Lake Minnesota?
Common policies include general liability commercial property workers compensation and commercial auto. Minnesota requires workers comp for most businesses with employees. An agent can help you assess which coverages fit your operations.
How do Minnesota business insurance requirements differ from other states?
Minnesota has specific workers compensation laws that apply to nearly all employers with one or more employees. The state also has a no-fault auto insurance system which affects commercial auto policies. An agent familiar with Minnesota regulations can ensure you meet these legal obligations.
Can a business insurance agent help me reduce my premiums in Ham Lake?
Yes agents can review your risk profile and suggest ways to lower costs such as bundling policies or increasing deductibles. They can also help you implement safety programs that may qualify for discounts. Premiums vary based on industry location and claims history.
Free • No Obligation
Compare Business Insurance Agents
Get matched with agents in Ham Lake who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.