Skip to main content

Business Insurance Agents in Chester, NJ

Compare business insurance agents in Chester. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 business insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Highstreet Insurance formerly, Paladin Insurance Agency
310 Rte 24 Ste A4, Chester, NJ 07930
(973) 434-7420 paladinagency.com
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com
Prime Insurance New Jersey
128 Main St, Chester, NJ 07930
(908) 395-0689

What Does a Business Insurance Agent in Chester Cost?

Typical costs for business insurance in New Jersey vary widely by industry, payroll, and coverage limits. A small retail shop might pay between $500 and $1,500 per year for general liability. Workers compensation costs are based on payroll and classification codes, often ranging from $0.50 to $5.00 per $100 of payroll. Commercial auto policies for a single vehicle can start around $1,200 per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Chester New Jersey?
New Jersey requires workers compensation insurance for any business with employees. If you have company vehicles, commercial auto insurance is also required. General liability is not required by state law but is often required by landlords and contracts.
How do I choose a business insurance agent in Chester NJ?
Look for an agent who is licensed in New Jersey and has experience with businesses in your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and ask for references from other local business owners.
What is the difference between an independent agent and a captive agent in Chester?
An independent agent works with multiple insurance companies and can shop around for the best rates and coverage. A captive agent only sells policies from one company. Independent agents may offer more options for your Chester business.