The top-rated business insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | Sergio Bio - State Farm Insurance Agent | 114 Market St | (973) 928-1200 |
| 5 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | Timothy K Brown: Allstate Insurance | 1051 Bloomfield Ave | (973) 928-1434 |
| 9 | Thomas Tobin - State Farm Insurance Agent | 1033 Clifton Ave STE 208 | (973) 779-4248 |
| 10 | RS Insurance Services | 429 Clifton Ave | (201) 244-4771 |
Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area as a business insurance agent. The agency provides commercial coverage solutions designed to protect local businesses from common operational risks such as property damage and liability claims. Their services include assisting business owners with customized insurance policies that address the specific needs of enterprises operating in the region, covering both physical assets and general liability exposures. The agency also handles workers compensation policies for local businesses with employees in the area.
NJH Insurance Agency provides a comprehensive range of commercial coverage options tailored to local businesses in Clifton, New Jersey. It offers ongoing service plans that include periodic policy reviews to adapt to changing operational needs and immediate claims assistance to ensure smooth recovery after an incident. The agency manages risk assessments for a diverse array of commercial properties, including single-family homes used for business, apartments with mixed-use storefronts, retail shops, and full-service restaurants.
Sadowski Insurance Agency serves Clifton, New Jersey, and the surrounding communities. It handles business insurance for local companies, addressing general liability, property coverage, and other commercial policies designed to protect operations. The agency works with small and mid-sized businesses to identify potential risks and match them with appropriate coverage from standard providers. For a typical job, it begins by reviewing the client’s current exposure, then presents clear policy options before helping finalize the selection.
Sergio Bio - State Farm Insurance in Clifton, NJ, serves local homeowners, business owners, and property managers by offering auto, home, life, and commercial coverage. The agency assists small and medium-sized businesses with general liability, property protection, and workers' compensation policies. It provides risk management guidance to help safeguard assets and maintain operational continuity. Each client receives personalized policy reviews to address individual needs and coverage gaps. The agent also extends services to neighboring communities throughout Passaic County and the greater North Jersey metropolitan area.
A Plus Insurance Agency in Clifton, NJ helps local businesses distinguish between one-time policies for short-term projects and recurring coverage for ongoing operations. They explain how general liability, property, and workers’ compensation insurance can protect commercial assets and employees. The agency clarifies coverage limits and deductibles to match each company’s specific risk profile. Their service model operates on an as-needed basis, allowing clients to request policy reviews or revisions only when their business circumstances change.
Arceri Insurance Agency in Clifton, New Jersey provides general liability and property coverage as a standard part of its service. The company then adds specialty endorsements for specific operational risks, ensuring broader protection beyond basic policies. These tailored add-ons address vulnerabilities that common commercial packages often exclude. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Jaymar Insurance Agency specializes in business insurance, offering coverage for liability, property, and commercial auto. It works with small to midsize enterprises in Clifton, New Jersey, addressing common operational risks and regulatory requirements. The agency helps clients review policy details to ensure adequate protection for daily business activities. As the holiday season approaches, it guides local retailers and service providers in updating their coverage against potential seasonal liabilities and increased foot traffic.
As businesses in Clifton prepare for the changing seasons, they often face shifting liability risks from weather or increased customer traffic. Timothy K Brown: Allstate Insurance addresses these needs with professional commercial coverage consultation in the Clifton area. This agency helps local entrepreneurs evaluate general liability, property, and related business insurance options that match their operations. Conversations begin with a practical, one-on-one review of each company’s specific exposure. That initial assessment typically includes a straightforward inspection of the business premises and current safety measures.
Thomas Tobin of State Farm Insurance in Clifton, NJ, provides residential insurance policies to protect local homeowners and renters. The agency also offers commercial coverage for small businesses, addressing general liability and property needs. Serving clients throughout the Clifton area, they assist with customizing plans to suit various operational risks. Between regular policy reviews or claims, the office provides follow-up support as paperwork or coverage adjustments become necessary.
RS Insurance Services is known in Clifton, NJ, for helping local businesses manage their commercial risk through tailored insurance policies. The agency provides comprehensive coverage options, including general liability and property insurance, designed to protect small and mid-sized companies in the region. For those facing industry-specific hazards, RS Insurance Services can add on a focused professional liability or workers’ compensation policy to address that particular exposure.
What Does a a Business Insurance Agent in Clifton Cost?
Typical costs for a small business insurance policy in Clifton New Jersey range from 400 to 2000 per year for general liability. A business owners policy BOP which bundles property and liability often costs between 600 and 3000 annually. Workers compensation premiums are based on payroll and industry classification rates set by the New Jersey Department of Banking and Insurance. These figures are estimates and your actual premium will depend on your specific business operations and risk factors. This is general information and not insurance advice.
About business insurance agents in Clifton
Business insurance agents in Clifton New Jersey help local business owners find coverage that meets New Jersey state requirements. New Jersey law mandates workers compensation insurance for most businesses with employees. Agents can guide you through general liability commercial property and professional liability policies tailored to your industry.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I find a licensed business insurance agent in Clifton?
You can search the New Jersey Department of Banking and Insurance website for licensed agents in Clifton. Local agents understand the specific risks for businesses in Passaic County and can help you compare quotes from multiple carriers.
What factors affect the cost of business insurance in Clifton?
Costs depend on your business type number of employees revenue location and claims history. A small retail shop in Clifton might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more.
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