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Find Business Insurance Agents in Elmwood Park, NJ

Browse business insurance agents serving Elmwood Park, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Elmwood Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 business insurance agents in Elmwood Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Preferred Choice Insurance Agency
440 Market St Ste 1B, Elmwood Park, NJ 07407
(201) 616-7644 preferredchoicenj.com
Insurance: David Kronstat
247 Market St, Elmwood Park, NJ 07407
(201) 843-7072 topgradeinsurance.com
Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance
301 Riverfront Blvd Suite #3, Elmwood Park, NJ 07407
(201) 886-7300 legacyinsurancenj.com

Business insurance agents in Elmwood Park, New Jersey help local companies find coverage that meets state requirements. New Jersey law mandates workers compensation insurance for most employers with one or more employees. An agent can also guide you on commercial auto liability minimums and general liability policies to protect your business assets.

What Does a Business Insurance Agent in Elmwood Park Cost?

The cost of business insurance in New Jersey varies widely by industry, payroll, and coverage limits. A small retail shop in Elmwood Park might pay 500 to 1500 per year for general liability, while a construction contractor could pay 3000 to 8000 or more for workers compensation and liability combined. Commercial auto policies often range from 1200 to 3000 annually per vehicle. These are general estimates and actual costs depend on your specific business operations and claims history. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for almost all employers with one or more employees. Businesses with commercial vehicles must carry auto liability insurance with minimum limits of 25000 per person and 50000 per accident for bodily injury plus 25000 for property damage.
How do I choose a business insurance agent in Elmwood Park?
Look for an agent who is licensed in New Jersey and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes and find coverage that fits your budget and risk profile.
Can a business insurance agent help with New Jersey specific regulations?
Yes. An experienced agent can explain New Jersey commercial insurance requirements such as workers compensation classifications and the state business income tax implications for certain policies. They can also advise on umbrella liability limits common in the region.