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Directory of business insurance agents in Hawthorne, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Hawthorne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 business insurance agents in Hawthorne, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gallagher & Associates Insurance Agency Inc
320 Diamond Bridge Ave, Hawthorne, NJ 07506
(973) 427-0550
gallagher-insurance.com
Sunshine Insurance
1095 Goffle Rd, Hawthorne, NJ 07506
(862) 385-1593
Business Service Agency
1160 Goffle Rd, Hawthorne, NJ 07506
(973) 595-7060
A business insurance agent in Hawthorne, New Jersey helps local companies find the right coverage for their specific risks. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can also help you secure general liability and commercial property policies to meet state and local requirements.
What Does a Business Insurance Agent in Hawthorne Cost?
Typical costs for a business insurance agent in New Jersey vary by industry and coverage amount. A small retail shop might pay between 400 and 800 dollars per year for general liability. A construction contractor could pay 2,000 to 5,000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on your payroll and classification code. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Hawthorne New Jersey?
New Jersey law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for work. General liability is not state mandated but is often required by landlords and contracts.
How do I choose a business insurance agent in Hawthorne?
Look for an agent licensed in New Jersey who has experience with your industry. Ask about their familiarity with local risks in Passaic County. Check their reviews and confirm they work with multiple insurance carriers to compare options.
Can a business insurance agent help with New Jersey specific regulations?
Yes. A local agent understands New Jersey laws like the Workers Compensation Act and the New Jersey Insurance Fair Conduct Act. They can help you meet state filing requirements and avoid penalties for non compliance.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.