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Find Business Insurance Agents Near You in Hightstown, NJ
Browse business insurance agents serving Hightstown, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Hightstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 business insurance agents in Hightstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dcruz Agency
123 Mercer St, Hightstown, NJ 08520
(609) 200-5990
dcruzagency.com
Allen & Stults Co., Inc.
106 N Main St, Hightstown, NJ 08520
(609) 448-0110
allenstults.com
Carlos Duran - State Farm Insurance Agent
325 Franklin St, Hightstown, NJ 08520
(609) 448-6700
carlosduran.com
CBSI an Alera Group Company
125 Railroad Ave # 2, Hightstown, NJ 08520
(609) 371-5823
cbsibenefits.com
Business insurance agents in Hightstown, New Jersey help local companies find coverage that meets state legal requirements. New Jersey law requires most businesses to carry workers compensation insurance if they have employees. A local agent can also help you understand commercial auto and general liability needs specific to Mercer County.
What Does a Business Insurance Agent in Hightstown Cost?
The cost of business insurance in New Jersey varies by industry, location, and coverage limits. A small retail shop in Hightstown might pay between 500 and 1,500 dollars per year for general liability. Workers compensation costs depend on payroll and job classification, often ranging from 0.75 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies can cost 1,200 to 3,000 dollars annually per vehicle. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do Hightstown agents offer?
Agents in Hightstown typically offer general liability, property insurance, workers compensation, commercial auto, and professional liability. They can also help with business interruption and cyber liability coverage.
Is business insurance required by law in New Jersey?
Yes, New Jersey law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required if you use vehicles for business. Other types like general liability are not required by law but are often needed by landlords or clients.
How do I choose a business insurance agent in Hightstown?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of local risks in Mercer County and whether they work with multiple insurance carriers to compare options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.