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Find Business Insurance Agents Near You in Ledgewood, NJ
Directory of business insurance agents in Ledgewood, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Ledgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 business insurance agents in Ledgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortify Insurance Service NJ
1110 US-46, Ledgewood, NJ 07852
(973) 321-7612
The Public's Adjuster LLC
111 Howard Blvd, Ledgewood, NJ 07852
(866) 629-7291
thepublicsadjusternj.com
SARASOHN & COMPANY
410 NJ-10, Ledgewood, NJ 07852
(973) 781-1000
sarasohnandcompany.com
Health Compare - Leandro Gunn-Russell
1131 US-46, Ledgewood, NJ 07852
(973) 479-7078
A business insurance agent in Ledgewood, New Jersey helps local companies find the right coverage for their operations. New Jersey law requires all businesses with employees to carry workers compensation insurance. An agent can guide you through commercial general liability, property, and professional liability policies to meet state and local needs.
What Does a Business Insurance Agent in Ledgewood Cost?
Typical costs for a small business insurance package in New Jersey range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average about 1.50 to 3.00 dollars per 100 dollars of payroll. Professional liability insurance can cost 500 to 2,000 dollars annually. Larger businesses or those in high risk industries may pay more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law mandates workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by law but are often demanded by landlords or clients.
How do I choose a business insurance agent in Ledgewood?
Look for an agent with experience in your industry and knowledge of New Jersey regulations. Ask about their access to multiple insurance carriers to compare quotes. Check their licensing through the New Jersey Department of Banking and Insurance.
What factors affect the cost of business insurance in New Jersey?
Costs depend on your business type, number of employees, revenue, location, and claims history. New Jersey has higher minimum workers compensation rates than many states. Premiums also vary based on coverage limits and deductibles you select.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.