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Compare Business Insurance Agents in New Providence, NJ

Compare business insurance agents in New Providence. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
New Providence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 business insurance agents in New Providence, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lantern Agency Inc
64 Floral Ave, New Providence, NJ 07974
(908) 386-5532 lanternagency.com
Davies & Associates Insurance Management
80 Floral Ave, New Providence, NJ 07974
(908) 464-6100 davies-assoc.com
Benefitmark
72 Floral Ave, New Providence, NJ 07974
(866) 690-3954 benefitmark.net

Business insurance agents in New Providence New Jersey help local companies secure coverage that meets state requirements. New Jersey law mandates workers compensation insurance for most employers with one or more employees. A local agent can also advise on commercial general liability and property insurance tailored to your industry.

What Does a Business Insurance Agent in New Providence Cost?

The cost of business insurance in New Jersey varies by industry location and coverage limits. A small retail shop in New Providence might pay 500 to 1500 per year for general liability insurance. Workers compensation premiums are based on payroll and classification codes and can range from 0.75 to 3.00 per 100 dollars of payroll. Commercial property insurance for a small office may cost 500 to 2000 annually. These are general estimates and your actual premium will depend on your specific business risks. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for businesses with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I choose a business insurance agent in New Providence?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their access to multiple insurance carriers and their knowledge of local risks. Check online reviews and request quotes from at least two agents.
Can a business insurance agent help with a New Jersey business interruption claim?
Yes an agent can guide you through the claims process and help document lost income. New Jersey courts have interpreted business interruption policies strictly so accurate record keeping is essential. Your agent can also help you understand policy exclusions and waiting periods.