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Find Business Insurance Agents in Oak Ridge, NJ

Looking for a business insurance agent in Oak Ridge? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Oak Ridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 business insurance agents in Oak Ridge, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bowling Green Agency
239 Oak Ridge Rd, Oak Ridge, NJ 07438
(973) 697-6991
Highland Aviation Insurance Agency
28 Greendale Dr, Oak Ridge, NJ 07438
(973) 985-8403 highlandinsagcy.com

Business insurance agents in Oak Ridge, New Jersey help local companies find coverage that meets state requirements. New Jersey law mandates workers compensation insurance for most businesses with employees. An agent can guide you through general liability, commercial property, and professional liability options tailored to your industry.

What Does a Business Insurance Agent in Oak Ridge Cost?

Typical costs for business insurance in New Jersey vary widely. A small retail shop might pay between $500 and $1,500 per year for general liability. A construction contractor could pay $3,000 to $8,000 annually for a package including liability and workers compensation. Premiums depend on factors like revenue, payroll, location, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for nearly all employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not state-mandated but is often required by landlords or contracts.
How do I choose a business insurance agent in Oak Ridge?
Look for an agent licensed in New Jersey who has experience with your industry. Ask about their access to multiple insurance carriers so you can compare coverage and pricing. Verify they are registered with the New Jersey Department of Banking and Insurance.
Can a business insurance agent help me lower my premiums?
Yes. An agent can review your risk profile and suggest ways to reduce costs, such as bundling policies or increasing deductibles. They can also help you apply for New Jersey specific credits or safety program discounts.