ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of business insurance agents in Somerset, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 business insurance agents in Somerset, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664
barrood.com
Garden Mutual
900 Easton Ave, Somerset, NJ 08873
(908) 388-4916
gardenmutual.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330
tefreuler.com
The Hanover Insurance Group Regional Office
300 Atrium Dr 3rd floor, Somerset, NJ 08873
(732) 805-2000
hanover.com
The MacCormack Agency
1075 Easton Ave, Somerset, NJ 08873
(732) 828-2900
maccormackins.com
Business insurance agents in Somerset, New Jersey help local companies find the right coverage for their specific risks. New Jersey law requires most employers to carry workers compensation insurance, and agents can guide you through these requirements. Whether you run a retail shop on Easton Avenue or a tech startup near the Rutgers campus, an agent can compare policies from multiple carriers to fit your budget.
What Does a Business Insurance Agent in Somerset Cost?
The cost of business insurance in New Jersey varies widely by industry, revenue, and number of employees. A small retail shop in Somerset might pay between $500 and $1,500 per year for general liability insurance. Workers compensation premiums are based on payroll and classification codes, often ranging from $0.50 to $3.00 per $100 of payroll. Commercial property insurance for a modest office could cost $1,000 to $3,000 annually. These figures are general estimates; your actual cost depends on your specific business profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any vehicles used for business purposes. Other coverages like general liability and property insurance are not legally required but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Somerset?
Look for an agent who is licensed in New Jersey and has experience with businesses in your industry. Ask about the insurance carriers they represent and whether they can provide quotes from multiple companies. A local agent who understands Somerset County risks can offer more relevant advice.
Can a business insurance agent help me lower my premiums?
Yes, agents can review your operations and suggest risk management practices that may reduce your rates. Bundling multiple policies like general liability and property insurance with the same carrier often leads to discounts. They can also adjust deductibles and coverage limits to fit your budget.
Free • No Obligation
Compare Business Insurance Agents
Get matched with agents in Somerset who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.