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Business Insurance Agents in Locust Valley, NY

Looking for a business insurance agent in Locust Valley? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Locust Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 business insurance agents in Locust Valley, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marisa Schaefer - State Farm Insurance Agent
83 Birch Hill Rd, Locust Valley, NY 11560
(516) 801-8223 marisaschaefer.com
Cactus Agency Inc
129 Birch Hill Rd, Locust Valley, NY 11560
(516) 399-2085 cactusagencyinc.com

A business insurance agent in Locust Valley, New York helps local companies find coverage that meets state requirements. New York law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through these rules and find policies that protect your business assets.

What Does a Business Insurance Agent in Locust Valley Cost?

Business insurance costs in New York vary widely by industry, revenue, and coverage limits. A small retail shop in Locust Valley might pay between $500 and $1,500 per year for general liability. A construction contractor could pay $2,000 to $5,000 or more for workers comp and liability combined. This is general information, not insurance advice. Always consult a licensed agent for a quote tailored to your business.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do I need in Locust Valley New York?
Most businesses need general liability insurance, property insurance, and workers compensation. New York requires workers comp for nearly all employers. An agent can also recommend commercial auto insurance if you use vehicles for work.
How do I choose a business insurance agent in Locust Valley?
Look for an agent licensed in New York who has experience with businesses in your industry. Ask about their knowledge of local risks and state regulations. Check their reputation with the New York State Department of Financial Services.