The top-rated business insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,675 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Atlantic Coast Insurance Agency, Acrisure Wilmington, NC (Don Bullard). This directory lists 20 business insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 4 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 5 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 6 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 7 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 8 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 9 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
| 10 | Sheally Insurance Group | 34 Covil Ave | (910) 452-9877 |
Able Insurance serves the Wilmington, North Carolina metro area as a local business insurance agency. It provides comprehensive coverage solutions designed to protect commercial operations from financial risks. The company helps business owners across various industries evaluate their liability exposures and property needs. Its services are tailored for the distinct regulatory and environmental conditions found in southeastern North Carolina. Able Insurance specifically handles general liability policies and workers’ compensation coverage for companies operating in Wilmington and the surrounding Cape Fear region.
Sizemore Insurance - Wilmington provides a comprehensive range of business insurance products designed to protect commercial enterprises from common operational risks. Its services include tailored policy consultations and ongoing coverage evaluations to help clients adapt to evolving needs. The agency in Wilmington, North Carolina, also offers regular policy reviews and claims assistance to maintain appropriate protection levels. Sizemore Insurance services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Atlantic Coast Insurance Agency serves local businesses and commercial property managers in Wilmington, North Carolina, offering tailored business insurance coverage to protect their operations. The agency helps clients navigate general liability, property, and workers’ compensation policies. By understanding the unique risks faced by companies in the coastal region, it provides practical guidance for securing appropriate protection. Its services extend to businesses in the surrounding Cape Fear area and nearby communities like Leland.
Serving Wilmington, NC, and the surrounding coastal communities, Acrisure Wilmington (Don Bullard) provides business insurance coverage to local companies. It handles general liability, property insurance, and workers' compensation policies, helping clients manage operational risks. For each business, the agency typically begins with a careful review of the specific exposures and coverage gaps before matching those needs with appropriate insurance solutions from its available carriers.
Superior Insurance, located in Wilmington, NC, provides business insurance options that differ between one-time policies for specific projects and recurring service plans for ongoing operations. Coverage commonly includes general liability and property protection for local enterprises. Business agents assess each company’s unique risk factors to recommend appropriate policies. In Wilmington, exposure from coastal weather and transit logistics often shapes these recommendations. Services are scheduled as-needed, with policyholders contacting them for quotes, renewals, or claims support at irregular intervals rather than on a fixed timetable.
Wells Insurance specializes in helping local businesses secure tailored liability and property coverage. It also assists with general commercial policies, including workers’ compensation and business interruption insurance, for companies across Wilmington. The agency guides clients through the complexities of risk management to protect their daily operations. As coastal North Carolina faces storm seasons, Wells Insurance helps firms evaluate flood and wind damage protections to maintain stability during weather emergencies.
As coastal businesses in Wilmington prepare for the annual hurricane season, April Jones Insurance helps local enterprises review their commercial property coverage to address storm-related risks. The agency also assists with general liability policies tailored to the unique needs of retailers, restaurants, and service providers in southeastern North Carolina. Each consultation begins with a thorough assessment of the client's business operations and assets. April Jones Insurance then conducts a detailed inspection of the commercial premises before recommending a suitable coverage plan.
Insurance Solutions helps businesses in Wilmington, NC secure essential liability and property coverage. It also offers specialized endorsements for commercial auto and workers’ compensation policies. Agents assess specific operational risks to recommend appropriate protection limits and deductibles for small to medium enterprises. The company’s client accounts primarily include professional offices, warehouse facilities, and food service establishments seeking tailored policy options to meet licensing and lease requirements.
ALLCHOICE Insurance serves the Wilmington area with residential business coverage, including policies tailored to local homeowners and rental property owners. Commercial coverage is available for small and medium-sized businesses operating in and around the city. The agency assists with general liability, property, and workers' compensation policies to meet common regional needs. Clients often schedule periodic policy reviews to adjust coverage as their businesses grow or change, and agents remain available for quick questions or endorsements between those regular visits.
Sheally Insurance Group, based in Wilmington, NC, is known for helping local businesses manage their commercial risks with tailored policy options. This agency offers a range of coverage solutions including general liability, property insurance, and commercial auto protection for small to mid-size companies. Their services address the specific liability and property exposure common in this coastal region. Clients can also add on specialized coverage for business interruption, helping protect income when operations are temporarily halted due to a covered event.
What Does a a Business Insurance Agent in Wilmington Cost?
The cost of business insurance in North Carolina varies by industry revenue and location. A small retail shop in Wilmington might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums are based on payroll and classification codes and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial property rates depend on building value and proximity to the coast. This is general information and not insurance advice.
About business insurance agents in Wilmington
A business insurance agent in Wilmington North Carolina helps local companies manage risk and meet state requirements. North Carolina law requires most employers to carry workers compensation insurance if they have three or more employees. An agent can also help you secure general liability and commercial property policies that fit your specific industry and location.
Frequently Asked Questions
What types of business insurance are required in North Carolina?
North Carolina requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often demanded by landlords or clients.
How do I choose a business insurance agent in Wilmington?
Look for an agent who is licensed in North Carolina and has experience with your industry. Ask about their familiarity with local risks such as hurricane exposure or coastal flooding. Check online reviews and request quotes from multiple agents to compare coverage options.
Can a business insurance agent help with a home based business in Wilmington?
Yes many agents in Wilmington work with home based businesses. Standard homeowners policies often exclude business liability and property. An agent can help you find a business owner policy or inland marine coverage to protect equipment and inventory.
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