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Find Business Insurance Agents Near You in Elyria, OH

Browse business insurance agents serving Elyria, Ohio. Updated 2026-07-14.

The top-rated business insurance agent in Elyria, Ohio is Cobos Insurance Center, rated 4.8 stars across 143 reviews. Other highly rated options include J.P. Merk - State Farm Insurance Agent, Riddell Insurance, Hoyas Insurance Group. This directory lists 20 business insurance agents serving Elyria.

Showing 20 business insurance agents in Elyria, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cobos Insurance Center41436 Griswold Rd(440) 324-3732
2J.P. Merk - State Farm Insurance Agent511 Abbe Rd N B(440) 324-4646
3Riddell Insurance490 Cleveland St(216) 672-0637
4Hoyas Insurance Group43099 N Ridge Rd(440) 324-3331
5Deborah Zerbini - Farmers Insurance - District 19315 Middle Ave(440) 760-0777
6Chad Nelson: Allstate Insurance994 Abbe Rd N ste 100(440) 281-8688
7Ryan Insurance Agency Inc105 Cleveland St(440) 322-3200
8JC Insurance Agency, Inc.30 West Ave(440) 322-7900
9Daniel Gossman: Allstate Insurance500 E Broad St(440) 323-7911
10Savoy Insurance Group106 Middle Ave 2nd Floor(440) 365-0435
CI
41436 Griswold Rd
Cobos Insurance Center
Business Insurance Agent · Elyria, OH

Cobos Insurance Center serves businesses in Elyria and throughout Lorain County, offering comprehensive business insurance agent services. The agency works with local companies to secure tailored protection against common operational risks and financial liabilities. Their role involves assessing each client’s unique exposure and matching them with suitable coverage from established carriers. Cobos Insurance Center specializes in general liability policies and commercial property insurance, ensuring that area enterprises have the specific risk management solutions they need to operate with confidence.

JP
511 Abbe Rd N B
J.P. Merk - State Farm Insurance Agent
Business Insurance Agent · Elyria, OH

J.P. Merk - State Farm Insurance Agent in Elyria, OH, provides a range of business insurance services, including general liability, property coverage, and commercial auto policies. The agency offers personalized risk assessments to help business owners identify their specific coverage needs, along with policy reviews to ensure adequate protection as operations evolve. This approach supports local enterprises in maintaining continuous coverage. J.P. Merk services single-family homes, apartments, retail stores, and restaurants in the Elyria area.

RI
490 Cleveland St
Riddell Insurance
Business Insurance Agent · Elyria, OH

Riddell Insurance serves local business owners and property managers in Elyria, Ohio, with commercial insurance policies to protect assets and operations. The agency works with clients to match coverage options for specific liability, property, and workers’ compensation needs. It also assists entrepreneurs in managing evolving risks as companies expand. As a business insurance agent, the firm provides risk evaluation and routine policy reviews. Its coverage area extends into the surrounding Lorain County communities and neighboring North Ridgeville.

HI
43099 N Ridge Rd
Hoyas Insurance Group
Business Insurance Agent · Elyria, OH

Elyria business owners often face shifting liability exposures as local commerce evolves throughout the year, and Hoyas Insurance Group helps them adapt by reviewing commercial auto, property, and general liability coverages. They serve as a Business Insurance Agent in the Elyria, Ohio area, focusing on matching policy structures to each client’s operational realities. After discussing a company’s current risk profile, an agent schedules a walkthrough of the business premises to identify any immediate coverage gaps or safety concerns.

DZ
315 Middle Ave
Deborah Zerbini - Farmers Insurance - District 19
Business Insurance Agent · Elyria, OH

For a local business, choosing between a one-time policy review to adjust coverage and an ongoing service relationship with periodic assessments can clarify protection needs. Deborah Zerbini - Farmers Insurance - District 19 in Elyria, OH offers business insurance agent services that address common local commercial risks like liability, property damage, and worker protection. Coverage options are tailored to the specific operations and inventory of each client. This business insurer makes service available on an as-needed basis for policy adjustments or immediate claim support, though scheduled annual reviews are also standard.

CN
994 Abbe Rd N ste 100
Chad Nelson: Allstate Insurance
Business Insurance Agent · Elyria, OH

Serving Elyria and surrounding communities in Lorain County, Chad Nelson: Allstate Insurance handles business insurance for local enterprises. It offers standard commercial policies that protect property, cover general liability, and address workers’ compensation needs. Each account is assessed with a focus on understanding the specific operations and risks of the individual business. The agency reviews common coverage options with each client to build a policy that aligns with their daily work and long-term goals.

RI
105 Cleveland St
Ryan Insurance Agency Inc
Business Insurance Agent · Elyria, OH

As Ohio’s winter storms begin to threaten local storefronts and delivery fleets, Ryan Insurance Agency Inc in Elyria, OH helps businesses assess their exposure to weather-related property damage and liability risks. This agency works with entrepreneurs and commercial property owners to review existing coverage and identify potential gaps. A representative typically begins with a walkthrough inspection of the business premises, noting structural vulnerabilities, equipment value, and inventory storage practices to form a tailored assessment.

JI
30 West Ave
JC Insurance Agency, Inc.
Business Insurance Agent · Elyria, OH

JC Insurance Agency, Inc. offers specialized coverage for local small businesses, commercial properties, and liability risks in Elyria, OH. The agency also provides general business insurance services, including tailored policies for retail shops, contractors, and professional offices. It works with clients to assess unique operational exposures and choose appropriate protection. As winter approaches in northern Ohio, the company helps business owners review policies for potential risks from snow removal liabilities and ice-related slip-and-fall claims.

DG
500 E Broad St
Daniel Gossman: Allstate Insurance
Business Insurance Agent · Elyria, OH

Daniel Gossman: Allstate Insurance in Elyria, OH, helps local business owners manage commercial risks and secure appropriate liability coverage. This agency offers tailored policies designed to protect against property damage, lawsuits, and other operational disruptions common in the region. Business insurance agents here work closely with clients to analyze exposures and customize plans. Their services can benefit many commercial sectors, including offices, warehouses, and food service operations, ensuring each industry receives coverage suited to its specific needs.

SI
106 Middle Ave 2nd Floor
Savoy Insurance Group
Business Insurance Agent · Elyria, OH
PI
252 E Broad St
Prime insurance agency
Business Insurance Agent · Elyria, OH
(440) 201-4637
SI
900 E Broad St
Schlather Insurance Agency
Business Insurance Agent · Elyria, OH
(440) 366-1561
schlatherinsurance.com
HK
1200 E Broad St
Hovey, Kaiser Insurance Associates
Business Insurance Agent · Elyria, OH
(440) 366-4653
hoveykaiser.com
EI
810 Taylor St
Elyria Insurance Agency Ltd.
Business Insurance Agent · Elyria, OH
(740) 325-3142
1O
1539 W River Rd N
1st Ohio Insurance
Business Insurance Agent · Elyria, OH
(440) 534-4400
JA
1131 E Broad St
J Arhar Agency - Farmers Insurance
Business Insurance Agent · Elyria, OH
(440) 281-8099
farmersagent.com/jarhar
LS
515 Abbe Rd N
Linda Slatinsky - LS Insurance Agency
Business Insurance Agent · Elyria, OH
(440) 365-0999
PI
490 Cleveland St
Parsons Insurance
Business Insurance Agent · Elyria, OH
(440) 365-1681
parsons-insurance.com
SG
105 Court St #602
Standen - Gardner Insurance Agency
Business Insurance Agent · Elyria, OH
(440) 323-7497
FI
475 Middle Ave
Farmers Insurance - Tenisha Cruz
Business Insurance Agent · Elyria, OH
(440) 822-3337
agents.farmers.com/oh/elyria/tenisha-cruz

What Does a a Business Insurance Agent in Elyria Cost?

Typical costs for a small business insurance policy in Ohio range from 400 to 1500 dollars per year for general liability. A business owner policy BOP may cost 500 to 3000 dollars annually depending on coverage limits and industry. Workers compensation premiums vary by payroll and classification code. Costs depend on your specific business size location and risk factors. This is general information not insurance advice.

About business insurance agents in Elyria

Business insurance agents in Elyria Ohio help local companies secure coverage that meets state requirements. Ohio law requires businesses with employees to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. An agent can guide you through general liability commercial property and other policies tailored to Lorain County businesses.

Frequently Asked Questions

What types of business insurance do Elyria companies need?

Common policies include general liability commercial property and workers compensation. Ohio mandates workers comp for most employers. Agents also recommend professional liability or commercial auto depending on your industry.

How do Ohio insurance requirements differ from other states?

Ohio is a monopolistic state for workers compensation meaning most employers must get coverage from the state fund. Private insurance is available for other lines. An Elyria agent can explain Ohio specific rules for commercial auto and liability.

Can an Elyria agent help with a home based business?

Yes many agents assist home based businesses in Elyria. Standard homeowners policies often exclude business liability. An agent can find a business owner policy BOP that covers equipment inventory and liability for your home office.

Business Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.