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Looking for a business insurance agent in Kettering? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 business insurance agents in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429
(937) 438-3400
beckitaylor.com
Eric Evans - State Farm Insurance Agent
1649 E Stroop Rd, Kettering, OH 45429
(937) 298-1011
ericevansohio.com
Ramos Ratliff Insurance Agency
1389 E Stroop Rd, Kettering, OH 45429
(937) 545-8183
ramosratliff.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393
rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600
rkjonesins.com
Farmers Insurance - James Berlon
3560 N Marshall Rd Ste 2, Kettering, OH 45429
(937) 297-0218
agents.farmers.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081
spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105
mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100
finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724
simpkins-dellis.com
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246
mcfallinsurance.com
Potomac Insurance Agency
3017 Sudbury Dr Suite 3, Kettering, OH 45420
(937) 660-9729
potomacusa.com
Ohio Insurance Agency
2260 E Dorothy Ln, Kettering, OH 45420
(216) 239-0346
Business insurance agents in Kettering, Ohio help local companies protect their assets and meet state requirements. Ohio law does not require general liability insurance for most businesses, but it does mandate workers compensation coverage for employers with one or more employees. An agent can help you navigate these rules and find policies that fit your specific operations.
What Does a Business Insurance Agent in Kettering Cost?
Typical annual premiums for a small business in Kettering range from 500 to 3,000 dollars for general liability insurance. A business owners policy combining property and liability often costs 1,000 to 4,000 dollars per year. Workers compensation premiums in Ohio are determined by the state BWC and vary by industry class code and payroll. These are general estimates; actual costs depend on your specific business risks and coverage limits. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are common for Kettering companies?
Common policies include general liability, property insurance, workers compensation, and commercial auto insurance. Many Kettering businesses also add professional liability or cyber coverage depending on their industry.
Does Ohio require businesses to have workers compensation insurance?
Yes. Ohio law requires most employers with one or more employees to carry workers compensation coverage through the Ohio Bureau of Workers Compensation or a certified self-insuring employer. An agent can help you comply with this state mandate.
How much does business insurance cost for a small business in Kettering?
Costs vary widely based on business type, size, and risk factors. A small retail shop might pay 500 to 1,500 dollars per year for general liability, while a construction contractor could pay 3,000 to 8,000 dollars annually. Workers compensation premiums are set by Ohio BWC based on payroll and classification.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.