The top-rated business insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 13 business insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Steve Schons - State Farm Insurance Agent | 16815 Madison Ave | (216) 228-6333 |
| 7 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 8 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 9 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 10 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
Lindsay Perrico - State Farm Insurance Agent serves the Lakewood, Ohio area and surrounding communities in Cuyahoga County. As a business insurance agent, the company helps local entrepreneurs and small business owners secure coverage that protects their commercial property and operations. This agency works with clients to assess specific liability risks and design policies that address potential financial exposures. For businesses requiring specialized protection, the agency handles commercial auto insurance for company vehicles and general liability policies that shield against third-party claims.
HealthMarkets Insurance - Carl Lishing provides a range of business insurance services, including general liability, property coverage, and workers’ compensation. Its service approach involves reviewing client operations to recommend appropriate policy limits and coverage options. The company maintains ongoing client relationships to adjust plans as business needs evolve. The agents support claims filing to ensure smooth resolution processes. Their typical clients include single-family homes, apartments, retail shops, and restaurants, each receiving tailored risk management advice for their specific operational exposures.
Zingale & Associates serves local businesses, property managers, and independent owners in the Lakewood, OH area. The agency provides commercial insurance policies tailored to protect company assets, liability exposures, and operational risks. With a focus on helping entrepreneurs navigate coverage choices, the firm works closely with clients to identify appropriate plans for their unique needs. Its understanding of regional business requirements allows for practical risk management solutions that support ongoing commercial stability. The agency also provides its services to clients throughout the neighboring Cleveland metro region.
Serving Lakewood, Ohio, and its surrounding communities, Lynard Zingale: Allstate Insurance provides business insurance agent services for local enterprises. It handles a range of commercial coverage needs, including general liability, property, and workers’ compensation policies tailored to regional operations. The agency works closely with business owners to assess specific risks and secure appropriate protection. For a typical job, it reviews the client’s current operations, identifies potential exposures, and then customizes a policy to address those particular vulnerabilities without overselling unnecessary coverage.
Sean Devins - State Farm Insurance Agent in Lakewood, OH, distinguishes between one-time policy quotes and ongoing, renewing coverage for local businesses. Services include advising on general liability, property protection, and workers’ compensation needs to safeguard commercial operations against financial loss. Business insurance help is available on an as-needed basis, with periodic policy review sessions scheduled to reassess risk and adjust coverage levels accordingly.
As a business insurance agent in Lakewood, OH, Steve Schons - State Farm Insurance Agent specializes in helping local companies secure commercial auto, general liability, and property coverage. It also provides professional consultations to tailor policies for various small to mid-sized business needs. The agency addresses common regional concerns, such as advising clients on adequate liability limits ahead of seasonal foot traffic increases around Lakewood’s summer festivals and local events.
As local businesses in Lakewood prepare for the changing seasons, they must reassess their commercial liability and property coverages. Tighes' Insurance Agency Inc addresses these evolving needs by offering tailored business insurance policies that protect against common regional risks, such as storm damage or liability claims from foot traffic. The agency works with local enterprises to find appropriate limits and deductibles that match their operational budgets. New clients can begin by scheduling a thorough inspection of their premises to identify specific coverage gaps and receive an initial risk assessment.
LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS in Lakewood, OH advises local businesses on managing their risks, with a specific focus on delivering tailored coverage for commercial property and liability needs. The agency works to assess operational exposures and structure policies that match each client’s unique profile. Its services extend to a variety of commercial sectors, including professional offices, warehouse facilities, and food service operations.
Buckeye Senior Benefits Insurance Agency provides residential insurance services for homeowners and renters in the Lakewood, Ohio area, along with commercial coverage options tailored to local businesses. The agency serves clients throughout the greater Lakewood community. Each policy is reviewed to match individual needs, ensuring appropriate protection for personal property and business assets. When a claim arises, the agency assists customers through the process and follows up to confirm satisfaction, offering continued support between scheduled policy reviews or renewal periods.
What Does a a Business Insurance Agent in Lakewood Cost?
Typical costs for a small business insurance policy in Ohio range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification and can add 500 to 3,000 dollars annually. Commercial auto policies often start around 1,200 dollars per year. Costs depend on your business type location revenue and claims history. This is general information and not insurance advice.
About business insurance agents in Lakewood
Business insurance agents in Lakewood Ohio help local companies secure coverage that meets state requirements and protects against common risks. Ohio law requires employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified private carrier. A local agent can guide you through the specific coverage needs for your Lakewood business, whether you run a retail shop, restaurant, or professional office.
Frequently Asked Questions
What types of business insurance do Lakewood Ohio agents typically offer?
Agents in Lakewood commonly offer general liability insurance commercial property insurance workers compensation insurance and commercial auto insurance. They can also help with professional liability and cyber liability policies tailored to your industry.
Is business insurance required by law in Ohio?
Ohio law requires businesses with employees to carry workers compensation insurance. Other types of insurance like general liability are not mandated by state law but are often required by landlords lenders or clients.
How can a Lakewood business insurance agent help with Ohio compliance?
An agent can help you understand Ohio specific requirements such as the mandatory workers compensation coverage and any industry specific bonding or licensing rules. They can also advise on coverage limits that meet local lease or contract obligations.
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