The top-rated business insurance agent in Parma, Ohio is Direct Auto Insurance, rated 4.8 stars across 321 reviews. Other highly rated options include Melissa Citovic-Vukotic - State Farm Insurance Agent, Steve McIntosh - State Farm Insurance Agent, The Four Star Insurance Agency. This directory lists 20 business insurance agents serving Parma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 7803 Brookpark Rd | (216) 712-7850 |
| 2 | Melissa Citovic-Vukotic - State Farm Insurance Agent | 7513 York Rd | (440) 884-4200 |
| 3 | Steve McIntosh - State Farm Insurance Agent | 5634 State Rd | (440) 888-8866 |
| 4 | The Four Star Insurance Agency | 5835 Pearl Rd | (440) 882-2000 |
| 5 | Vince Hrobat Insurance Agency | 7252 Broadview Rd | (216) 524-2007 |
| 6 | Advantage Auto Insurance Agency, Inc | 9695 Brookpark Rd | (216) 485-7400 |
| 7 | Capretta Insurance Agency Inc. | 5689 Pearl Rd | (440) 888-3113 |
| 8 | Robert Taylor Insurance (Parma Office) | 12000 Snow Rd Ste 13 | (440) 277-5191 |
| 9 | Universal Insurance Company Inc. | 8015 Bertha Ave | (440) 884-2530 |
| 10 | Mitchell Brokerage Services LLC. | 5707 Chevrolet Blvd | (440) 882-3884 |
Direct Auto Insurance in Parma, Ohio, offers commercial coverage tailored for small to mid-sized businesses, along with general liability and property insurance. This local agency serves entrepreneurs through personalized risk assessments and claims guidance. It works to secure policies that protect against common operational disruptions. During the winter months, it assists business owners with snow removal liability and slip-and-fall claims that frequently arise on commercial properties.
Melissa Citovic-Vukotic - State Farm Insurance Agent serves the Parma, Ohio, area as a business insurance agent. The agency helps local small business owners protect their operations with tailored policies. General offerings include commercial property coverage for buildings and inventory, along with general liability insurance to safeguard against common claims. The agency also assists with business interruption insurance. Workers’ compensation coverage protects employees, while commercial auto insurance addresses vehicles used for work purposes.
Steve McIntosh - State Farm Insurance Agent in Parma, OH, provides a full range of business insurance services, including liability coverage, property protection, and commercial auto policies. The agency offers comprehensive service plans that help local business owners assess and manage their unique risk exposures while ensuring their policies stay current with changing needs. Clients benefit from regular policy reviews and personalized guidance from an experienced agent familiar with the region. This agency serves a variety of commercial properties, including single-family homes used for business, apartment buildings, retail storefronts, and restaurants.
Small business owners, property managers, and commercial landlords in Parma, Ohio, turn to The Four Star Insurance Agency for business insurance agent services. The agency assists clients in securing liability coverage, property insurance, and workers' compensation policies tailored to local operations. It also helps navigate the complex risks common to regional manufacturing, retail, and service trades. For additional support, the company extends its services to neighboring communities such as Strongsville and the broader Cuyahoga County metro area.
Vince Hrobat Insurance Agency works with local businesses in Parma to secure essential commercial coverage. It specializes in helping clients add liability protection, property insurance, and workers’ compensation policies to their existing plans. The agency can also customize coverage for businesses that require extra risk management for specific equipment or inventory. Its clients include office-based professionals, warehouse operators, and food service establishments that need tailored policies for their daily operations.
Advantage Auto Insurance Agency, Inc in Parma, OH understands that businesses may need either a one-time policy for a short-term project or a recurring plan for ongoing operations, and tailors coverage accordingly. As a business insurance agent, the firm helps local companies protect their assets, liability, and other commercial exposures through standard policies. Their services run on an as-needed basis, allowing clients to request consultations or adjust coverage whenever their specific business circumstances change.
Capretta Insurance Agency Inc. in Parma, OH, specializes in crafting tailored coverage packages for small to mid-sized businesses, including general liability and property protection. It also handles workers' compensation policies and commercial auto insurance to shield local operations from operational disruptions. The agency routinely adjusts coverage as local regulations and industry needs change. As winter approaches, it helps businesses review their policies for snow removal liabilities and potential weather-related property losses that arise in Northeast Ohio.
Serving the Parma area, Robert Taylor Insurance (Parma Office) helps local homeowners protect their residential properties. The agency also offers a full range of commercial coverage options tailored for small and mid-sized businesses operating in the region. Business insurance agents here work closely with clients to assess specific liability, property, and asset protection needs. By providing clear policy explanations and efficient claims support, they ensure that business owners can count on reliable guidance throughout the year. Regular follow-ups and service reviews are conducted between scheduled renewal appointments.
As the seasonal shifts in Parma bring unique risks for local operations, from winter weather concerns to summer liability exposures, Mitchell Brokerage Services LLC works directly with business owners to address these specific coverage needs. The company serves clients in the business insurance agent category by assessing exposures common to Northeast Ohio enterprises. Policies are reviewed alongside clients to identify gaps in protection for their property, liability, and income. The process begins with a thorough inspection of the business premises to evaluate current safeguards and potential vulnerabilities.
What Does a a Business Insurance Agent in Parma Cost?
Typical costs for a small business insurance policy in Ohio range from 400 to 1500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial auto insurance for one vehicle averages 1200 to 2400 dollars annually. These are general estimates and your actual cost will depend on your business size location claims history and coverage limits. This information is general and does not constitute insurance advice.
About business insurance agents in Parma
Business insurance agents in Parma Ohio help local companies find coverage for property liability and workers compensation. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private plan. An agent can explain how Ohio specific regulations affect your policy and help you manage risk for your Parma business.
Frequently Asked Questions
What types of business insurance do Parma agents offer?
Agents in Parma offer general liability property insurance commercial auto and workers compensation. They also provide professional liability and cyber insurance based on your industry needs.
Does Ohio require businesses to have insurance?
Ohio requires businesses with at least one employee to carry workers compensation insurance. Commercial auto insurance is required for any business owned vehicles. Other coverage types are not legally required but are often mandated by lenders or landlords.
How do I choose a business insurance agent in Parma Ohio?
Look for an agent licensed in Ohio who has experience with your industry. Ask about their carrier options and whether they can bundle policies for discounts. A local agent understands Parma specific risks like weather and local traffic patterns.
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