The top-rated business insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Chris Hunt - State Farm Insurance Agent, Assurant, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency. This directory lists 20 business insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency | 1690 N Limestone St | (937) 324-2121 |
| 5 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 6 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 7 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 8 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
| 9 | Shelter Insurance - Sam Seibert | 14 E Main St Ste 100 | (937) 917-8290 |
| 10 | Fulton Hill Insurance Agency, LLC | 2100 E High St #108 | (937) 460-7337 |
Acceptance Insurance in Maple Heights, OH, is known for providing business insurance agent services to local enterprises. It assists commercial clients with general liability, property coverage, and workers’ compensation policies that address common operational risks. The agency also helps businesses assess their insurance needs and secure appropriate protection. For those requiring specialized coverage, Acceptance Insurance can add on professional liability insurance to protect against claims related to errors or omissions in provided services.
Chris Hunt - State Farm Insurance Agent in Springfield, OH, provides a wide range of business insurance coverage, including general liability, commercial property, and workers compensation policies. The agency offers personalized risk assessments and regular policy reviews to ensure ongoing protection as businesses evolve and grow. Maintenance plans include annual coverage updates and responsive claims assistance to address changing operational needs. Its commercial insurance services cater to diverse local properties, including single-family homes, apartments, retail storefronts, and restaurants.
Assurant serves the Springfield, Ohio area, providing business insurance agent services to local companies. It helps commercial clients secure coverage that protects their assets and operations against common risks. A business insurance agent in this region works with small and mid-sized firms to find appropriate policies. Assurant assists with general liability insurance to cover third-party injury or property damage. It also handles commercial property insurance to protect buildings and equipment from loss.
Business owners, property managers, and homeowners in Springfield, Ohio rely on America’s Trusted Insurance Group (ATIG) Your local Independent Insurance Agency for their business insurance needs. The agency works to protect local companies from common operational risks, offering coverage for general liability, commercial property, and workers’ compensation. As an independent agency, it compares policies from multiple carriers to find suitable options for each client’s unique exposures. The team is familiar with the commercial insurance landscape in Clark County and regularly assists clients in the nearby community of New Carlisle.
American Heritage Insurance Group serves Springfield, Ohio, and the surrounding Clark County communities. It handles commercial insurance for local businesses, from liability policies to workers’ compensation and property coverage. The agency works with multiple carriers to match policies to each client’s operational risks. It begins every typical job with a detailed review of the business’s activities, assets, and revenue. The agent then presents tailored options and explains coverage limits before binding the policy.
Fourman Insurance Agency provides both one-time policies for specific projects and recurring coverage for ongoing business operations. As a business insurance agent in Springfield, OH, the agency arranges protection for liabilities, property, and income interruptions. Clients choose between a single-payment policy for a finite term or continuing premiums for indefinite protection. Each option is tailored to the operational risks of local commerce, from retail shops to service contractors. Service runs on a one-time, scheduled, or as-needed basis depending on the policy type selected.
Elliott Insurance Agency provides business insurance agent services, specializing in general liability and commercial property coverage. It also assists Springfield, OH companies with workers’ compensation and commercial auto policies for local fleets and independent operators. Beyond standard risk management, the agency works with firms to evaluate broader operational exposures. As local businesses prepare for seasonal inventory fluctuations or potential winter weather disruptions, Elliott Insurance Agency helps review policy limits and adjust coverage to address those changing needs.
Clingman Insurance works with businesses in Springfield, Ohio, to secure essential coverage like general liability and property protection. The company also offers specialized add-ons such as commercial auto and workers’ compensation policies. These tailored solutions help local enterprises manage operational risks while maintaining compliance with industry standards. Commercial clients served include offices requiring professional liability, warehouses needing inventory and equipment coverage, and food service establishments facing unique safety and spoilage exposures.
Shelter Insurance - Sam Seibert serves the Springfield, Ohio area with residential insurance options to protect homes and personal property. For commercial clients, the agency provides business insurance coverage tailored to local needs, including liability and property protection. Service is extended throughout the surrounding region to accommodate both personal and business policyholders. After policies are established, the agent offers ongoing support for claims and coverage adjustments, ensuring clients receive follow-up assistance between regular review visits.
What Does a a Business Insurance Agent in Springfield Cost?
Typical costs for a business insurance agent in Ohio vary widely by business type and size. A small office-based business might pay 400 to 800 per year for a basic business owner policy. A restaurant or manufacturing business could pay 2,000 to 6,000 or more annually for combined general liability and property coverage. Workers compensation premiums are set by the Ohio Bureau of Workers Compensation based on payroll and industry classification. This is general information and not insurance advice.
About business insurance agents in Springfield
A business insurance agent in Springfield, Ohio helps local companies find coverage that meets state requirements and protects their assets. Ohio law requires businesses with employees to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified self-insuring employer. An agent can also help you understand commercial auto requirements for vehicles used in your business.
Frequently Asked Questions
What types of business insurance are required in Ohio?
Ohio law requires workers compensation insurance for most employers with one or more employees. If you have company vehicles, you must carry commercial auto liability insurance. Other coverages like general liability are not required by law but are often required by landlords or contracts.
How do I find a business insurance agent in Springfield Ohio?
You can search online for independent agents in Clark County or ask other local business owners for referrals. The Ohio Department of Insurance website has a license lookup tool to verify an agents credentials. Make sure the agent is licensed to sell commercial lines in Ohio.
What factors affect business insurance costs in Ohio?
Costs depend on your industry, number of employees, annual revenue, and claims history. For example, a small retail shop in Springfield might pay 500 to 1,500 per year for general liability, while a construction contractor could pay 2,000 to 5,000 or more. Location near Springfield and specific risks also influence premiums.
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