The top-rated business insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 20 business insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 10 | Outlook Financial Center LLC | 305 Public Sq | (937) 552-9990 |
Freeman Groves Insurance And Financial Services Inc serves Troy, Ohio, and the surrounding Miami County area as a business insurance agent. The company works with local enterprises to secure coverage that addresses operational risks and liability concerns common in the region. Its agents evaluate unique business needs, helping clients choose policies that protect assets and maintain continuity. Specialized services handled by this agency include commercial property insurance and general liability insurance for small to midsize businesses in the community.
Littman-Thomas Agency in Troy, Ohio, provides business insurance services to local companies, helping them secure essential coverage options like general liability, property, and workers’ compensation. The agency offers ongoing policy reviews and risk assessment consultations to help businesses adjust their plans as their needs evolve. It also assists with claims support after incidents occur, guiding clients through the process. The agency services a variety of commercial properties, including retail stores, restaurants, small offices, and local apartment buildings.
Heath Murray - State Farm Insurance Agent serves homeowners, businesses, and property managers in Troy, Ohio, offering business insurance policies that protect commercial assets, liability risks, and income streams. The agency helps local entrepreneurs assess coverage needs for storefronts, warehouses, and professional offices. Clients receive support with policy selections tailored to the Troy business community. In addition to serving Troy proper, the agency covers the surrounding area including Piqua to the southeast.
Holobaugh Insurance in Troy, OH provides business insurance services throughout Miami County and the surrounding communities of western Ohio. It handles a range of commercial coverage needs for local enterprises, including general liability, property protection, and workers’ compensation policies. The agency works closely with business owners to assess their specific operational risks and exposures. It then compares options from multiple carriers to find a suitable policy that balances adequate protection with manageable premiums.
Carr Insurance Group offers both one-time policy evaluations and recurring service options to manage ongoing coverage needs. As a business insurance agent in Troy, OH, the agency helps commercial clients select appropriate policies for general liability, property, and workers’ compensation protection. Each recommendation is tailored to the specific operational risks a business might face. Ongoing account management includes periodic policy reviews and adjustments as business circumstances change. Service runs on a combined scheduled and as-needed basis, allowing clients to request immediate support for new exposures without waiting for a formal review cycle.
As local businesses in Troy, OH prepare for seasonal shifts in inventory or staffing, Koverman Staley Dickerson Insurance helps them adjust their coverage accordingly. A commercial general liability policy can be tailored to address new foot traffic or temporary contractors. Property insurance is adjusted for seasonal weather risks, with business interruption coverage considered for potential closures. Workers' compensation policies are reviewed for seasonal employees. The first step is an inspection of the business premises, where current exposures are documented and initial risk-reduction recommendations for the coming season are made.
Benefits Analysis Corporation of Troy, OH provides business insurance coverage, helping local companies manage their general liability and property exposures. The agency specializes in adding customized policies including professional liability, workers compensation, and commercial auto protection to safeguard operations. It works with a wide range of commercial sectors, from professional offices and industrial warehouses to food service establishments and local retailers, allowing each client to maintain stable, protected business operations.
Carson Halsey: Allstate Insurance specializes in tailored business insurance policies, including general liability and commercial property coverage. It serves the Troy, OH area by helping local entrepreneurs and small business owners assess their unique operational risks. The agency provides guidance on bundling policies to achieve efficient protection. It stays informed on regional economic shifts affecting coverage needs. As winter approaches, it particularly helps seasonal retailers address liability concerns related to snow removal and customer slip-and-fall hazards.
Lisa Cano – State Farm Insurance Agent in Troy, OH, provides residential coverage including auto, home, and life policies to local families. For commercial clients, the agency offers business insurance solutions tailored to small and mid-sized companies in the Troy area. Agents assist with both initial policy setup and periodic policy reviews. Clients are encouraged to call or visit between regular service visits to update coverage as their personal or business needs change.
Outlook Financial Center LLC is known for helping local businesses in Troy, OH manage their commercial insurance needs. The agency assists a range of clients with essential coverage options, including general liability and property insurance tailored to various industries. They work closely with business owners to explain policy details and ensure adequate protection against common operational risks. Adding professional liability coverage is a specialty service this agent can provide for companies seeking broader financial security.
What Does a a Business Insurance Agent in Troy Cost?
The cost of business insurance in Ohio varies by industry location and coverage limits. A small retail shop in Troy might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars annually for workers comp and liability combined. Many factors affect premiums including payroll revenue and claims history. This is general information and not insurance advice.
About business insurance agents in Troy
Business insurance agents in Troy Ohio help local companies find coverage that meets state requirements and protects against common risks. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. An agent can explain how Troy businesses in manufacturing agriculture or retail can get the right policies.
Frequently Asked Questions
What types of business insurance do Troy Ohio agents offer?
Agents in Troy typically offer general liability commercial property workers compensation and professional liability insurance. They can also help with commercial auto and business interruption coverage tailored to Ohio businesses.
Is workers compensation insurance required in Ohio?
Yes Ohio law requires most employers to provide workers compensation coverage. You can get it through the Ohio Bureau of Workers Compensation or a private carrier. An agent can help you choose the right option for your Troy business.
How do I choose a business insurance agent in Troy Ohio?
Look for an agent licensed in Ohio who has experience with your industry. Ask about their knowledge of local regulations and claims processes. A good agent will explain policy details clearly and help you compare quotes from multiple carriers.
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