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Find Business Insurance Agents Near You in Vandalia, OH
Compare business insurance agents in Vandalia. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Vandalia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 business insurance agents in Vandalia, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
STF Insurance Group
415 S Dixie Dr, Vandalia, OH 45377
(937) 890-5426
stf-ins-group.com
Nationwide Insurance: Graves-Fearon Agency Ltd.
506 W National Rd, Vandalia, OH 45377
(937) 898-4604
gravesfearonagency.com
Business insurance agents in Vandalia, Ohio help local companies find coverage for general liability, commercial property, and workers compensation. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private plan. An agent can review your specific risks and recommend policies that meet state requirements and protect your operations.
What Does a Business Insurance Agent in Vandalia Cost?
Typical costs for a small business insurance policy in Ohio range from 400 to 1,500 dollars per year for general liability, with workers compensation adding 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property coverage may cost 500 to 3,000 dollars annually depending on building value and location. These amounts vary by industry, revenue, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are common for Vandalia companies?
Common policies include general liability, commercial property, business interruption, and workers compensation. Ohio law mandates workers comp for most employers with at least one employee. Agents can also help with commercial auto and professional liability coverage.
Do I need special insurance for a home-based business in Vandalia?
Yes, a standard homeowners policy often does not cover business activities. You may need a business owner policy or an endorsement to cover liability and equipment. An agent can explain what is required for your specific home-based operation.
How does Ohio law affect business insurance requirements?
Ohio requires workers compensation coverage for most businesses through the state fund or a self-insuring employer program. There is no state mandate for general liability, but many landlords and clients require it. Agents can help you comply with Ohio specific rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.