The top-rated business insurance agent in Westerville, Ohio is Exact Medicare - Medicare Plans, rated 4.9 stars across 5,052 reviews. Other highly rated options include INSocial Risk Advisors, Masters Insurance Group, Lee Miranda at Comparion Insurance Agency. This directory lists 20 business insurance agents serving Westerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Exact Medicare - Medicare Plans | 550 Polaris Pkwy #510 | (937) 817-0289 |
| 2 | INSocial Risk Advisors | 283 S State St STE 102 | (800) 886-2398 |
| 3 | Masters Insurance Group | 178 W Schrock Rd Suite A | (614) 471-7676 |
| 4 | Lee Miranda at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 458-2011 |
| 5 | Megan Brooks at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 245-6154 |
| 6 | Issam Insurance Agency, LLC | 470 Olde Worthington Rd # 200 | (614) 418-1792 |
| 7 | Impact Insurance Agency | 111 Commerce Park Dr B | (614) 324-2641 |
| 8 | The Harmony Agency: Allstate Insurance | 510 S State St | (614) 442-7777 |
| 9 | Steadfast Insurance LLC | 167 S State St #175 | — |
| 10 | Highfield Insurance Agency LLC | 155 Commerce Park Dr | (614) 882-3141 |
Exact Medicare - Medicare Plans serves the Westerville, Ohio area, offering guidance on business insurance agent services. The company helps local employers navigate group health coverage options and related benefits. It assists businesses in understanding how Medicare coordinates with employer-sponsored plans for eligible employees. Support is provided for plan comparisons and enrollment processes. Additionally, the agency handles consultations regarding Medicare supplement policies and prescription drug coverage options for business owners and their staff.
INSocial Risk Advisors offers a complete range of business insurance services, including policy placement and risk evaluation. The firm provides ongoing account maintenance plans to ensure coverage remains aligned with changing operational needs. Regular policy reviews and support for claims navigation are standard parts of their service model. Located in Westerville, OH, the agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Masters Insurance Group serves business owners, property managers, and commercial property holders across Westerville, OH. The agency provides business insurance policies including general liability, property coverage, and workers' compensation plans tailored to local commerce needs. Agents assist clients with risk assessment and policy comparisons to secure appropriate protection. The team covers surrounding communities such as Polaris and the northern Columbus metro area.
Lee Miranda at Comparion Insurance Agency serves Westerville, Ohio, and the surrounding central Ohio communities. The agency handles business insurance needs for local companies, including general liability, commercial property, and workers compensation coverage. It works closely with each business owner to assess operational risks and determine appropriate policy limits. To address a typical job, this agent evaluates the specific exposures of a client's industry, compares available carrier options, and recommends coverage tailored to protect the business's assets and daily operations.
Megan Brooks at Comparion Insurance Agency in Westerville, OH helps local businesses distinguish between one-time liability policies for special events and recurring commercial coverage packages. This agency assists entrepreneurs with general liability, property, and workers’ compensation insurance needs, ensuring businesses manage risks effectively. For ongoing operations, scheduled check-ins allow clients to review evolving coverage requirements without interruption. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s specific risk profile and policy renewal timeline.
Issam Insurance Agency, LLC in Westerville, OH specializes in policies that protect small to midsize businesses from liability and property risks. Its general service work includes reviewing coverage limits to match each client’s operational needs. The agency guides local entrepreneurs through compliance requirements and standard insurance renewals. As cold weather approaches, it helps retailers and warehouses assess protection against burst pipes or roof damage from heavy snow.
Impact Insurance Agency works with business owners to assess their general liability and commercial property exposures to help them secure appropriate local coverage. Based in Westerville, OH, it also offers specialty endorsements that can address industry-specific gaps in standard policies. Its client base includes modern professional offices, industrial warehouses, and restaurants or food-service operations needing tailored risk protection.
As the winter season in Westerville brings the risk of slip-and-fall claims and frozen pipe damage, The Harmony Agency: Allstate Insurance helps local business owners assess their current coverages. Based in Westerville, this agency works with commercial clients to find policies that address common liability and property exposures in the region. They provide guidance on selecting appropriate limits for general liability and business property protection. An initial inspection of your premises is scheduled to help identify specific risk factors for coverage.
Highfield Insurance Agency LLC in Westerville, OH arranges residential coverage to protect homeowners and their personal property. Commercial business insurance policies are also available for local enterprises requiring liability or asset protection throughout central Ohio. Each consultation evaluates individual risk factors before tailoring appropriate coverage. After policies are issued, follow-up service between regular visits ensures any emerging needs are promptly addressed.
What Does a a Business Insurance Agent in Westerville Cost?
Typical costs for business insurance in Ohio vary widely. A small retail shop might pay 500 to 1500 per year for general liability. Workers compensation premiums are calculated per 100 dollars of payroll and can range from 0.50 to 10.00 or more depending on risk class. Commercial auto policies often cost 1200 to 2400 annually per vehicle. This is general information and not insurance advice.
About business insurance agents in Westerville
Business insurance agents in Westerville Ohio help local companies find coverage that meets state requirements. Ohio law mandates that employers with one or more employees carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a private carrier. An agent can guide you through general liability property and commercial auto policies tailored to your Westerville business.
Frequently Asked Questions
What types of business insurance are required in Ohio?
Ohio requires employers to have workers compensation coverage for all employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
How do I find a business insurance agent in Westerville?
You can search online directories or ask other local business owners for referrals. Verify that the agent is licensed in Ohio through the Ohio Department of Insurance website. Many agents in Westerville specialize in small business coverage.
What factors affect the cost of business insurance in Ohio?
Costs depend on your industry payroll claims history and coverage limits. Ohio workers compensation rates are set by the state based on your business classification. General liability premiums often range from 500 to 3000 per year for small businesses.
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