The top-rated business insurance agent in Stillwater, Oklahoma is Jeff Millerd - State Farm Insurance Agent, rated 4.9 stars across 517 reviews. Other highly rated options include Rotnei Clarke - State Farm Insurance Agent, Lucas Grounds - State Farm Insurance Agent, Allegiant Insurance Stillwater. This directory lists 20 business insurance agents serving Stillwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Millerd - State Farm Insurance Agent | 401 S Main St | (405) 372-4242 |
| 2 | Rotnei Clarke - State Farm Insurance Agent | 726 S Western Rd | (405) 372-6433 |
| 3 | Lucas Grounds - State Farm Insurance Agent | 2121 W 6th Ave | (405) 372-9700 |
| 4 | Allegiant Insurance Stillwater | 4626 W 6th Ave | (918) 928-3911 |
| 5 | Legacy Foundation Group | 901 S Main St Suite 41 | (405) 916-8613 |
| 6 | Farmers Insurance - Brian Dudgeon | 612 W 6th Ave | (405) 707-9200 |
| 7 | J K Meadors & Co | 703 S Western Rd | (405) 377-0000 |
| 8 | Scott Leming - State Farm Insurance Agent | 1102 W 6th Ave | (405) 372-9206 |
| 9 | Farmers Insurance - Jodie Jackson | 1120 N Duck St # B | (405) 743-1000 |
| 10 | Messer Bowers Insurance | 730 S Western Rd | (405) 372-1238 |
Jeff Millerd - State Farm Insurance Agent serves the Stillwater, Oklahoma area, providing business insurance solutions tailored to local enterprises. The agency helps commercial clients manage risk through policies that protect property, liability, and operational continuity. These coverages are designed for small businesses, retail establishments, and professional offices operating in the region. Individualized consultations assess specific exposures to recommend appropriate coverage limits and deductibles. The agency also handles workers’ compensation insurance for employers with staff in Stillwater.
Rotnei Clarke - State Farm Insurance Agent serves homeowners, businesses, and property managers in Stillwater, Oklahoma, with tailored business insurance policies and personal coverage. The agency helps local entrepreneurs and commercial property owners protect their assets from common risks. Personal lines such as auto and renters insurance are also available through the same office. Its services extend to nearby communities like Perkins and other areas within Payne County.
Lucas Grounds - State Farm Insurance Agent provides a full range of business insurance solutions in the Stillwater, OK area, including general liability, commercial property, and workers’ compensation coverage. The office offers personalized service plans that review each client’s operations and risk exposures to tailor appropriate protection policies. Regular policy reviews help clients adjust their coverage as their business evolves. The agency services a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
Allegiant Insurance Stillwater serves local business owners by offering both one-time policy placements for specific projects and recurring service options for ongoing operations. As a business insurance agent in Stillwater, Oklahoma, the company assists with general liability, property, and workers’ compensation coverage tailored to commercial needs. Understanding regional risks helps guide policy recommendations that protect assets and daily activities. Service arrangements are flexible and can be scheduled on a one-time basis for short-term needs, recurring through regular renewals, or structured as needed for evolving circumstances.
Legacy Foundation Group serves local businesses, property managers, and commercial property owners in Stillwater, Oklahoma. It offers Business Insurance Agent services, helping clients secure appropriate coverage tailored to their operational needs and risk profiles. The company assists with general liability, property, and workers' compensation policies common in this region. It also works with clients in nearby Perkins, sharing the same diligent support and expertise in navigating local insurance requirements.
Farmers Insurance - Brian Dudgeon serves the Stillwater area and surrounding Oklahoma communities as a business insurance agent. The agency handles commercial coverage needs including general liability, property protection, workers’ compensation, and commercial auto policies. It assists local small and mid-sized businesses in evaluating their specific risks. For each client, the agent begins by reviewing the company’s operations and exposures, then recommends appropriate coverage limits and policy options to match the business’s unique operational profile.
J K Meadors & Co provides specialty business insurance services tailored to the unique risks faced by commercial enterprises, including liability coverage and property protection. The agency serves a wide range of clients in and around Stillwater, OK, helping them secure policies that address operational exposures and legal requirements. As seasonal weather shifts bring the threat of hailstorms or winter freezes to the region, the agent assists local businesses in reviewing and adjusting their commercial property insurance to safeguard against weather-related damages.
As Stillwater businesses prepare for seasonal shifts in inventory and foot traffic, Scott Leming - State Farm Insurance Agent addresses their evolving commercial insurance needs. This business insurance agent works closely with local small businesses, agricultural operations, and retail stores to review coverage options. Using partnerships with multiple carriers, the agent helps identify protection for property, liability, and business interruption. A typical first step involves an on-site assessment of business operations and existing policies, ensuring each client receives a thorough risk evaluation and tailored coverage suggestions.
Farmers Insurance - Jodie Jackson serves residential clients in Stillwater, Oklahoma, with personal insurance for homes and automobiles. The agency also offers business insurance coverage tailored to local commercial operations throughout the area. Commercial policies protect small business owners against property damage and liability risks common in this region. After initial placements, the agent follows up regularly to review changing business needs. Policy updates or adjustments are handled promptly between these routine visits to ensure continuous protection.
Messer Bowers Insurance in Stillwater, Oklahoma assists local business owners by structuring property and liability coverage tailored to operational risks. They provide specialized endorsements that extend basic policies, covering equipment breakdown or data breach expenses for added security. Their work focuses on matching policy limits to industry needs, helping clients manage unforeseen events. This commercial insurance agency serves professional offices needing general liability, warehouses requiring inland marine protection, and food service establishments seeking product liability coverage.
What Does a a Business Insurance Agent in Stillwater Cost?
Typical costs for a business insurance policy in Oklahoma range from 500 to 3000 per year for a small business general liability policy. Workers compensation premiums are calculated per 100 of payroll and vary by industry class code. For example a low risk office job might cost 0.50 per 100 of payroll while a high risk construction job could cost 10 per 100. Commercial property insurance in Stillwater averages 1000 to 5000 annually depending on building value and location. These are general estimates and your actual cost will depend on your specific business profile. This information is for general educational purposes and does not constitute insurance advice.
About business insurance agents in Stillwater
Business insurance agents in Stillwater Oklahoma help local companies find the right coverage for their specific needs. Oklahoma law requires businesses with employees to carry workers compensation insurance unless they are a sole proprietor or have fewer than five employees. Agents in Stillwater can guide you through general liability commercial property and other essential policies to meet state requirements and protect your assets.
Frequently Asked Questions
What types of business insurance are required in Oklahoma?
Oklahoma requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any business owned vehicles. General liability is not mandated by state law but is often required by landlords or contracts.
How do I find a business insurance agent in Stillwater?
You can search online for independent agents or agencies located in Stillwater. The Oklahoma Insurance Department provides a license lookup tool to verify an agents credentials. Local business associations like the Stillwater Chamber of Commerce can also provide referrals.
What factors affect the cost of business insurance in Oklahoma?
Costs depend on your industry payroll revenue location and claims history. For example a small retail shop in Stillwater might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 annually. Premiums are also influenced by Oklahoma weather risks like tornadoes and hail.
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