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Compare Business Insurance Agents in Charlestown, RI
Compare business insurance agents in Charlestown. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 business insurance agents in Charlestown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Abstract Insurance Inc
3769 Old Post Rd, Charlestown, RI 02813
(401) 210-1304
Paul Sheinkopf - Prudential Financial
18 E Overlook Terrace, Charlestown, RI 02813
(401) 213-6228
prudential.com
Business insurance agents in Charlestown Rhode Island help local companies find coverage that meets state requirements. Rhode Island law requires most employers to carry workers compensation insurance if they have one or more employees. Agents in Washington County can assist with general liability commercial property and professional liability policies tailored to Charlestown businesses.
What Does a Business Insurance Agent in Charlestown Cost?
Typical costs for a small business insurance policy in Rhode Island range from 400 to 2000 per year for general liability. A business owners policy BOP which bundles liability and property insurance often costs between 500 and 3000 per year. Workers compensation premiums are calculated per 100 of payroll and vary by industry class code. These figures are estimates only. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island requires workers compensation insurance for any employer with one or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords and contracts.
How do I find a licensed business insurance agent in Charlestown?
You can search the Rhode Island Department of Business Regulation website for licensed agents in Washington County. Local agents in Charlestown often advertise through the Charlestown Chamber of Commerce or local business directories.
What factors affect the cost of business insurance in Rhode Island?
Costs depend on your business type number of employees annual revenue location and claims history. For example a small retail shop in Charlestown might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 per year.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.