ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Business Insurance Agents in Narragansett, RI
Compare business insurance agents in Narragansett. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 business insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Chad Dupuis, Realtor Narragansett
1182 Boston Neck Rd, Narragansett, RI 02882
(401) 261-2218
homes4saleinsouthcounty.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
A business insurance agent in Narragansett Rhode Island helps local companies find coverage for liability property and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance. An agent can guide you through the specific needs of a coastal business in Washington County.
What Does a Business Insurance Agent in Narragansett Cost?
Typical costs for business insurance in Rhode Island vary by industry and location. A small retail shop in Narragansett might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll. Flood insurance can add 700 to 2000 dollars annually. These are estimates and actual costs depend on your specific business. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island law requires workers compensation insurance for businesses with one or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not required by state law but are often needed by landlords or clients.
Do I need flood insurance for my business in Narragansett?
Narragansett is a coastal town so flood risk is high. Standard business policies do not cover flood damage. You may need a separate policy from the National Flood Insurance Program or a private insurer. Many lenders require it if your business is in a flood zone.
How does Rhode Island workers compensation insurance work for small businesses?
Rhode Island requires all employers with one or more employees to have workers compensation insurance. You can buy it from a private agent or through the Rhode Island Workers Compensation Insurance Plan if you cannot get it elsewhere. Premiums are based on your payroll and industry classification.
Free • No Obligation
Compare Business Insurance Agents
Get matched with agents in Narragansett who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.