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Compare Business Insurance Agents in Smithfield, RI
Compare business insurance agents in Smithfield. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 business insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Angel Urena: Primerica - Financial Services
55 Douglas Pike #206A, Smithfield, RI 02917
(401) 618-5939
reps.primerica.com
Business insurance agents in Smithfield Rhode Island help local companies find coverage for general liability property insurance and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the General Laws. Agents also assist with commercial auto policies and professional liability coverage for Smithfield businesses.
What Does a Business Insurance Agent in Smithfield Cost?
Business insurance costs in Rhode Island vary widely by industry size and coverage limits. A small retail shop in Smithfield might pay 500 to 2000 dollars annually for a business owner policy. Workers compensation premiums are based on payroll and classification codes set by the Rhode Island Workers Compensation Rating Bureau. Professional liability insurance for consultants can range from 600 to 3000 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a licensed business insurance agent in Smithfield?
You can search the Rhode Island Department of Business Regulation website for licensed agents in Smithfield. Local agents can also be found through the Independent Insurance Agents of Rhode Island directory. Many agents offer free initial consultations to discuss your business needs.
What is the average cost for business insurance in Rhode Island?
General liability insurance for a small business in Rhode Island typically costs between 400 and 1500 dollars per year. Workers compensation rates are set by the state and vary by industry and payroll. Costs depend on your business type location and claims history.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.